Turnover
≈ €480,000 estimated
The micro format states no turnover.
FA Immobilière
Lifetime
7 annual accounts with figures on one time axispeak €427,273 (2024)
€273,792▼ 35.9%
lowest -€112,404 (2022)
€56,470▼ 26.6%
peak €680,598 (2024)
€544,069▼ 20.1%
€1.6m▼ 11.7%
peak 1 FTE (2020)
-not published
Board1 name since 2019
-
Documentsfilings and deeds
17-06-202644 days before the deadline
2025micro format
Gross margin from €427,273 to €273,792Result from €76,961 to €56,470Equity from €680,598 to €544,069
Key points
from the 2025 annual accountsDebts
€1.6m 75% of the balance sheet
Financial debts 64%Suppliers 2%Taxes and wages 4%Other 30%
Of this, €188,584 falls due within a year.
Investments
€186,928 2.0 × depreciation
Green is investment, beige is depreciation.
Liquidity
2.24 was 1.19 in 2024
Short-term debts fell from €380,555 to €188,584.
Filings
7 annual accounts 3 late
The 2024 accounts came latest: 181 days after the end of the period.
Position in the sector
€544,069
More equity than 85% of companies in real estate. Sector median €73,119 · 17,206 companies.
Checked score
83
Excellent
Financially stronger than 49% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.8%▲ +0.1 percentage points vs 05-2025
07-2025: 0.8%● unchanged vs 06-2025
08-2025: 1.2%▲ +0.4 percentage points vs 07-2025
09-2025: 1.5%▲ +0.3 percentage points vs 08-2025
10-2025: 2.3%▲ +0.8 percentage points vs 09-2025
11-2025: 2.5%▲ +0.2 percentage points vs 10-2025
12-2025: 2.7%▲ +0.2 percentage points vs 11-2025
01-2026: 3.3%▲ +0.6 percentage points vs 12-2025highest value
02-2026: 2.1%▼ -1.2 percentage points vs 01-2026
03-2026: 2.5%▲ +0.4 percentage points vs 02-2026
04-2026: 2.5%● unchanged vs 03-2026
05-2026: 2.6%▲ +0.1 percentage points vs 04-2026
06-2026: 2.8%▲ +0.2 percentage points vs 05-2026
07-2026: 0.4%▼ -2.4 percentage points vs 06-2026lowest value
08-2026: 0.4%● unchanged vs 07-2026lowest value
09-2026: 0.4%● unchanged vs 08-2026lowest value
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 2.24, cash €3,808
2 of the last 3 accounts late
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €2.2m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 45% of them on solvency, 57% on liquidity, 77% on profitability and 16% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,372 companies had the same profile as FA Immobilière has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
1.4%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FA Immobilière itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,372 companies, not a prediction for FA Immobilière. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.24 (1.19 in 2024), above the usual 1.5. Short-term debt is 8.7% and cash 0.2% of total assets. However, 74.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
44 days early
2024
181 days late
2023
85 days late
2022
31 days late
2021
34 days early
2020
40 days early
2019
38 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 75 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0730586974
Purpose change
“La constitution et la gestion d’un patrimoine immobilier et la location-financement de biens immeubles aux…” (deed in French) · Faton AJRULA holds all the shares · General meeting of 13-11-2023 · Gazette deed
Registered office moved from erpent to Jambes
New registered office: avenue Jean Materne 213 à 5100 JAMBES · Previous registered office: Allée des fauvettes 6 à 5101 erpent · General meeting of 01-07-2020 · Gazette deed
First establishment
Av. du Bourg. Jean Materne 213, Namur
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FA Immobilière Namur | €2.2m | €273,792 | 25.2% | - |
| JV Invest Willebroek | €2.1m | €234,770 | 8.0% | - |
| Belcin Bruges | €1.9m | €294,810 | 50.5% | - |
| CELIA INVEST Binche | €2.1m | €234,227 | 6.5% | - |
| GSC PATRIMONIUM Bernissart | €1.8m | €305,129 | 13.9% | - |
| ABBS PROPERTY Leuven | €2.5m | €249,414 | 18.7% | - |
| ED Invest Ixelles | €1.7m | €242,282 | 39.2% | - |
These companies have the same main activity as FA Immobilière: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €1.7m and €2.5m, founded between 2018 and 2020.
Official details
Source: KBO- Status
- Active since 11-07-2019Normal situation
- Activity
- Buying and selling of own real estateNACE 68110and 5 others
- Establishment unit
- 2.293.527.6835100 Namur, since 01-09-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Annual accounts 2025
- €2.2m▼ 13.9%
- Filing
- Filed on 17-06-2026, 44 days before the end of the filing period
Insights on FA Immobilière
FA Immobilière files the micro format. That format states no turnover. The gross margin rose from -€6,857 in 2019 to €273,792 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FA Immobilière
- What is the company number of FA Immobilière?
- The company number of FA Immobilière is 0730.586.974. The VAT number is the same number with BE in front: BE 0730.586.974.
- Where is FA Immobilière based?
- The registered office is at Av. du Bourg. Jean Materne 213, 5100 Namur.Company details
- What does FA Immobilière do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of FA Immobilière?
- FA Immobilière is a private limited company (BV).
- When was FA Immobilière founded?
- FA Immobilière was founded on 11-07-2019.
- Is FA Immobilière still active?
- Yes, FA Immobilière is an active enterprise in the KBO register.
- How many employees does FA Immobilière have?
- FA Immobilière had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of FA Immobilière?
- The turnover in financial year 2025 is ≈ €480,000. This figure is estimated from the gross margin of €273,792 and 43 comparable companies (NACE 681). It probably lies between €360,000 and €800,000. In financial year 2019 turnover was €1,060.
- Is FA Immobilière profitable?
- In financial year 2025, FA Immobilière made a profit of €56,470.
- Where can I find the annual accounts of FA Immobilière?
- FA Immobilière filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of FA Immobilière due?
- FA Immobilière must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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