F.V.IMMO
ActiveF.V.IMMO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €326k and a net result of €-11k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 95% of 956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-54
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity ample (current ratio 28.67 against 29.7 in 2024; short-term debt: 1% and cash: 29.8% of total assets), and 1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99%
Return on assets
-3.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
17 d late
2024
28 d late
2023
26 d late
2022
25 d late
2021
25 d late
2020
27 d late
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€326k▼ 3.2%
2024 · €337k
2018: €332k
2019: €333k
2020: €334k
2021: €339k
2022: €338k
2023: €337k
2024: €337k
2018 → 2025
Total assets
€329k▼ 3.2%
2024 · €340k
2018: €336k
2019: €336k
2020: €340k
2021: €344k
2022: €344k
2023: €342k
2024: €340k
2018 → 2025
Net result
€-11k
2024 · €169
2018: €2k
2019: €583
2020: €513
2021: €5k
2022: €-162
2023: €-2k
2024: €169
2018 → 2025
Working capital
€95k▼ 0.6%
2024 · €96k
2018: €27k
2019: €39k
2020: €51k
2021: €66k
2022: €76k
2023: €85k
2024: €96k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€339k-€338k=€337k▼ 0.5%€337k▲ 0.1%€326k▼ 3.2%
Operating result€7k-€186▼ 97.3%€-2k€453€-10k
Net result€5k-€-162€-2k▼ 960%€169€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €453 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €329k
Fixed assets
€231k▼ 4.3%
Current assets
€98k▼ 0.4%
Equity and liabilities €329k
Equity
€326k▼ 3.2%
Debt
€3k▲ 3.1%
The debt ratio rises from 1.0% to 1.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-124▼
2024 · €11k
Cash flow
€-544▼
2024 · €11k
Solvency
99.0%▼
2024 · 99.0%
Current ratio
28.67▼
2024 · 29.70
Quick ratio
28.67▼
2024 · 29.70
Debt / equity
0.01▲
2024 · 0.01
ROE
-3.3%▼
2024 · 0.1%
ROA
-3.3%▼
2024 · 0.0%
Interest coverage
-0.30▼
2024 · 38.02
Debt
€3k▲
2024 · €3k
Debt ≤ 1 year
€3k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€340k€329k▼
Fixed assets21/28€241k€231k▼
Tangible fixed assets22/27€241k€231k▼
Land and buildings22€241k€231k▼
Current assets29/58€99k€98k▼
Amounts receivable within one year40/41€20€20=
Trade receivables40€0-
Other amounts receivable41€20€20=
Cash at bank and in hand54/58€99k€98k▼
Deferred charges and accrued income490/1-€208
Equity and liabilities
Total equity and liabilities10/49€340k€329k▼
Equity10/15€337k€326k▼
Contributions10/11€330k€330k=
Reserves13€402€402=
Non-distributable reserves130/1€402€402=
Reserves not available under the articles1311€402€402=
Profit (loss) carried forward14€6k€-4k▼
Amounts payable17/49€3k€3k▲
Amounts payable within one year42/48€3k€3k▲
Trade debts44€0€103▲
Suppliers440/4€0€103▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€3k€3k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€4k€4k▲
Gross operating margin9900€15k€4k▼
Operating profit (loss)9901€453€-10k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€284€419▲
Recurring financial charges65€284€419▲
Profit (loss) for the period before taxes9903€169€-11k▼
Profit (loss) for the period9904€169€-11k▼
Profit (loss) for the period to be appropriated9905€169€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-4k▼
Profit (loss) brought forward from the previous period14P€6k€6k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Weakest financial yearnet €-11k ▼6553%
Net result drops to €-11k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €169
Net result €169 after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Highest result since 2018net €5k ▲876%
Operating result €7k, net result €5k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Froidchapelle · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Virelles(FRO) 226440 FroidchapelleGround area
412 m²
Building footprint
93 m²
Volume, LiDAR
633 m³
Parcel 56029D0142/00Z002, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
F.V.IMMO
since 20162.257.161.096
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56029D0142/00Z002 | Wallonia | 412 m² | 1 · 93 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GIGEMA
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Wine Logistics International
BE 0477.512.390
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MARDEM
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MEUBELCENTRUM LAARDERHEIDE
BE 0433.376.994
Peer · Eq €322k
Of 1,030 companies in sector 52100 we hold annual accounts for 764. 507 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2016
Fiscal year end31-12
Activities, NACEBEL
52100Warehousing and storage
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476/791300