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F.P. CONSTRUCTION

Active
Private limited companyfounded 198838 yrs activeRue Burenville 95, 4000 Liège, BelgiumKBO/BCE: BE 0435.307.492
Summary

The computed 12-month bankruptcy probability of F.P. CONSTRUCTION is 3.3% (moderate). The 2024 annual accounts show negative equity (-€46,625) and a net result of -€12,323. Equity is shrinking by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 1295 sector peers (fiscal year 2024). The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201NACE 45211
1 site
How big
€31,563total assets 2024
Equity
-€46,625
Loss
-€12,323
Financially healthy?
49 Fair Checked score 2024
Bankruptcy chance 12 m
3.3%
Who decides
Accounts 63 d overdue0 of 2 deeds read
Why 49- Sector Construction of residential and non-residential buildings (NACE 41)- Loss of €12,323, the second in a row (FY 2024)+ Size: total assets €31,563+ Founded in 1988Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Place in the band from the probability alone: no sector peers known
Financial strength · tick = 2023
Weak
Solvency 0=
equity -147.7% of total assets
Liquidity 16-12
short-term debt 247.7% · cash 13.1%
Profitability 0-68
return on assets -39.0%
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.6% (13,149 companies)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● 0.0% vs 11-2024 01-2025: 1.5%▼ -1.0% vs 12-2024 02-2025: 1.5%● 0.0% vs 01-2025 03-2025: 1.5%▼ -1.3% vs 02-2025 04-2025: 1.5%● 0.0% vs 03-2025 05-2025: 1.5%▼ -1.0% vs 04-2025 06-2025: 1.4%▼ -2.7% vs 05-2025lowest value 07-2025: 1.5%▲ +7.8% vs 06-2025 08-2025: 1.9%▲ +25.8% vs 07-2025 09-2025: 2.2%▲ +13.9% vs 08-2025 10-2025: 2.1%▼ -6.6% vs 09-2025 11-2025: 3.3%▲ +59.6% vs 10-2025 12-2025: 3.3%● 0.0% vs 11-2025 01-2026: 3.3%▼ -0.9% vs 12-2025 02-2026: 3.3%● 0.0% vs 01-2026 03-2026: 3.3%● +0.0% vs 02-2026 04-2026: 3.3%▲ +0.8% vs 03-2026 05-2026: 3.3%▼ -0.6% vs 04-2026 06-2026: 3.2%▼ -2.5% vs 05-2026 07-2026: 3.5%▲ +8.8% vs 06-2026 08-2026: 3.9%▲ +12.5% vs 07-2026highest value 09-2026: 3.6%▼ -7.3% vs 08-2026 10-2026: 3.3%▼ -9.6% vs 09-2026
  • Size: total assets €31,563 lowers the probability for this profile
  • Founded in 1988 lowers the probability for this profile
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Loss of €12,323, the second in a row (FY 2024) raises the probability
No credit on open account
Liquidity short (current ratio 0.19 against 0.36 in 2023; short-term debt: 247.7% and cash: 13.1% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €31,563
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1988
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Loss of €12,323, the second in a row (FY 2024)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€46,625
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
60 d late
2023
86 d late
2022
30 d late
2021
73 d late
2020
31 d late
2019
24 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 51 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · full…
  2. Annual accounts filedfiscal year 2023 · micro…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€46,625 View
  • Risk: 6 loss-making years in a rowloss fiscal year 2024 -€12,323 View
  • Caution: Among the weakest 5% on solvencysector median 31.8% · 1,295 companies -147.7% View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View

By topic

Financials

Fiscal year
2024
Total assets
€31,563
Loss
-€12,323
Solvency
-147.7%
Turnover▼ 36.7%
Net result
20182019
Go to Financials

Timeline

Events
11
Since
2016
  1. 29-09-2025Annual accounts filed
  2. 25-10-2024Annual accounts filed
  3. 30-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
18-09-1988
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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