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F.M.S. CONTACT

Active
Private limited company (pre-2019)founded 1997active for 28 yearsChopinsteeg 2, 1083 Ganshoren, BelgiumKBO/BCE: BE 0461.862.926
Summary

F.M.S. CONTACT has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140,677 and a net result of €18,914. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 64% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 07-11-1997 Normal situation
Activity
Retail trade NACE 47260and 2 others
Establishment unit
2.172.572.742 1030 Schaarbeek, since 01-08-2008
Financial year end
31 December
Peppol
Reachable since 01-01-2026

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€106,574
▼ 14.0%
Turnover
≈ €500,000
estimated
Profit
€18,914
▼ 33.5%
Equity
€140,677
▲ 11.0%
Total assets
€287,644
▲ 21.7%
Staff
0.8 FTE
▼ 33.3%
  • 2025 accounts filed 77 days after the deadline
Score breakdownraises riskLast filed accounts filed 77 days late; 2 of the last 3 accounts lateSize: total assets €287,644Sector: Retail trade (NACE 47)lowers riskFounded in 1997Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 48% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 74-5
equity 48.9% of total assets
Liquidity 34-8
short-term debt 42.7% · cash 3.5%
Profitability 50-34
return on assets 6.6%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.9% 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 0.9%● unchanged vs 01-2025 03-2025: 0.9%● unchanged vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.8%▼ -0.1 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.2 percentage points vs 06-2025 08-2025: 1.5%▲ +0.5 percentage points vs 07-2025 09-2025: 1.7%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.7%▼ -1.0 percentage point vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.6%▼ -0.1 percentage points vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026lowest value 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.5 percentage points vs 07-2026 09-2026: 1.2%▲ +0.1 percentage points vs 08-2026 10-2026: 0.8%▼ -0.4 percentage points vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.95 (2.34 in 2024), above the usual 1.5. Short-term debt is 42.7% and cash 3.5% of total assets. However, 51.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 63% of them on solvency, 31% on liquidity, 36% on profitability and 62% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 77 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 1997
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €287,644
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2025 accounts filed 77 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-10-2026, 77 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
77 days late
2024
30 days late
2023
57 days late
2022
104 days late
2021
90 days late
2020
40 days late
2019
138 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 77 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as F.M.S. CONTACT: retail trade (NACE 47260). They are comparable in size and age: total assets between €313,000 and €411,000, founded between 1989 and 2005.

CompanyTotal assetsGross margin
F.M.S. CONTACT Ganshoren€287,644€106,574
BAHANA Elsene€410,750€142,340
L'AMATEUR DU CIGARE Wavre€355,579€100,783
MAISON DEMOULIN Fexhe-le-Haut-Clocher€379,005€109,883
TABAC - SUN Theux€313,231€111,411
TITOU Brussel€330,726€66,144
LIMAX Houthalen-Helchteren€319,732€125,977
Full comparison

Key facts about F.M.S. CONTACT

What is the company number of F.M.S. CONTACT?
The company number of F.M.S. CONTACT is 0461.862.926. The VAT number is the same number with BE in front: BE 0461.862.926.
Where is F.M.S. CONTACT based?
The registered office is at Chopinsteeg 2, 1083 Ganshoren.Company details
What does F.M.S. CONTACT do?
According to the KBO register, the main activity is retail trade (NACE 47260).
What is the legal form of F.M.S. CONTACT?
The legal form of F.M.S. CONTACT is Private limited company (pre-2019) (BVBA).
When was F.M.S. CONTACT founded?
F.M.S. CONTACT was founded on 07-11-1997.
Is F.M.S. CONTACT still active?
Yes, F.M.S. CONTACT is an active enterprise in the KBO register.
How many employees does F.M.S. CONTACT have?
F.M.S. CONTACT had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of F.M.S. CONTACT?
The turnover in financial year 2025 is ≈ €500,000. This figure is estimated from the gross margin of €106,574 and 43 comparable companies (NACE 472). It probably lies between €340,000 and €870,000. In financial year 2019 turnover was €588,160.
Is F.M.S. CONTACT profitable?
In financial year 2025, F.M.S. CONTACT made a profit of €18,914.
Where can I find the annual accounts of F.M.S. CONTACT?
F.M.S. CONTACT filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of F.M.S. CONTACT due?
F.M.S. CONTACT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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