F.T.O. SERVICES
ActiveThe computed 12-month bankruptcy probability of F.T.O. SERVICES is 1.9% (moderate). The 2025 annual accounts show negative equity (€-83k) and a net result of €-32k. Equity is shrinking by ~44.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 538 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.19 against 0.21 in 2024; short-term debt: 307.5% and cash: 28.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-207.5%
Return on assets
-79.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-83k
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-02-2026, 1 day late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
1 d late
2024
3 d early
2023
2 d early
2022
42 d early
2021
47 d early
2020
3 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-83k▼ 61.8%
2024 · €-52k
2019: €134k
2020: €124k
2021: €102k
2022: €78k
2023: €-14k
2024: €-52k
2019 → 2025
Total assets
€40k▼ 74.9%
2024 · €160k
2019: €330k
2020: €195k
2021: €150k
2022: €105k
2023: €175k
2024: €160k
2019 → 2025
Net result
€-32k▲ 14.7%
2024 · €-37k
2019: €56k
2020: €-10k
2021: €-22k
2022: €-24k
2023: €-92k
2024: €-37k
2019 → 2025
Working capital
€-101k▲ 39.9%
2024 · €-168k
2019: €162k
2020: €112k
2021: €88k
2022: €64k
2023: €-128k
2024: €-168k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102k-€78k▼ 23.7%€-14k€-52k▼ 263%€-83k▼ 61.8%
Operating result€-23k-€-24k▼ 3.7%€-91k▼ 281%€-36k▲ 60.2%€-31k▲ 14.7%
Net result€-22k-€-24k▼ 9.7%€-92k▼ 281%€-37k▲ 59.4%€-32k▲ 14.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31k in 2025 against €36k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€17k▼ 85.1%
Current assets
€23k▼ 48.3%
Key figures and ratios
EBITDA
€-30k▲
2024 · €-35k
Cash flow
€-31k▲
2024 · €-36k
Solvency
-207.5%▼
2024 · -32.2%
Current ratio
0.19▼
2024 · 0.21
Quick ratio
0.17▼
2024 · 0.20
Debt / equity
-1.48▲
2024 · -4.11
ROA
-79.2%▼
2024 · -23.3%
Interest coverage
-31.60▼
2024 · -31.05
Debt
€124k▼
2024 · €212k
Debt ≤ 1 year
€124k▼
2024 · €212k
Income taxes
€141▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€40k▼
Fixed assets21/28€116k€17k▼
Intangible fixed assets21€6k€6k=
Tangible fixed assets22/27€10k€9k▼
Furniture and vehicles24€10k€9k▼
Financial fixed assets28€100k€3k▼
Current assets29/58€44k€23k▼
Stocks and contracts in progress3€2k€2k=
Contracts in progress37€2k€2k=
Amounts receivable within one year40/41€16k€9k▼
Trade receivables40€15k€9k▼
Other amounts receivable41€1k-
Current investments50/53€375€374=
Cash at bank and in hand54/58€26k€12k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€160k€40k▼
Equity10/15€-52k€-83k▼
Contributions10/11€40k€40k=
Reserves13€54k€54k=
Distributable reserves133€54k€54k=
Profit (loss) carried forward14€-146k€-177k▼
Amounts payable17/49€212k€124k▼
Amounts payable within one year42/48€212k€124k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€5k€603▼
Taxes450/3€5k€603▼
Other amounts payable47/48€205k€122k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€670€1k▲
Gross operating margin9900€-34k€-28k▲
Operating profit (loss)9901€-36k€-31k▲
Financial charges65/66B€1k€936▼
Recurring financial charges65€1k€936▼
Profit (loss) for the period before taxes9903€-37k€-32k▲
Income taxes67/77€140€141▲
Profit (loss) for the period9904€-37k€-32k▲
Profit (loss) for the period to be appropriated9905€-37k€-32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-146k€-177k▼
Profit (loss) brought forward from the previous period14P€-108k€-146k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 1 day late
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-92k
Net result drops to €-92k, the lowest in the series; recovery starts the following year.
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
08-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hamoirlaan 19b1180 UkkelGround area
1,670 m²
Building footprint
86 m²
Volume, LiDAR
401 m³
Parcel 21612C0294/00W017, Brussels · tallest building 11.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
-
since 20072.162.154.150
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0294/00W017 | Brussels | 1,670 m² | 1 · 86 m² | 11.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Vandenbosch-Polydis
BE 0417.900.645
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L'ATELIER DU VIEUX MARRONNIER
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Of 764 companies in sector 16281 we hold annual accounts for 158. 108 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2007
Fiscal year end30-06
Activities, NACEBEL
16281Manufacture of other wood products
20510
46900Non-specialised wholesale trade
47120Other non-specialised retail sale
47789Other retail sale of new goods
47910Retail trade
51900
52498
52610
70200Business and other management consultancy
70220Business consulting
72200Scientific research and development
73200Market research and public opinion polling
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.