FA CLEAN
ActiveSummary
The computed 12-month bankruptcy probability of FA CLEAN is 3.2% (moderate). The 2025 annual accounts show equity of €3,900 and a net result of €2,900. Its solvency ranks better than 35% of 5,689 sector peers (NACE 81, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 03-10-2024 Normal situation
- Activity
- Other cleaning activities NACE 81230and 5 others
- Establishment unit
- 2.364.683.519 2650 Edegem, since 07-10-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 04-09-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 3.2%
- Gross margin
- €5,506
- Turnover
- ≈ €46,000
- estimated
- Profit
- €2,900
- Equity
- €3,900
- Total assets
- €14,466
- 2025 accounts filed 75 days after the deadline
Score breakdownraises riskFounded in 2024Last filed accounts filed 75 days late; 1 of the last 3 accounts lateSize: total assets €14,466Sector: Services to buildings and landscape activities (NACE 81)Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 34% of them on solvency, 18% on liquidity and 79% on profitability.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 75 days after the deadline Filed on 14 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00557300.
Annual accounts 2025 filed on 14-10-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2025 |
|---|---|
| Intangible fixed assets | €1,250 |
| Depreciation and write-downs of the year | €315 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €315 |
| Other operating charges640/8 | €860 |
| Gross operating margin9900 | €5,506 |
| Operating profit (loss)9901 | €4,331 |
| Financial charges65/66B | €146 |
| Recurring financial charges65 | €146 |
| Profit (loss) for the period before taxes9903 | €4,185 |
| Income taxes67/77 | €1,285 |
| Profit (loss) for the period9904 | €2,900 |
| Profit (loss) for the period to be appropriated9905 | €2,900 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €14,466 | |
| Fixed assets21/28 | €935 | |
| Intangible fixed assets21 | €935 | |
| Current assets29/58 | €13,532 | |
| Amounts receivable within one year40/41 | €11,698 | |
| Trade receivables40 | €11,698 | |
| Cash at bank and in hand54/58 | €1,833 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €14,466 | |
| Equity10/15 | €3,900 | |
| Contributions10/11 | €1,000 | |
| Profit (loss) carried forward14 | €2,900 | |
| Amounts payable17/49 | €10,566 | |
| Amounts payable within one year42/48 | €10,566 | |
| Trade debts44 | €6,092 | |
| Suppliers440/4 | €6,092 | |
| Taxes, remuneration and social security45 | €3,358 | |
| Taxes450/3 | €1,658 | |
| Remuneration and social security454/9 | €1,700 | |
| Other amounts payable47/48 | €1,116 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €2,900 |
| + Depreciation and write-downs630 | €315 |
| Operating cash flow (approximation) | €3,215 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 7,976 companies had the same profile as FA CLEAN has now. Two years later, 94.4% were still going and 3.6% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FA CLEAN itself: 3.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for FA CLEAN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 14-10-2026 | 2026-00557300 |
Board & ownership
Directors
Owners and capital
Shareholders
- Zamira PATERNOSTER 95 shares
- Laila DRIDI
- Zamira PATERNOSTER to Laila DRIDI 5 shares
- PATERNOSTER Zamira 100 shares (100%) · €1,000 in cash
Capital transactions
- 07-10-2024 Incorporation · €1,000 · 100 shares
Articles of association
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “100, gelijk recht in winstverdeling en vereffeningsaldo”“Op naam, aandeelhouders mogen kennisnemen betreffende hun effecten”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager,helft koper(s) naar evenredigheid aantal bij meer kopers, elke overdracht onder levenden ten bezwarende of kosteloze…”
Articles of association, deed of 07-10-2024 (in Dutch)
Network & group
Connections & network
See the function holders in the KBO register.
Timeline
Acts, filings and financial milestones
17-03
Gazette deed
Transfer of 5 sharesShareholding4 points ▸
- General meeting, 03-02-2025
- Share transfer, Zamira PATERNOSTER → Laila DRIDI
- Zamira PATERNOSTER holds 95 shares
- Laila DRIDI is a shareholder
07-10
Gazette deed
IncorporationStarting capital €1,000 · Founder · Bank account7 points ▸
- Incorporation, “FA CLEAN” (deed in Dutch)
- Founder, PATERNOSTER Zamira
- Founding capital, €1,000
- Other provision, 29-08-2024
- Other provision, “aansprakelijkheid oprichter bij faillissement, faillissement binnen drie jaar na oprichting” (deed in Dutch)
- Bank account, 1000, “BE64 9502 5344 3652” (deed in Dutch)
- Other provision, “vaststelling statuten, statuten luiden als volgt” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
4 activities
- Het uitbaten van een schoonmaakbedrijf en het uitvoeren van alle ontsmettingswerkzaamheden van zowel roerende als onroerende goederen,op eenderwelke wijze et met enig materiaal en/of produkten
- Het reinigen en het onderhouden van lokalen,huizen,appartementen,bureaus,handels- en industriële ruimte en eenderwelke andere ruimte
- De aan- en verkoop,als groot- en/of kleinhandelaar,de invoer en uitvoer van alle produkten,artikels,materiaal of andere goederen die rechtstreeks of onrechtstreeks verband hebben met voormelde aktiviteiten
- Het aankopen,verkopen,huren,verhuren,uitbaten,onderhouden,renoveren van alle roerende en onroerende goederen,zoals en zonder dat deze lijst exhaustief is,huizen,appartementen,kantoren,magazijnen,gronden van eenderwelke aard,handelsfondsen enz.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1014.617.129
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11472B0185/00H002 | Flanders | 1,616 m² | 1 · 325 m² | 10.8 m · 3 |