FAAN CONSULT
ActiveSummary
FAAN CONSULT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.99M and a net result of €513k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 76% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €280k at 30 days acceptable
Liquidity ample (current ratio 4.07 against 9.43 in 2024; short-term debt: 20.2% and cash: 41.9% of total assets), and 20.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.8%
Return on assets
13.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
13 d early
2023
22 d early
2022
19 d early
2021
24 d late
2020
30 d late
2019
118 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.99M▼ 4.4%
2024 · €3.12M
2018: €1.13M
2019: €1.47M
2020: €1.59M
2021: €3.26M
2022: €3.02M
2023: €3.02M
2024: €3.12M
2018 → 2025
Total assets
€3.74M▲ 8.6%
2024 · €3.45M
2018: €1.69M
2019: €1.96M
2020: €2.07M
2021: €3.80M
2022: €3.37M
2023: €3.31M
2024: €3.45M
2018 → 2025
Net result
€513k▲ 68.1%
2024 · €305k
2018: €208k
2019: €336k
2020: €119k
2021: €1.77M
2022: €208k
2023: €126k
2024: €305k
2018 → 2025
Working capital
€2.32M▼ 7.5%
2024 · €2.51M
2018: €603k
2019: €898k
2020: €949k
2021: €2.77M
2022: €2.48M
2023: €2.44M
2024: €2.51M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.26M-€3.02M▼ 7.3%€3.02M▼ 0.1%€3.12M▲ 3.5%€2.99M▼ 4.4%
Operating result€142k-€137k▼ 3.2%€137k▼ 0.5%€115k▼ 15.9%€171k▲ 49.4%
Net result€1.77M-€208k▼ 88.3%€126k▼ 39.2%€305k▲ 141%€513k▲ 68.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 49% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.74M
Fixed assets
€670k ▲ 4.0%
Current assets
€3.07M ▲ 9.6%
Equity and liabilities €3.74M
Equity
€2.99M ▼ 4.4%
Debt
€756k ▲ 134%
Debt's share of the balance-sheet total rises from 9.4% to 20.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€179k▲
2024 · €126k
Cash flow
€521k▲
2024 · €316k
Current ratio
4.07▼
2024 · 9.43
Debt to equity
0.25▲
2024 · 0.10
ROE
17.2%▲
2024 · 9.8%
ROA
13.7%▲
2024 · 8.8%
Interest coverage
155.97▲
2024 · 75.30
Debt ≤ 1 year
€756k▲
2024 · €297k
Income taxes
€100k▲
2024 · €70k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.45M€3.74M▲
Fixed assets21/28€644k€670k▲
Tangible fixed assets22/27€7k€33k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€7k€32k▲
Financial fixed assets28€637k€637k=
Current assets29/58€2.80M€3.07M▲
Amounts receivable within one year40/41€1.20M€1.28M▲
Other amounts receivable41€1.20M€1.28M▲
Current investments50/53-€51k
Cash at bank and in hand54/58€1.44M€1.57M▲
Deferred charges and accrued income490/1€157k€179k▲
Equity and liabilities
Total equity and liabilities10/49€3.45M€3.74M▲
Equity10/15€3.12M€2.99M▼
Contributions10/11€150k€150k=
Reserves13€2.97M€2.84M▼
Distributable reserves133€2.97M€2.84M▼
Amounts payable17/49€323k€756k▲
Amounts payable after more than one year17€26k-
Financial debts170/4€26k-
Amounts payable within one year42/48€297k€756k▲
Current portion of amounts payable after more than one year42€51k€26k▼
Trade debts44€740€4k▲
Suppliers440/4€740€4k▲
Taxes, remuneration and social security45€37k€66k▲
Taxes450/3€37k€66k▲
Other amounts payable47/48€209k€660k▲
Accrued charges and deferred income492/3€33€46▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€127k€181k▲
Operating profit (loss)9901€115k€171k▲
Financial income75/76B€262k€442k▲
Recurring financial income75€262k€442k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€375k€612k▲
Income taxes67/77€70k€100k▲
Profit (loss) for the period9904€305k€513k▲
Profit (loss) for the period to be appropriated9905€305k€513k▲
Appropriation of the result
Profit (loss) to be appropriated9906€305k€513k▲
Transfer from equity791/2€200k€650k▲
Transfer to equity691/2€305k€513k▲
To other reserves6921€305k€513k▲
Profit to be distributed694/7€200k€650k▲
Return on contributions (dividend)694€200k€650k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
31-03
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose · Koenraad De Puydt
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
31-12
Financial
Highest result since 2018net €1.77M ▲1391%
Net result €1.77M, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 9.01
Current ratio from 3.15 to 9.01; short-term debt falls from €441k to €346k.
31-12
Financial
Equity above €2MEq €3.26M ▲105%
4 profitable years in a row build equity to €3.26M.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €119k ▼64.6%
Net result drops to €119k, the lowest in the series; recovery starts the following year.
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 118 days late
Show earlier events
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mazier 141730 AsseGround area
6,793 m²
Building footprint
932 m²
Volume, LiDAR
4,661 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FAAN CONSULT
since 20032.134.796.586
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002F0467/00F000 | Flanders | 4,208 m² | 1 · 606 m² | 8.9 m · 2 fl. |
| 23002G0097/00F000 | Flanders | 2,585 m² | 1 · 326 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Ketchum
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BJ INVEST BEHEER
BE 0548.945.566
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HOESCH
BE 0458.881.363
Kraainem · Eq €2,989,145
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 15,896 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2003
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.