Summary
F2D is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.5m and a net result of €3,352. Equity is growing by about 8.9% per year across the filed financial years. Its solvency ranks better than 81% of 6,676 sector peers (NACE 64, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €1.5m
- Profit
- €3,352
- Holdings
- 3
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 3 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Back to profitnet €3,352
- Registered officeRegistered-office move
Financials · financial year 2025, abbreviated format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result stays negative: a loss of €15,090 in 2025 against €3,838 in 2024; the loss grows and 2025 has the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,891 | €4,891 | €4,769 | €394 | €445 | €682 | €839 | €1,338 | ▲ 59.5% |
| Other operating charges640/8 | - | - | - | €1,902 | €1,485 | €2,683 | €2,160 | €2,249 | ▲ 4.1% |
| Gross operating margin9900 | €8,016 | €11,102 | €19,076 | €19,442 | €32,119 | €25,531 | -€839 | -€11,502 | ▼ 1,271% |
| Operating profit (loss)9901 | €1,297 | €4,369 | €12,492 | €17,147 | €30,189 | €22,166 | -€3,838 | -€15,090 | ▼ 293% |
| Financial income75/76B | - | - | - | €0 | - | €513,000 | - | €20,687 | - |
| Recurring financial income75 | - | - | - | €0 | - | €513,000 | - | €20,687 | - |
| Non-recurring financial income76B | - | - | - | - | - | €513,000 | - | - | - |
| Financial charges65/66B | - | - | - | €366 | €202 | €320 | €248 | €296 | ▲ 19.3% |
| Recurring financial charges65 | €225 | €385 | €22 | €366 | €202 | €320 | €248 | €296 | ▲ 19.3% |
| Profit (loss) for the period before taxes9903 | €1,072 | €3,984 | €12,470 | €16,781 | €29,987 | €534,845 | -€4,086 | €5,301 | - |
| Income taxes67/77 | €179 | €500 | €2,397 | €5,492 | €8,624 | €7,013 | -€179 | €1,948 | - |
| Profit (loss) for the period9904 | €894 | €3,484 | €10,073 | €11,289 | €21,364 | €527,832 | -€3,907 | €3,352 | - |
| Profit (loss) for the period to be appropriated9905 | €894 | €3,484 | €10,073 | €11,289 | €21,364 | €527,832 | -€3,907 | €3,352 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.3m | €1.3m | €1.3m | €1.3m | €1.3m | €1.9m | €1.8m | €1.8m | ▼ 0.4% |
| Fixed assets21/28 | €1.3m | €1.3m | €1.3m | €1.3m | €1.3m | €1.9m | €1.8m | €1.8m | ▼ 0.3% |
| Tangible fixed assets22/27 | €0.01m | €0.005m | €296 | €0.001m | €0.002m | €0.001m | €0.001m | €0.003m | ▲ 106% |
| Plant, machinery and equipment23 | - | - | - | - | - | - | €0.001m | €0.002m | ▲ 175% |
| Furniture and vehicles24 | - | - | - | €0.001m | €0.002m | €0.001m | €0.001m | €0.001m | ▲ 13.1% |
| Financial fixed assets28 | €1.3m | €1.3m | €1.3m | €1.3m | €1.3m | €1.9m | €1.8m | €1.8m | ▼ 0.4% |
| Current assets29/58 | €0.03m | €0.02m | €0.03m | €0.01m | €0.003m | €0.001m | €0.003m | €0.002m | ▼ 44.4% |
| Amounts receivable within one year40/41 | €0.02m | €0.02m | €0.02m | €0.009m | - | - | €149 | €0 | ▼ 100% |
| Trade receivables40 | - | - | - | €0.007m | - | - | - | - | - |
| Other amounts receivable41 | - | - | - | €0.002m | - | - | €149 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €0.004m | €0.003m | €0.006m | €0.002m | €0.002m | €88 | €0.002m | €0.001m | ▼ 51.0% |
| Deferred charges and accrued income490/1 | - | - | - | €301 | €0.001m | €0.001m | €0.001m | €0.001m | ▼ 4.9% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.3m | €1.3m | €1.3m | €1.3m | €1.3m | €1.9m | €1.8m | €1.8m | ▼ 0.4% |
| Equity10/15 | €1.0m | €1.0m | €1.0m | €1.0m | €1.0m | €1.5m | €1.5m | €1.5m | ▲ 0.2% |
| Contributions10/11 | €1.8m | €1.8m | - | €1.8m | €1.8m | €1.8m | €1.8m | €1.8m | = |
| Capital10 | - | - | - | - | - | - | - | €1.8m | - |
| Issued capital100 | - | - | - | - | - | - | - | €1.8m | - |
| Contributions outside capital11 | - | - | - | - | - | - | - | €0 | - |
| Other1109/19 | - | - | - | - | - | - | - | €0 | - |
| Reserves13 | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Non-distributable reserves130/1 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Legal reserve130 | - | - | - | - | - | - | - | €0.02m | - |
| Reserves not available under the articles1311 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0 | ▼ 100% |
| Profit (loss) carried forward14 | -€0.8m | -€0.8m | -€0.8m | -€0.8m | -€0.8m | -€0.2m | -€0.2m | -€0.2m | ▲ 1.4% |
| Amounts payable17/49 | €0.4m | €0.4m | €0.4m | €0.4m | €0.3m | €0.3m | €0.3m | €0.3m | ▼ 3.8% |
| Amounts payable after more than one year17 | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | = |
| Other amounts payable178/9 | - | - | - | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | = |
| Amounts payable within one year42/48 | €0.09m | €0.08m | €0.07m | €0.06m | €0.04m | €0.05m | €0.03m | €0.01m | ▼ 51.3% |
| Trade debts44 | €0.002m | €0.003m | €0.002m | €0.002m | €0.008m | €0.02m | €0.007m | €0.001m | ▼ 77.6% |
| Suppliers440/4 | - | - | - | €0.002m | €0.008m | €0.02m | €0.007m | €0.001m | ▼ 77.6% |
| Taxes, remuneration and social security45 | - | - | - | €0.003m | €0.007m | €0.01m | €0.007m | €0.002m | ▼ 70.1% |
| Taxes450/3 | - | - | - | €0.003m | €0.007m | €0.01m | €0.007m | €0.002m | ▼ 70.1% |
| Other amounts payable47/48 | - | - | - | €0.06m | €0.02m | €0.02m | €0.01m | €0.009m | ▼ 26.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | €250 | €250 | €0.003m | ▲ 13× |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €894 | €3,484 | €10,073 | €11,289 | €21,364 | €527,832 | -€3,907 | €3,352 | - |
| + Depreciation and write-downs630 | €4,891 | €4,891 | €4,769 | €394 | €445 | €682 | €839 | €1,338 | ▲ 59.5% |
| Operating cash flow (approximation) | €5,785 | €8,376 | €14,842 | €11,683 | €21,809 | €528,514 | -€3,068 | €4,691 | - |
| Investment in fixed assets (approximation) | - | €0 | -€443 | -€26,229 | -€1,309 | -€513,000 | €46,734 | €4,369 | ▼ 90.7% |
| Change in cash | - | -€507 | €2,426 | -€3,490 | -€35 | -€2,161 | €2,162 | -€1,147 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 19 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 23-07-2026 | 2026-00330568 |
| 31-12-2024 | micro format | 19-06-2025 | 2025-00156862 |
| 31-12-2023 | micro format | 02-07-2024 | 2024-00195039 |
| 31-12-2022 | micro format | 26-07-2023 | 2023-00275439 |
| 31-12-2021 | micro format | 02-08-2022 | 2022-20260945 |
| 31-12-2020 | micro format | 28-07-2021 | 2021-42000421 |
| 31-12-2019 | micro format | 01-10-2020 | 2020-58600035 |
| 31-12-2018 | micro format | 24-07-2019 | 2019-37400520 |
| 31-12-2017 | micro format | 24-07-2018 | 2018-37300355 |
| 31-12-2016 | micro format | 26-06-2017 | 2017-23000006 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| DE DECKER Francis Jean Marie Auguste |
|
Owners and capital
Capital and shareholders
- 03-01-2024 Capital stated in the deed · €1,756,600 · 21,566 shares
Group and network
Holdings and subsidiaries
3 holdingsHoldings 3
Source for every holding own accounts 2025
- Equity -€1.4mResult -€6,77933.33%
- Equity €2.2mResult €179,21933.33%
-
33.33%
According to the 2025 annual accounts of F2D and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
30-12
Gazette deed
Registered officeRegistered-office move2 facts ▸
- Board meeting, 01-09-2025
- Registered-office move, Beverenstraat 22,8691 Leisele
03-01
Gazette deed
Resignation: DE DECKER Francis Jean Marie Auguste (statutory manager)Appointment: DE DECKER Francis Jean Marie Auguste (enige statutair bestuurder) · Amendment of the articles · Legal-form conversion16 facts ▸
- General meeting, 19-12-2023
- Amendment of the articles (2 times)
- Legal-form conversion, “naamloze vennootschap” (deed in Dutch)
- Board rule, 1, “monistisch bestuur met één enkele bestuurder” (deed in Dutch)
- Other provision, “mogelijkheid schriftelijke algemene vergadering”, 24 (deed in Dutch)
- Other provision, “mogelijkheid elektronische algemene vergadering”, 25 (deed in Dutch)
- Other provision, “ten aanzien van derden hoofdelijk en onbeperkt aansprakelijk blijven voor verbintenissen van voor tijdstip tegenwerpbaarheid omzettingsakte aan derden, aansprak…” (deed in Dutch)
- Director resignation, DE DECKER Francis Jean Marie Auguste (statutory manager)
- Director discharge, DE DECKER Francis Jean Marie Auguste
- Director appointment, DE DECKER Francis Jean Marie Auguste (enige statutair bestuurder)
- Power of attorney
- Power of attorney, Karolien Battel
- +4 further facts in this act
Show earlier events
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 38015A0259/00D000 | Flanders | 335 m² | 1 · 181 m² | 9.4 m · 1 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Aankoop en verkoop en transport van meubels, zowel groot-als kleinhandel; Aankoop en verkoop, zowel groot- als kleinhandel van alle…” (deed in Dutch)
18 activities (deed in Dutch)
- Aankoop en verkoop en transport van meubels, zowel groot-als kleinhandel;
- Aankoop en verkoop, zowel groot- als kleinhandel van alle materialen en producten in de bouwnijverheid in de breedst mogelijke zin.
- Het aannemen zowel rechtstreeks als in onderaanneming, van alle werken die in direct of indirect verband staan met de bouwnijverheid in de breedst mogelijke zin, ondermeer: aanneming schrijnwerken en timmerwerken; aanneming van glaswerken, het leggen van parketvloeren; het vervaardigen en plaatsen van houten vensterluiken; ruiten, glas, spiegelglas, gekleurde ramen en het aanwenden van alle doorschijnend en doorzichtig materiaal.
- Het uitvoeren van karweien.
- Het vervaardigen, plaatsen en verkopen van meubels en alle andere voorwerpen in hout, houtvezel en gelijkaardig materiaal en van metaalconstructies.
- Al het voorgaande wordt beperkt tot die activiteiten waarvoor de nodige vergunningen of activiteitsattesten verworven werden, doch worden automatisch en zonder dat enige statutenwijziging nodig is uitgebreid tot alle activiteiten waarvoor de nodige vergunningen en activiteitsattesten later zouden verworven worden
- Het aannemen, zowel rechtstreeks als in onderaanneming van alle werken in verband met binnenhuisinrichting in de breedst mogelijke zin.
- Het besturen, begeleiden en adviseren van ondernemingen en vennootschappen, evenals het waarnemen van het dagelijks bestuur van ondernemingen en vennootschappen;
- De samenstelling en het beheer van een onroerend vermogen en de huurfinanciering van onroerende goederen aan derden, het verwerven door aankoop of anderszins het verkopen, het ruilen, het bouwen, het verbouwen, het verbeteren, het uitrusten, het aanpassen, het verfraaien, het onderhouden, het verhuren, het huren, het leasen en het doorleasen, het verkavelen, het prospecteren en het uitbaten van onroerende goederen, alsmede handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de uitbreiding en de opbrengst van de onroerende goederen te bevorderen, alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze onroerende goederen;
- Het beleggen, het beheren en het uitbaten van roerende waarden en bezittingen, het financieren van investeringen voor eigen rekening;
- Het nemen van participaties en deelnemingen onder welke vorm ook in andere vennootschappen of ondernemingen;
- Alle financiële verrichtingen onder de vorm van lening, kredietopening of andere wijze, met uitzondering van de financiële verrichtingen voorbehouden aan depositobanken en private spaarkassen en onder voorwaarde van het bekomen van de eventuele noodzakelijke machtigingen en aanvaardingen;
- De vennootschap kan alle onroerende en roerende materialen en installaties kopen, huren, verhuren, produceren, oprichten, verkopen en ruilen;
- Het uitvoeren of doen uitvoeren in verband met de ondernemingen van research op alle technische, marketing en productiegebieden, ondernemingstechnieken en dergelijke, het geven of doen geven van adviezen op het gebied van management, begeleiding, dit alles in de meest ruime zin van het woord;
- Het verwerven, exploiteren en vervreemden van rechten van intellectuele en/of industriële eigendom, daaronder begrepen als dan niet gepatenteerde know-how en gedeponeerde modellen, het verwerven en (door)leasen van bedrijfsmiddelen;
- Het beheren en uitbaten van verzekeringsportefeuilles, het afsluiten en bijwerken van verzekeringscontracten en polissen van alle aard en voor eender welke verzekeringsmaatschappij, het uitoefenen van makelarij inzake verzekeringen en herverzekeringen in de ruimste betekenis van het woord, alsmede inzake financieringen, leningen, al dan niet met hypothecaire en/of andere waarborgen, alle handels-, nijverheids- en financiële verrichtingen in verband met het beheer van agentschap van spaarkassen of andere financiële instellingen, juridische, sociale en administratieve adviezen en beheer, het optreden als tussenpersoon in de realisatie van voormelde verrichtingen;
- Het verlenen en exploiteren van concessies en/of franchising als geïntegreerd onderdeel van globale dienstverlening aan derden met aanbieding van een totaalpakket aan diensten;
- Het optreden als tussenpersoon in handel.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- F2D
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, 2” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Bepaald door algemene vergadering bij benoeming, 1” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, vruchtgebruiker en blote eigenaar afzonderlijk met vermelding rechten” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Overdracht onder levenden mutatis mutandis van toepassing, elke overdracht of overgang aan derden” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- “TITEL VI: ALGEMENE VERGADERING ARTIKEL NEGENTIEN: Organisatie en bijeenroeping De gewone algemene vergadering wordt jaarlijks gehouden op de…” (deed in Dutch)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Zoals inzake statutenwijziging, algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Één of meer, benoeming vereffenaars” (deed in Dutch)“Bevoegdheden vereffenaars, alle verrichtingen vermeld in wet” (deed in Dutch)1 more provision on this in the deed