Equity
€11 =
F&M MODE paid out €89,322 in dividends. That is 100% of the 2025 profit.
F&M MODE
Lifetime
10 annual accounts with figures on one time axispeak €248,945 (2025)
€248,945▲ 149%
lowest -€25,312 (2018)
€89,322▲ 141%
peak €13,923 (2016)
€11unchanged
€262,975▲ 51.0%
peak 7.4 FTE (2019)
-not published
Board1 name since 2025
-
Documentsfilings and deeds
29-08-202629 days late
2025micro format
Gross margin from €99,981 to €248,945Result from €37,048 to €89,322Resignation: Amri Brahim (director) 23-04Appointment: Amri Brahim (director) 21-03Dividend €89,322Debts from €174,187 to €262,975
Key points
from the 2025 annual accountsResult
€89,322 ▲ 141%
The result rose in 2025 from €37,048 to €89,322.
Debts
€262,975 100% of the balance sheet
Suppliers 0%Taxes and wages 36%Other 64%
Of this, €229,375 falls due within a year.
Staff
12 employees on 31-12-2025
In 2025, 20 people joined and 17 left.
Filings
10 annual accounts 7 late
The 2016 accounts came latest: 218 days after the end of the period.
Position in the sector
€89,322
Higher net result than 95% of companies in retail trade. Sector median €5,048 · 22,907 companies.
Checked score
71
Healthy
Financially stronger than 52% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.1%● unchanged vs 12-2024
02-2025: 1.1%● unchanged vs 01-2025
03-2025: 1.1%● unchanged vs 02-2025
04-2025: 1.0%▼ -0.1 percentage points vs 03-2025
05-2025: 1.0%● unchanged vs 04-2025
06-2025: 1.0%● unchanged vs 05-2025
07-2025: 1.0%● unchanged vs 06-2025
08-2025: 1.5%▲ +0.5 percentage points vs 07-2025
09-2025: 1.7%▲ +0.2 percentage points vs 08-2025
10-2025: 2.5%▲ +0.8 percentage points vs 09-2025highest value
11-2025: 1.2%▼ -1.3 percentage points vs 10-2025
12-2025: 1.1%▼ -0.1 percentage points vs 11-2025
01-2026: 1.1%● unchanged vs 12-2025
02-2026: 1.1%● unchanged vs 01-2026
03-2026: 1.1%● unchanged vs 02-2026
04-2026: 1.1%● unchanged vs 03-2026
05-2026: 1.0%▼ -0.1 percentage points vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 0.9%▼ -0.1 percentage points vs 06-2026
08-2026: 1.4%▲ +0.5 percentage points vs 07-2026
09-2026: 0.6%▼ -0.8 percentage points vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026lowest value
11-2026: 0.6%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Equity €11 (0.0% of total assets)
Last filed accounts filed 29 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 1.04, cash €173,498
Size: total assets €262,986
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 19% of them on solvency, 56% on liquidity, 96% on profitability and 39% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 536 companies had the same profile as F&M MODE has now. Each dot stands for 2 companies, two years later.
95.9%
were still trading
3.4%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of F&M MODE itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 536 companies, not a prediction for F&M MODE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 22924 sector peers (2025).
NBB · sector comparisonPosition among 22924 sector peers
Solvency
better than 22%
← weakest
strongest →
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
29 days late
2024
61 days late
2023
29 days late
2022
29 days early
2021
61 days late
2020
17 days early
2019
58 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0631923326
Resignation: Amri Brahim (director)
Director discharge: Amri Brahim · General meeting of 31-03-2025 · Gazette deed
Appointment: Amri Brahim (director)
General meeting of 03-02-2025 · Gazette deed
New establishment in Molenbeek-Saint-Jean
Kolomstraat 1A
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| F&M MODE Molenbeek-Saint-Jean | €262,986 | €248,945 | 0.0% | - |
| CREA MODE Schaerbeek | €253,708 | €258,960 | 0.0% | - |
| MATHEX Estaimpuis | €226,870 | €271,173 | 56.0% | - |
| Maison Braye - Pom d'Amour Menen | €271,660 | €183,669 | 47.8% | - |
| STYL-ISM Molenbeek-Saint-Jean | €340,592 | €243,826 | 47.7% | - |
| BRADA MODA Anderlecht | €321,072 | €229,790 | 35.6% | - |
| DACE Catering Ixelles | €212,697 | €203,538 | -119.2% | - |
These companies have the same main activity as F&M MODE: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €213,000 and €341,000, founded between 2014 and 2016.
Official details
Source: KBO- Status
- Active since 10-06-2015Normal situation
- Activity
- Retail sale of clothing and accessories for women, men, children and babies (general range)NACE 47716and 2 others
- Establishment units
- 2.246.768.2401080 Molenbeek-Saint-Jean, since 15-10-2015
- 2.329.459.5521080 Molenbeek-Saint-Jean, since 01-04-2022and 1 other
- Financial year end
- 31 December
- Peppol
- Reachable since 09-12-2025
Annual accounts 2025
- ≈ €750,000estimated
- €262,986▲ 51.0%
- Employeeson 31-12-2025
- 12▲ 33.3%
- Filing
- Filed on 29-08-2026
Insights on F&M MODE
F&M MODE files the micro format. That format states no turnover. The gross margin rose from €29,655 in 2016 to €248,945 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about F&M MODE
- What is the company number of F&M MODE?
- The company number of F&M MODE is 0631.923.326. The VAT number is the same number with BE in front: BE 0631.923.326.
- Where is F&M MODE based?
- The registered office is at Gentsesteenweg 62, 1080 Molenbeek-Saint-Jean.Company details
- What does F&M MODE do?
- According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
- What is the legal form of F&M MODE?
- F&M MODE is a private limited company (BV).
- When was F&M MODE founded?
- F&M MODE was founded on 10-06-2015.
- Is F&M MODE still active?
- Yes, F&M MODE is an active enterprise in the KBO register.
- How many employees does F&M MODE have?
- F&M MODE had an average of 14.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of F&M MODE?
- The turnover in financial year 2025 is ≈ €750,000. This figure is estimated from the gross margin of €248,945 and 31 comparable companies (NACE 477). It probably lies between €530,000 and €1.4m. In financial year 2018 turnover was €247,042.
- Is F&M MODE profitable?
- In financial year 2025, F&M MODE made a profit of €89,322.
- Where can I find the annual accounts of F&M MODE?
- F&M MODE filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of F&M MODE due?
- F&M MODE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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