FA Consulting
ActiveSummary
FA Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €121,884 and a net result of -€7,089. Equity is growing by ~21.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability42▼-50
Solvency54▼-25
Growth52=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.47 against 3.49 in 2023; short-term debt: 23.8% and cash: 29.1% of total assets), and 71.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.9%
Return on assets
-1.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
50 d early
2024
49 d early
2023
142 d early
2022
62 d early
2021
32 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 67 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 11 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€121,884▼ 5.5%
2023 · €128,974
Total assets
€421,736▲ 75.9%
2023 · €239,760
Net result
-€7,089
2023 · €45,431
Working capital
€46,897▼ 48.0%
2023 · €90,130
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€71,302-€31,442▼ 55.9%€61,830▲ 96.6%€2,776▼ 95.5%
Net result€55,452above the sector's middle half-€23,090within the sector's middle half▼ 58.4%€45,431above the sector's middle half▲ 96.8%-€7,089below the sector's middle half
Equity€60,452within the sector's middle half-€83,542within the sector's middle half▲ 38.2%€128,974within the sector's middle half▲ 54.4%€121,884within the sector's middle half▼ 5.5%
Total assets€90,385within the sector's middle half-€198,505within the sector's middle half▲ 120%€239,760within the sector's middle half▲ 20.8%€421,736above the sector's middle half▲ 75.9%
Debt€29,933-€114,962▲ 284%€110,786▼ 3.6%€299,852▲ 171%
Working capital€60,452within the sector's middle half-€47,592within the sector's middle half▼ 21.3%€90,130within the sector's middle half▲ 89.4%€46,897within the sector's middle half▼ 48.0%
Solvency66.9%within the sector's middle half-42.1%within the sector's middle half▼ 24.8pp53.8%within the sector's middle half▲ 11.7pp28.9%within the sector's middle half▼ 24.9pp
Current ratio3.02within the sector's middle half-2.32within the sector's middle half▼ 0.703.49within the sector's middle half▲ 1.171.47within the sector's middle half▼ 2.02
Return on assets (ROA)61.4%above the sector's middle half-11.6%within the sector's middle half▼ 49.7pp18.9%within the sector's middle half▲ 7.3pp-1.7%below the sector's middle half▼ 20.6pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 96% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €421,736
Fixed assets
€274,489 ▲ 142%
Current assets
€147,247 ▲ 16.5%
Equity and liabilities €421,736
Equity
€121,884 ▼ 5.5%
Debt
€299,852 ▲ 171%
Debt's share of the balance-sheet total rises from 46.2% to 71.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€31,284▼
2023 · €63,409
Cash flow
€21,418▼
2023 · €47,010
Debt to equity
2.46▲
2023 · 0.86
ROE
-5.8%▼
2023 · 35.2%
Interest coverage
3.08▼
2023 · 15.10
Debt ≤ 1 year
€100,351▲
2023 · €36,236
Debt > 1 year
€199,501▲
2023 · €74,550
Income taxes
€130▼
2023 · €12,201
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,548 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 91% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a small loss
4.3%
went bankrupt
3.9%
stopped otherwise
91%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,548 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €14,878 | €1,579 | €28,508 | ▲ 1,705% |
| Other operating charges640/8 | €488 | €222 | €499 | €1,079 | ▲ 116% |
| Non-recurring operating charges66A | - | - | - | €36,625 | - |
| Gross operating margin9900 | €71,789 | €46,543 | €63,909 | €68,988 | ▲ 7.9% |
| Operating profit (loss)9901 | €71,302 | €31,442 | €61,830 | €2,776 | ▼ 95.5% |
| Financial income75/76B | - | - | - | €423 | - |
| Recurring financial income75 | - | - | - | €423 | - |
| Financial charges65/66B | €1,271 | €1,880 | €4,199 | €10,159 | ▲ 142% |
| Recurring financial charges65 | €1,271 | €1,880 | €4,199 | €10,159 | ▲ 142% |
| Profit (loss) for the period before taxes9903 | €70,031 | €29,562 | €57,632 | -€6,959 | ▼ 112% |
| Income taxes67/77 | €14,579 | €6,472 | €12,201 | €130 | ▼ 98.9% |
| Profit (loss) for the period9904 | €55,452 | €23,090 | €45,431 | -€7,089 | ▼ 116% |
| Profit (loss) for the period to be appropriated9905 | €55,452 | €23,090 | €45,431 | -€7,089 | ▼ 116% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €90,385 | €198,505 | €239,760 | €421,736 | ▲ 75.9% |
| Fixed assets21/28 | - | €114,735 | €113,394 | €274,489 | ▲ 142% |
| Tangible fixed assets22/27 | - | €114,735 | €113,394 | €274,489 | ▲ 142% |
| Land and buildings22 | - | €114,735 | €113,394 | €274,489 | ▲ 142% |
| Current assets29/58 | €90,385 | €83,770 | €126,366 | €147,247 | ▲ 16.5% |
| Amounts receivable within one year40/41 | €13,276 | €36,031 | €30,283 | €24,134 | ▼ 20.3% |
| Trade receivables40 | €13,276 | €17,303 | €13,021 | €18,235 | ▲ 40.0% |
| Other amounts receivable41 | - | €18,728 | €17,262 | €5,900 | ▼ 65.8% |
| Cash at bank and in hand54/58 | €76,665 | €47,260 | €95,169 | €122,741 | ▲ 29.0% |
| Deferred charges and accrued income490/1 | €444 | €479 | €914 | €372 | ▼ 59.3% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €90,385 | €198,505 | €239,760 | €421,736 | ▲ 75.9% |
| Equity10/15 | €60,452 | €83,542 | €128,974 | €121,884 | ▼ 5.5% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | - | €78,542 | €123,974 | €123,974 | = |
| Distributable reserves133 | - | €78,542 | €123,974 | €123,974 | = |
| Profit (loss) carried forward14 | €55,452 | €0 | - | -€7,089 | - |
| Amounts payable17/49 | €29,933 | €114,962 | €110,786 | €299,852 | ▲ 171% |
| Amounts payable after more than one year17 | - | €78,400 | €74,550 | €199,501 | ▲ 168% |
| Financial debts170/4 | - | €78,400 | €74,550 | €199,501 | ▲ 168% |
| Amounts payable within one year42/48 | €29,933 | €36,178 | €36,236 | €100,351 | ▲ 177% |
| Current portion of amounts payable after more than one year42 | - | €4,200 | €4,200 | €8,812 | ▲ 110% |
| Trade debts44 | €4,584 | €477 | €181 | €726 | ▲ 300% |
| Suppliers440/4 | €4,584 | €477 | €181 | €726 | ▲ 300% |
| Taxes, remuneration and social security45 | €20,852 | €22,255 | €11,118 | €8,348 | ▼ 24.9% |
| Taxes450/3 | €20,852 | €22,255 | €11,118 | €8,348 | ▼ 24.9% |
| Other amounts payable47/48 | €4,497 | €9,246 | €20,737 | €82,466 | ▲ 298% |
| Accrued charges and deferred income492/3 | - | €384 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €55,452 | €23,090 | €45,431 | -€7,089 | ▼ 116% |
| + Depreciation and write-downs630 | - | €14,878 | €1,579 | €28,508 | ▲ 1,705% |
| Operating cash flow (approximation) | €55,452 | €37,968 | €47,010 | €21,418 | ▼ 54.4% |
| Investment in fixed assets (approximation) | - | - | -€238 | -€189,603 | ▼ 79,632% |
| Change in cash | - | -€29,405 | €47,909 | €27,572 | ▼ 42.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€7,089
Net result drops to -€7,089, the lowest in the series.
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100,000Eq €128,974 ▲54.4%
3 profitable years in a row build equity to €128,974.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Damme · 1 establishment unit since 2021
Ground area
5,695 m²
Building footprint
157 m²
Parcel 31023D0762/00T000, Flanders. Linked by address, not a title deed.
1 establishment unit
FA Consulting
since 20212.314.007.848
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31023D0762/00T000 | Flanders | 5,695 m² | 1 · 157 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. 2,597 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-02-2021
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
78100Employment placement agencies
Contact
E-mail
femke@abbenbroek.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0764392068
Registered
09-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.