Turnover
≈ €130,000 estimated
The micro format states no turnover.
F2E engineering
Overview
Lifetime
1 annual account with figurespeak €66,181 (2025)
€66,181
peak €43,875 (2025)
€43,875
peak €45,875 (2025)
€45,875
€35,916
Board1 name since 2025
1 directorFINFE François René André Marie
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Incorporation 08-041 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€2,000 100 shares
2025 accounts filed 61 days after the deadline
Checked score
96
Excellent
Financially stronger than 65% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 0.4%
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.4 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 61 days late; 1 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 2.16, cash €62,523
Size: total assets €81,790
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 48% of them on solvency, 64% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as F2E engineering has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of F2E engineering itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for F2E engineering. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.16, above the usual 1.5. Short-term debt is 41.8% and cash 76.4% of total assets. 43.9% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
61 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1021888466
Incorporation
Founding capital of €2,000, 100 shares · Founder: FINFE François René André Marie · Appointment: FINFE François René André Marie (director) · published on 08-04-2025 · Gazette deed
First establishment
Rue de Seneffe 10, La Louvière
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| F2E engineering La Louvière | €81,790 | €66,181 | 56.1% | - |
| StratBid Consulting Bertem | €81,349 | €67,680 | 69.6% | - |
| Koanalytics Woluwe-Saint-Lambert | €82,408 | €77,396 | 76.8% | - |
| Strobbe Consulting Geraardsbergen | €87,463 | €56,710 | 19.4% | - |
| Vnature Antwerp | €64,967 | €59,419 | 72.3% | - |
| The Prime Catalyst Putte | €66,767 | €56,675 | 66.0% | - |
| Shadybunny Schoten | €71,141 | €51,231 | 53.8% | - |
These companies have the same main activity as F2E engineering: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €65,000 and €87,500, founded in 2025.
Official details
Source: KBO- Status
- Active since 03-04-2025Normal situation
- Activity
- Other information technology and computer servicesNACE 62900and 2 others
- Establishment unit
- 2.372.123.8157100 La Louvière, since 03-04-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 15-04-2025
Insights on F2E engineering
F2E engineering has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,875 and a net result of €43,875.
Its solvency ranks better than 46% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-09-2026, 61 days late€66,181
€64,554
€43,875
€39,497
56.1%
2.16
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €110,000 and €170,000.
Balance sheet
balance sheet total €81,790 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
56.1%
Higher than 46% of 21,208 companies in 2025.
2.16
Higher than 45% of 20,571 companies in 2025.
53.6%
Higher than 87% of 20,746 companies in 2025.
F2E engineering
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
81,790 | |
20 |
1,138 | |
21/28 |
6,962 | |
22/27 |
6,737 | |
24 |
2,398 | |
26 |
4,339 | |
28 |
225 | |
29/58 |
73,690 | |
40/41 |
10,793 | |
40 |
10,793 | |
54/58 |
62,523 | |
490/1 |
374 | |
| Balance sheet: equity and liabilities | ||
10/49 |
81,790 | |
10/15 |
45,875 | |
10/11 |
2,000 | |
13 |
43,875 | |
133 |
43,875 | |
17/49 |
35,916 | |
42/48 |
34,193 | |
44 |
2,866 | |
440/4 |
2,866 | |
45 |
30,073 | |
450/3 |
30,073 | |
47/48 |
1,254 | |
492/3 |
1,723 | |
| Income statement | ||
9900 |
66,181 | |
630 |
1,490 | |
640/8 |
137 | |
9901 |
64,554 | |
65/66B |
5 | |
65 |
5 | |
9903 |
64,549 | |
67/77 |
20,674 | |
9904 |
43,875 | |
9905 |
43,875 | |
| Appropriation of the result | ||
9906 |
43,875 | |
691/2 |
43,875 | |
6921 |
43,875 | |
| Document | ||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-09-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 61 days after the deadline. Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00543444.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00543444 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 66,044 | ||
| 45,365 | ||
| 8,252 | ||
| 39,497 | ||
| 56.1% | ||
| 2.16 | ||
| 0.78 | ||
| 95.6% | ||
| 53.6% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €8,027 |
| Financial fixed assets | €225 |
| €1,490 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on F2E engineering
Debt's share of the balance-sheet total is 43.9%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 08-04-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 30-09-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- The sole directordeed of 08-04-2025
Mandates through the years
1 name, the dashed line is todayFINFE François René André Marie
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- FINFE François René André Marie
- Director (not named in the articles), appointed by deed of 08-04-2025, still in office
Control
Founder
This company
F2E engineering
Equity €45,875
Profit €43,875 in 2025
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €459 in 2025
- Source
- deed of 08-04-2025
Articles of association
deed of 08-04-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Wednesday of June at 18:00
Shareholders
At incorporation
deed of 08-04-2025 ↗
- FINFE François René André Marie 100 shares (100%) · €2,000 in cash
Network & group
No group
F2E engineering has no parent and no holdings in its annual accounts. FINFE François René André Marie is the only director. F2E engineering shares no director with another company.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 61 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1021888466
IncorporationFounding capital of €2,000, 100 shares · Founder: FINFE François René André Marie · Appointment: FINFE François René André Marie (director) · published on 08-04-20255 points ▸
- Founder, FINFE François René André Marie
- Founding capital, €2,000, 100 shares
- Registered office clause, B-7100 La Louvière (Besonrieux), rue de Seneffe 10
- Board rule, 1, 4
- Director appointment, FINFE François René André Marie (director (not named in the articles))
- The deed holds 4 more points.
First establishment Rue de Seneffe 10, La Louvière
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1021.888.466
- VAT number
- BE 1021.888.466
- Peppol ID
- 0208:1021888466
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 03-04-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Wednesday of June at 18:00deed of 08-04-2025 (in French)
- Peppol
- Reachable since 15-04-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- F2E engineering in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 08-04-2025 (in French)
- Name clauseThe company operates under this name according to its articles.
- F2E engineeringdeed of 08-04-2025 (in French)
Activities
NACEBEL 202562900
Other information technology and computer services main activity
62100
Computer programming
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La prise de participation directe ou indirecte dans toutes sociétés ou entreprises commerciales,industrielles,financières,mobilières et…”deed of 08-04-2025 (in French)
26 activities
- La prise de participation directe ou indirecte dans toutes sociétés ou entreprises commerciales,industrielles,financières,mobilières et immobilières; le contrôle de leur gestion ou la participation à celle-ci
- La constitution et la valorisation d’un patrimoine immobilier,tant en immeubles qu’en droits réels immobiliers,notamment l’achat,la mise en valeur,le lotissement,l’échange,l’amélioration,la location meublée ou non,la vente,la cession,la transformation,la construction et la destruction de biens immobiliers,et en général,toutes opérations se rapportant directement ou indirectement à la gestion ou l’exploitation de biens ou de droits réels immobiliers
- L’achat,la vente et la location de biens meubles
- L’achat,la vente,la cession et l’échange de toutes valeurs mobilières,actions,parts sociales,obligations,bons de caisse,fonds d’état,options et de tous droits mobiliers
- L'étude,le conseil,l'expertise et toutes prestations de services dans le domaine de l'ingénierie,de l'informatique,d'Internet,des télécommunications,du développement web et applications mobiles et du commerce en ligne sous toutes ses formes
- L'étude,le conseil,l'expertise et toutes prestations de services dans le domaine de l'électronique et notamment la conception de carte électronique (dessin,prototypage,montage,tests,debug,production,…)
- La création,la production,la conception,le dessin,la modélisation,le scan,l’impression d’objet 3D et ce tant en B to B qu’en B to C
- La recherche et le développement de tout brevet,licence ou procédé dans le domaine de l'ingénierie,de l'informatique,de l’impression 3 D,d'Internet et des télécommunications,du développement web et applications mobiles,de l’électronique et du commerce en ligne sous toutes ses formes; l’enregistrement,l’exploitation ou la concession de ceux-ci ainsi que le conseil aux entreprises actives dans la recherche et le développement en ingénierie,informatique,Internet,des télécommunications,du développement web et applications mobiles et du commerce en ligne sous toutes ses formes,ou souhaitant mettre en place une cellule de recherche et de développement dans ces secteurs
- Toutes opérations de conseil,lobbying,service,assistance,consultance,formation en matière de stratégie managériale,commerciale,financière,administrative et industrielle auprès de toutes entreprises commerciales,industrielles,financières ou de services
- La gestion et la coordination de tous projets en rapport avec l’économie d’énergie et le développement durable
- La prise de participation directe ou indirecte dans toutes sociétés ou entreprises commerciales,industrielles,financières,mobilières et immobilières; le contrôle de leur gestion ou la participation à celle-ci
- La gestion au sens large de toutes sociétés ou entreprises commerciales,industrielles,financières,mobilières et immobilières
- Toute contribution à l'établissement et au développement d'entreprises et en particulier de dispenser des avis financiers,techniques,commerciaux ou administratifs dans le sens le plus large du terme,à l'exception des conseils de placement d'argent et autres et à l’exception des activités réservées aux comptables et experts comptables,fournir des conseils,son assistance et exécuter des services directement ou indirectement sur le plan de l'administration et des finances,de la vente,de la production,des techniques d'organisation et de distributions commerciales,et plus généralement de la gestion en général et de l'exercice de toutes activités de services et de management au sens le plus large de ces termes à toutes personnes physiques ou morales quelconques ; exécuter tous mandats sous forme d'études d'organisation,d'expertises,d'actes et de conseils techniques ou autres dans tout domaine rentrant dans son objet social
- L’achat,la vente et la location de biens meubles et notamment l’exploitation d’un site internet et la vente par internet de tout bien meuble et de toute création propre,notamment en impression 3D
- Tous travaux graphiques,infographiques,d’édition,de photocomposition et d'imprimerie en ce compris l’impression 3D
- La conception,l’invention,la fabrication,la construction ou l’assemblage,l'importation,l'exportation,l'achat et la vente,la distribution,l'entretien,la maintenance et l'exploitation,tant en nom propre qu'en qualité d'agent,de commissionnaire ou de courtier de tous biens mobiliers
- La conception,la distribution,l’exploitation de toute solution de visualisation 3D,le service de photogrammétrie et de photographie à 360 degrés et la réalisation de tels services pour compte propre ou pour compte de tiers
- La conception,la distribution,l’exploitation de toute solution de photographie thermique et la réalisation de tels services pour compte propre ou pour compte de tiers
- La conception,la distribution,l’exploitation de toute solution de domotique notamment dans le but d’optimiser les consommations d’énergies
- La conception,la distribution,l’installation,la maintenance,l’exploitation de batterie domestique,l’analyse du profil de consommation,la conception du système de batterie,en ce compris le choix des composants,la configuration de la batterie,le tout dans le but de fournir une solution optimisée
- La construction,l’installation,l’entretien,la réparation et l’exploitation de tout type de sources d’énergie renouvelable
- L’électricité,l’installation de système d'alimentation,de télécommunications et informatique,la domotique et l’installation de système d'antennes et paratonnerres
- Revêtement de murs et de sols et notamment la pose et la fourniture de carrelage,marbre,pierre naturelle,mosaïque et tous autres revêtements pour sols et murs,le tapissage et le garnissage de murs,le recouvrement et la réparation de sols et de murs par des carreaux en céramique,en béton,en pierre naturelle ou en marbre,des mosaïques
- Les activités de plafonnage,de cimentage et de pose de chapes : l'enduisage et le recouvrement de supports,de murs et de plafonds par du plâtre,des plaques de plâtre,de mortier ou du ciment,et la réparation de ceux-ci ou le recouvrement de sols par du mortier et la réparation de ceux-ci
- La pose de cloison et de faux plafonds
- Toutes activités de conseil (consultance),de formation,d'expertise technique et d'assistance dans les domaines précités
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue de Seneffe 10 registered office 7100 La Louvière 62100 Computer programming | 03-04-2025 | 2.372.123.815 |
Buildings and parcels at the address
- Ground area
- 1,291 m²
- Buildings
- 195 m²
- Volume, LiDAR
- 1,345 m³
- Tallest building
- 9.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 55573B0419/00F000 | 1,291 m² | 1 · 195 m² | 9.5 m · 2 |
Contact
E-mail
info@f2e.engineering