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F MARCHAND SRL

Active
Private limited companyfounded 2024active for 2 yearsAllée des Jardins,Jus 4, 6640 Vaux-sur-Sûre, BelgiumKBO/BCE: BE 1004.965.233
Summary

The computed 12-month bankruptcy probability of F MARCHAND SRL is 1.5% (moderate). The 2025 annual accounts show equity of €47,337 and a net result of €22,071. Its solvency ranks better than 14% of 34,234 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General electrical installation work
NACE 43211
6th largest company by total assets in Vaux-sur-Sûre, Construction sector1 site
Size
€486,134total assets 2025
Staff
5.3 FTE
Equity
€47,337
Profit
€22,071
Turnover not published (micro format)
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Structure
Accounts 57 days early0 of 1 deed read
Why 64raises riskFounded in 20241 of the last 3 lateSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €486,134Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 50% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Average
Solvency 35+3
equity 9.7% of total assets
Liquidity 55+55
short-term debt 26.1% · cash 11.8%
Profitability 74+4
return on assets 4.5%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,554 companies, NACE 43, micro)
Last 24 months 02-2025: 1.9% 03-2025: 1.9%● unchanged vs 02-2025 04-2025: 1.9%● unchanged vs 03-2025 05-2025: 2.3%▲ +0.4 percentage points vs 04-2025 06-2025: 2.4%▲ +0.1 percentage points vs 05-2025 07-2025: 2.7%▲ +0.3 percentage points vs 06-2025 08-2025: 3.0%▲ +0.3 percentage points vs 07-2025 09-2025: 3.0%● unchanged vs 08-2025 10-2025: 2.9%▼ -0.1 percentage points vs 09-2025 11-2025: 2.9%● unchanged vs 10-2025 12-2025: 3.1%▲ +0.2 percentage points vs 11-2025 01-2026: 3.3%▲ +0.2 percentage points vs 12-2025 02-2026: 3.3%● unchanged vs 01-2026 03-2026: 7.7%▲ +4.4 percentage points vs 02-2026highest value 04-2026: 7.7%● unchanged vs 03-2026highest value 05-2026: 7.6%▼ -0.1 percentage points vs 04-2026 06-2026: 7.4%▼ -0.2 percentage points vs 05-2026 07-2026: 1.6%▼ -5.8 percentage points vs 06-2026 08-2026: 1.6%● unchanged vs 07-2026 09-2026: 1.5%▼ -0.1 percentage points vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.2, compared with 0.45 in 2024, above the usual 1.5; short-term debt: 26.1% and cash: 11.8% of total assets), but 90.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 14% on solvency, 51% on liquidity, 47% on profitability and 90% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Size: total assets €486,134
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 34234 sector peers (2025).
NBB · sector comparison
Position among 34234 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
57 days early
2024
189 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 66 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
16-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Liquidity more than quadruplescurrent ratio 2.20

Key points

  • Caution: Among the weakest 14% on solvencysector median 46.9% · 34,234 companies 9.7% View
  • Total assets 20252 financial years filed €486,134 View
  • Active since 2024founded 19-01-2024 2 years View

By topic

Financials

Financial year
2025
Total assets
€486,134
Profit
€22,071
Solvency
9.7%
Total assets▲ 26.1%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General electrical installation workNACE 43211
Founded
19-01-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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