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F-LDS-SHOPPING

Active
Public limited companyfounded 2023active for 3 yearsRue du Tram(VEL) 111, 5060 Sambreville, BelgiumKBO/BCE: BE 0805.854.323
Summary

F-LDS-SHOPPING has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €615,032 and a net result of €659,113. Its solvency ranks better than 24% of 283 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
3rd largest company by total assets in Sambreville, Wholesale and retail trade sector1 site
Size
€4.9mtotal assets 2026
Staff
16.1 FTE
Equity
€615,032
Profit
€659,113
Financial health
85 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Parent
F-LDS-HOLDING · 100%
Accounts filed 11 days late0 of 1 deed read
Why 85raises riskFounded in 2023Equity €615,032 (12.4% of total assets)lowers riskSize: 16.1 FTE, total assets €4.9mLiquidity: current ratio 1.27, cash €1.0mShow the evidence

Checked score

Score 2026
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 66% of its sector peers (NACE 47, small)
Financial strength · tick = 2025
Average
Solvency 37+4
equity 12.4% of total assets
Liquidity 47-21
short-term debt 55.0% · cash 20.5%
Profitability 85+40
return on assets 13.3%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,694 companies, NACE 47, small)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%● unchanged vs 11-2024 01-2025: 2.0%▲ +0.4 percentage points vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.2%▲ +0.2 percentage points vs 02-2025 04-2025: 2.5%▲ +0.3 percentage points vs 03-2025 05-2025: 2.5%● unchanged vs 04-2025 06-2025: 2.4%▼ -0.1 percentage points vs 05-2025 07-2025: 2.4%● unchanged vs 06-2025 08-2025: 2.6%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.7%▼ -1.9 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.8%▲ +0.1 percentage points vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.1 percentage points vs 07-2026 09-2026: 1.4%▲ +0.4 percentage points vs 08-2026 10-2026: 0.4%▼ -1.0 percentage point vs 09-2026lowest value
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.27, compared with 1.21 in 2025, below the usual 1.5; short-term debt: 55% and cash: 20.5% of total assets), and 87.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 25% on solvency, 57% on liquidity, 87% on profitability and 95% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: 16.1 FTE, total assets €4.9m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.27, cash €1.0m
NBB · annual accounts
raises risk · Equity €615,032 (12.4% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 283 sector peers (2026).
NBB · sector comparison
Position among 283 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 11-09-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2026
11 days late
2025
2 days early
← before the deadline after the deadline →
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
14-10-2026 today31-01-2027 year end31-08-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · full…
  2. Equity above €500,000equity €615,032 ▲101%
  3. Annual accounts filedfinancial year 2025 · full…

Key points

  • Positive: Result rose in 2026from €44,418 to €659,113 ▲ 1,384% View
  • Positive: 3rd largest company by total assets in Sambreville, Wholesale and retail trade…in the Checked rankings No. 3 View
  • Controlled by F-LDS-HOLDING 100% View

By topic

Financials

Financial year
2026
Total assets
€4.9m
Profit
€659,113
Solvency
12.4%
Total assets▲ 30.3%
Net result
20252026
Go to Financials

Company details

Sites
1
Legal form
Public limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
14-09-2023
Year ends
31-01
Peppol
Reachable for e-invoices
Go to Company details

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