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FAB-SERVICES

Active
Private limited companyfounded 201016 yrs activeRue de Mettet 106, 5620 Florennes, BelgiumKBO/BCE: BE 0822.360.555
Summary

FAB-SERVICES has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,193 and a net result of €3,581. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 1886 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+72
Solvency45▲+35
Growth58=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 16 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
26 d late
2023
29 d late
2022
119 d late
2021
22 d late
2020
160 d late
2019
111 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 62 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 8 January 2010, FAB-SERVICES was incorporated.1 Total assets went from EUR 5,773 in 2018 to EUR 10,888 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€2,193
2024 · -€1,389
Total assets
€10,888▲ 21.3%
2024 · €8,975
Net result
€3,581
2024 · -€773
Working capital
€2,143
2024 · -€1,439
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€3,771▼ 69.0%-€4,774€1,941€991▼ 48.9%€6,538▲ 560%
Net result-€168within the sector's middle half-€4,290below the sector's middle half▼ 2,447%-€5,150below the sector's middle half▼ 20.0%-€773within the sector's middle half▲ 85.0%€3,581within the sector's middle half
Equity€8,824below the sector's middle half▼ 1.9%€4,534below the sector's middle half▼ 48.6%-€616below the sector's middle half-€1,389below the sector's middle half▼ 125%€2,193below the sector's middle half
Total assets€22,671below the sector's middle half▼ 12.2%€12,112below the sector's middle half▼ 46.6%€7,009below the sector's middle half▼ 42.1%€8,975below the sector's middle half▲ 28.0%€10,888below the sector's middle half▲ 21.3%
Debt€13,847▼ 17.8%€7,578▼ 45.3%€7,625▲ 0.6%€10,364▲ 35.9%€8,696▼ 16.1%
Working capital€2,923within the sector's middle half▲ 22.7%€1,204within the sector's middle half▼ 58.8%-€1,375within the sector's middle half-€1,439within the sector's middle half▼ 4.7%€2,143within the sector's middle half
Solvency38.9%within the sector's middle half▲ 4.1pp37.4%within the sector's middle half▼ 1.5pp-8.8%below the sector's middle half▼ 46.2pp-15.5%below the sector's middle half▼ 6.7pp20.1%within the sector's middle half▲ 35.6pp
Current ratio1.21within the sector's middle half▲ 0.051.16within the sector's middle half▼ 0.050.82within the sector's middle half▼ 0.340.86within the sector's middle half▲ 0.041.25within the sector's middle half▲ 0.39
Return on assets (ROA)-0.7%below the sector's middle half▼ 36.1pp-35.4%below the sector's middle half▼ 34.7pp-73.5%below the sector's middle half▼ 38.1pp-8.6%below the sector's middle half▲ 64.9pp32.9%above the sector's middle half▲ 41.5pp
above within below the middle half (P25 to P75) of NACE 49, Land transport and transport via pipelines, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000Operating result 2021: €3,771€3,771Net result 2021: -€168-€168Operating result 2022: -€4,774-€4,774Net result 2022: -€4,290-€4,290Operating result 2023: €1,941€1,941Net result 2023: -€5,150-€5,150Operating result 2024: €991€991Net result 2024: -€773-€773Operating result 2025: €6,538€6,538Net result 2025: €3,581€3,58120212022202320242025-€10,000-€5,000€0€5,000Operating result 2023: €1,941€1,940Net result 2023: -€5,150-€5,150Operating result 2024: €991€991Net result 2024: -€773-€773Operating result 2025: €6,538€6,540Net result 2025: €3,581€3,580202320242025
The operating result recovers in 2025; 2025 is 560% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10,888
Fixed assets €50 =
Current assets €10,838 ▲ 21.4%
Equity and liabilities €10,888
Equity €2,193
Debt €8,696
Debt finances 79.9% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Debt to equity
3.97▲
2024 · -7.46
ROE
163.3%
Debt ≤ 1 year
€8,696▼
2024 · €10,364
Income taxes
€2,253▲
2024 · €1,398
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,053 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.4% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€8,975€10,888▲
Fixed assets21/28€50€50=
Financial fixed assets28€50€50=
Current assets29/58€8,925€10,838▲
Amounts receivable within one year40/41€8,540€8,543=
Other amounts receivable41€8,540€8,543=
Cash at bank and in hand54/58€385€1,937▲
Deferred charges and accrued income490/1-€359
Equity and liabilities
Total equity and liabilities10/49€8,975€10,888▲
Equity10/15-€1,389€2,193▲
Contributions10/11€12,400€12,400=
Outside capital11-€12,400
Other1109/19-€12,400
Profit (loss) carried forward14-€13,789-€10,207▲
Amounts payable17/49€10,364€8,696▼
Amounts payable within one year42/48€10,364€8,696▼
Trade debts44€5,025€466▼
Suppliers440/4€5,025€466▼
Taxes, remuneration and social security45€5,339€8,230▲
Taxes450/3€5,339€8,230▲
Income statement Code20242025
Non-recurring operating income76A-€791
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€709-
Other operating charges640/8€11€11▼
Gross operating margin9900€1,711€6,549▲
Operating profit (loss)9901€991€6,538▲
Financial income75/76B€332-
Recurring financial income75€332-
Financial charges65/66B€698€704▲
Recurring financial charges65€698€704▲
Profit (loss) for the period before taxes9903€625€5,835▲
Income taxes67/77€1,398€2,253▲
Profit (loss) for the period9904-€773€3,581▲
Profit (loss) for the period to be appropriated9905-€773€3,581▲
Appropriation of the result
Profit (loss) to be appropriated9906-€13,789-€10,207▲
Profit (loss) brought forward from the previous period14P-€13,016-€13,789▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€9,500---€791-
Remuneration, social security and pensions62€486€7,165----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,571€2,571€2,571€709--
Other operating charges640/8€597€1,475€4,270€11€11▼ 2.3%
Gross operating margin9900€7,424€6,437€8,782€1,711€6,549▲ 283%
Operating profit (loss)9901€3,771-€4,774€1,941€991€6,538▲ 560%
Financial income75/76B€0€5,857€249€332--
Recurring financial income75€0€3€249€332--
Non-recurring financial income76B-€5,854----
Financial charges65/66B€2,038€4,293€6,423€698€704▲ 0.8%
Recurring financial charges65€2,038€4,293€6,423€698€704▲ 0.8%
Profit (loss) for the period before taxes9903€1,733-€3,210-€4,233€625€5,835▲ 834%
Income taxes67/77€1,901€1,080€917€1,398€2,253▲ 61.2%
Profit (loss) for the period9904-€168-€4,290-€5,150-€773€3,581▲ 563%
Profit (loss) for the period to be appropriated9905-€168-€4,290-€5,150-€773€3,581▲ 563%
Line20212022202320242025Change
Assets
Total assets20/58€22,671€12,112€7,009€8,975€10,888▲ 21.3%
Fixed assets21/28€5,901€3,330€759€50€50=
Tangible fixed assets22/27€5,851€3,280€709---
Plant, machinery and equipment23€2,411€1,560€709---
Furniture and vehicles24€3,439€1,720----
Financial fixed assets28€50€50€50€50€50=
Current assets29/58€16,770€8,782€6,250€8,925€10,838▲ 21.4%
Amounts receivable within one year40/41€9,020€6,365€6,250€8,540€8,543=
Trade receivables40€8,995€2,437€760---
Other amounts receivable41€25€3,928€5,490€8,540€8,543=
Cash at bank and in hand54/58€7,750€2,417-€385€1,937▲ 403%
Deferred charges and accrued income490/1----€359-
Equity and liabilities
Total equity and liabilities10/49€22,671€12,112€7,009€8,975€10,888▲ 21.3%
Equity10/15€8,824€4,534-€616-€1,389€2,193▲ 258%
Contributions10/11€12,400€12,400€12,400€12,400€12,400=
Capital10€12,400€12,400----
Issued capital100€18,600€18,600----
Uncalled capital101€6,200€6,200----
Outside capital11--€12,400-€12,400-
Share premium1100/10--€12,400---
Other1109/19----€12,400-
Profit (loss) carried forward14-€3,576-€7,866-€13,016-€13,789-€10,207▲ 26.0%
Amounts payable17/49€13,847€7,578€7,625€10,364€8,696▼ 16.1%
Amounts payable within one year42/48€13,847€7,578€7,625€10,364€8,696▼ 16.1%
Current portion of amounts payable after more than one year42€1,861-----
Financial debts43--€544---
Credit institutions430/8--€544---
Trade debts44€675€1,699€1,952€5,025€466▼ 90.7%
Suppliers440/4€675€1,699€1,952€5,025€466▼ 90.7%
Taxes, remuneration and social security45€7,474€5,879€5,129€5,339€8,230▲ 54.2%
Taxes450/3€7,474€5,879€5,129€5,339€8,230▲ 54.2%
Other amounts payable47/48€3,837-----
Line20212022202320242025Change
Profit (loss) for the period9904-€168-€4,290-€5,150-€773€3,581▲ 563%
+ Depreciation and write-downs630€2,571€2,571€2,571€709--
Operating cash flow (approximation)€2,402-€1,719-€2,579-€64€3,581▲ 5,696%
Investment in fixed assets (approximation)--€0€0€0€0-
Change in cash--€5,333--€1,552-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Back to profitnet €3,581
Net result €3,581 after 4 loss-making years.
26-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Weakest financial yearnet -€5,150
Net result drops to -€5,150, the lowest in the series; recovery starts the following year.
27-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 119 days late
2022
22-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
07-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 160 days late
2020
31-12
Financial Back to profitnet €9,138
Net result €9,138 after 2 loss-making years.
19-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 111 days late
2019
16-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Florennes · 1 establishment unit since 2010
seat establishment The establishment unit on the map
Ground area
360 m²
Building footprint
58 m²
Parcel 93022L0231/00V002, Wallonia. Linked by address, not a title deed.
1 establishment unit
FAB-SERVICES
Rue de Mettet 106, 5620 FlorennesRetail trade
since 20102.184.742.876
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93022L0231/00V002 Wallonia 360 m² 1 · 58 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,583 companies in sector 49410 we hold annual accounts for 8,204. 1,564 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-01-2010
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
Contact
E-mail babysse2000@hotmail.comFlorennes
Phone +32476651167Florennes
E-invoicing
Reachable via Peppol
Peppol ID 0208:0822360555
Also 9925:BE0822360555
Registered 15-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.