Financials
- Financial year
- 2025
- Total assets
- €6,594
- Loss
- -€1,710
- Solvency
- 49.9%
Summary
F&S Renovations is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3,290 and a net result of -€1,710. Its solvency ranks better than 49% of 9,668 sector peers (NACE 64, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Financial service activities, except insurance and pension funding
NACE 64190
1 site
Size
€6,594total assets 2025
- Equity
- €3,290
- Loss
- -€1,710
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Signalsraises riskYoung companyneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
raises riskneutral
raises risk · Young company
Founded in 2025, less than a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
34 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: PETKOVA-SANTORO Svetlana (director) ·…
Key points
By topic
Board & ownership
- Board
- 1 member
- PETKOVA-SANTORO SvetlanaDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Financial service activities, except insurance and pension fundingNACE 64190
- Founded
- 11-12-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 27
- Who signs
- Each director alone
- Annual meeting
- Last Wednesday of June at 18:00
- Purpose
- “L’achat, la vente, la détention, la gestion, le trading, l’arbitrage, l’investissement et…” (deed in French)
- Statutory auditor
- No statutory auditor
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