Equity
€20,460 from €61,352 in 2021
Equity fell by 67% in 4 years.
Fab-iD
Lifetime
9 annual accounts with figures on one time axispeak €168,646 (2023)
€129,431▼ 23.0%
lowest -€2,618 (2017)
€64,957▼ 29.4%
peak €61,352 (2021)
€20,460unchanged
€352,716▼ 12.3%
Board1 name since 2015
1 directorHERMANS Bart
Documentsfilings and deeds
24-11-202568 days before the deadline
2025micro format
Gross margin from €168,185 to €129,431Result from €91,959 to €64,957Dividend €64,957
Key points
from the 2025 annual accountsDebts
€352,716 95% of the balance sheet
Financial debts 70%Suppliers 2%Taxes and wages 2%Other 27%
Of this, €104,107 falls due within a year.
Position in the sector
5.5%
Lower solvency than 88% of companies in architecture and engineering. Sector median 53.9% · 11,794 companies.
Checked score
91
Excellent
Financially stronger than 41% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025lowest value
06-2025: 0.1%● unchanged vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025lowest value
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026highest value
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Equity €20,460 (5.5% of total assets)
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Size: total assets €373,176
Liquidity: current ratio 1.06, cash €66,908
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 13% of them on solvency, 48% on liquidity, 65% on profitability and 39% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,325 companies had the same profile as Fab-iD has now. Each dot stands for 4 companies, two years later.
95.2%
were still trading
3.2%
stopped another way
1.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Fab-iD itself is lower: 0.1% within 12 months. It rests on far more data about Fab-iD than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,325 companies, not a prediction for Fab-iD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.06 (0.99 in 2024), below the usual 1.5. Short-term debt is 27.9% and cash 17.9% of total assets. 94.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 11794 sector peers (2025).
NBB · sector comparisonPosition among 11794 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-11-2025, 68 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
68 days early
2024
44 days early
2023
1 day early
2022
on the day
2021
11 days late
2020
2 days early
2019
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (4 of the last 5 accounts filed within 43 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0643563029
Change of role: HERMANS Bart, from manager to statutory director
Director discharge: HERMANS Bart · General meeting of 12-12-2023 · Gazette deed
Incorporation
published on 26-11-2015 · Gazette deed
First establishment
Strombeek-Beverselaan 94, Meise
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Fab-iD Meise | €373,176 | €129,431 | 5.5% | - |
| NESCON Tielt-Winge | €354,114 | €104,605 | 33.7% | - |
| THINKING FORWARD Merchtem | €482,555 | €131,706 | 42.7% | - |
| BEMS Consulting Waterloo | €360,130 | €132,929 | 75.7% | - |
| Artori Anzegem | €354,961 | €138,630 | 68.6% | - |
| VOLTANOMICI Mechelen | €347,002 | €127,546 | 36.3% | - |
| G.SOL Mons | €375,002 | €114,404 | 77.0% | - |
These companies have the same main activity as Fab-iD: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €347,000 and €483,000, founded between 2014 and 2016.
Official details
Source: KBO- Status
- Active since 24-11-2015Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 2 others
- Establishment unit
- 2.250.214.8091860 Meise, since 24-11-2015
- Financial year end
- 30 June
- Peppol
- Reachable since 04-11-2025
Annual accounts to 30-06-2025
- ≈ €260,000estimated
- €373,176▼ 11.7%
- Filing
- Filed on 24-11-2025, 68 days before the end of the filing period
Insights on Fab-iD
Fab-iD files the micro format. That format states no turnover. The gross margin rose from €49,270 in 2017 to €129,431 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Fab-iD
- What is the company number of Fab-iD?
- The company number of Fab-iD is 0643.563.029. The VAT number is the same number with BE in front: BE 0643.563.029.
- Where is Fab-iD based?
- The registered office is at Strombeek-Beverselaan 94, 1860 Meise.Company details
- What does Fab-iD do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of Fab-iD?
- Fab-iD is a private limited company (BV).
- When was Fab-iD founded?
- Fab-iD was founded on 24-11-2015.
- Is Fab-iD still active?
- Yes, Fab-iD is an active enterprise in the KBO register.
- What is the turnover of Fab-iD?
- The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €129,431 and 36 comparable companies (NACE 711). It probably lies between €200,000 and €330,000.Financials
- Is Fab-iD profitable?
- In financial year 2025, Fab-iD made a profit of €64,957.
- Where can I find the annual accounts of Fab-iD?
- Fab-iD filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Fab-iD due?
- Fab-iD must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.