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FA-WAY

Active
Public limited companyfounded 1995active for 31 yearsZ.A.S. du Scailmont sn, 7170 Manage, BelgiumKBO/BCE: BE 0454.701.356
Summary

The computed 12-month bankruptcy probability of FA-WAY is 2.7% (moderate). The annual accounts of FA-WAY for financial year 2025 show a net loss of 75% of the equity at the start of that year. The 2025 annual accounts show equity of €46,073 and a net result of -€138,832. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 5,034 sector peers (NACE 47, financial year 2025). The company has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
FA-WAYActiveChecked score 50/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of fruit and vegetables
NACE 47210
2 sites
Size
€3.5mturnover 2025
Staff
24.6 FTE
Equity
€46,073
Loss
-€138,832
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.7%
Structure
2025 accounts 46 days early
Why 50raises riskLoss of €138,832, the second in a row (financial year 2025)Equity €46,073 (4.2% of total assets)Sector: Retail trade (NACE 47)Size: turnover €3.5m, 24.6 FTE, total assets €1.1mShow the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 16% of its sector peers (NACE 47, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 29-11
equity 4.2% of total assets
Liquidity 15-10
short-term debt 95.8% · cash 11.9%
Profitability 8+7
return on assets -12.7%
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,693 companies, NACE 47, small)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025lowest value 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 2.0%▲ +2.0 percentage points vs 07-2025 09-2025: 2.0%● unchanged vs 08-2025 10-2025: 2.0%● unchanged vs 09-2025 11-2025: 2.0%● unchanged vs 10-2025 12-2025: 2.0%● unchanged vs 11-2025 01-2026: 2.0%● unchanged vs 12-2025 02-2026: 2.0%● unchanged vs 01-2026 03-2026: 2.0%● unchanged vs 02-2026 04-2026: 2.1%▲ +0.1 percentage points vs 03-2026 05-2026: 2.1%● unchanged vs 04-2026 06-2026: 2.0%▼ -0.1 percentage points vs 05-2026 07-2026: 2.7%▲ +0.7 percentage points vs 06-2026highest value 08-2026: 2.7%● unchanged vs 07-2026highest value 09-2026: 2.7%● unchanged vs 08-2026highest value 10-2026: 2.7%● unchanged vs 09-2026highest value
Credit of up to €2,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity insufficient (current ratio 0.48, compared with 0.54 in 2024, below 1; short-term debt: 95.8% and cash: 11.9% of total assets), and 95.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 15% on solvency, 13% on liquidity, 7% on profitability and 30% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
raises riskneutral
raises risk · Loss of €138,832, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Equity €46,073 (4.2% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Size: turnover €3.5m, 24.6 FTE, total assets €1.1m
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€138,832
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 5034 sector peers (2025).
NBB · sector comparison
Position among 5034 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 days early
2024
24 days early
2023
29 days late
2022
41 days early
2021
11 days late
2020
18 days early
2019
56 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Resignation: VAN de VELDE Jean-François Nicolas…Reappointments: FANTIN Walter (director) and…
  3. Annual accounts filedfinancial year 2024 · full…

Key points

  • Caution: Equity fell in 2025from €184,905 to €46,073 ▼ 75.1% View
  • Caution: Among the weakest 10% on net resultsector median €39,952 · 5,033 companies -€138,832 View
  • Positive: 5 years of growth in a rowturnover 2025: €3.5m 5 years View

By topic

Financials

Financial year
2025
Turnover
€3.5m
Loss
-€138,832
Solvency
4.2%
Turnover▲ 1.4%
Net result
20182025
Go to Financials

Timeline

Events
37
Since
1996
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 29-08-2024Annual accounts filed
  3. 31-12-2023Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
2
Legal form
Public limited company
Activity
Retail sale of fruit and vegetablesNACE 47210
Founded
01-03-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
41
Annual meeting
First Tuesday of May at 18:00
Purpose
“L'achat et la vente en gros, demi-gros ou detail de toutes denrées d'origine végétale…” (deed in French)
Go to Articles of association

Key facts about FA-WAY

What is the company number of FA-WAY?
0454.701.356. In Belgium the VAT number is the company number with BE in front: BE 0454.701.356.
Where is FA-WAY based?
The registered office is at Z.A.S. du Scailmont sn, 7170 Manage.Company details
What does FA-WAY do?
According to the KBO register, the main activity is retail sale of fruit and vegetables (NACE 47210).
What is the legal form of FA-WAY?
Public limited company (NV).
When was FA-WAY founded?
On 01-03-1995.
Is FA-WAY still active?
Yes, FA-WAY is an active enterprise in the KBO register.
How many employees does FA-WAY have?
On average 24.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of FA-WAY?
€3.5m in financial year 2025, according to the filed annual accounts.
Is FA-WAY profitable?
In financial year 2025, FA-WAY made a loss of €138,832.
Where can I find the annual accounts of FA-WAY?
FA-WAY filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FA-WAY due?
By 31-07-2027, for financial year 2026.Timeline

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