F.L. MANAGEMENT
ActiveSummary
F.L. MANAGEMENT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €319k and a net result of €149k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 2304 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
97
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.17 against 2.58 in 2024; short-term debt: 22% and cash: 38.2% of total assets), and 22% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78%
Return on assets
36.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
52 d early
2023
29 d early
2022
45 d early
2021
57 d early
2020
36 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€149k▲ 72.2%
2024 · €87k
2018: €-7k
2019: €7k
2020: €53k
2021: €54k
2022: €27k
2023: €3k
2024: €87k
2018 → 2025
Working capital
€285k▲ 101%
2024 · €142k
2018: €31k
2019: €43k
2020: €51k
2021: €59k
2022: €37k
2023: €60k
2024: €142k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€92k▲ 40.9%€91k▼ 0.4%€177k▲ 94.1%€319k▲ 79.9%
Operating result€87k-€45k▼ 47.9%€9k▼ 80.5%€137k▲ 1,447%€227k▲ 65.7%
Net result€54k-€27k▼ 51.2%€3k▼ 87.9%€87k▲ 2,593%€149k▲ 72.2%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 66% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €409k
Fixed assets
€33k ▼ 30.6%
Current assets
€375k ▲ 61.9%
Equity and liabilities €409k
Equity
€319k ▲ 79.9%
Debt
€90k ▼ 12.4%
Debt's share of the balance-sheet total falls from 36.7% to 22.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€245k▲
2024 · €154k
Cash flow
€167k▲
2024 · €104k
Current ratio
4.17▲
2024 · 2.58
Debt to equity
0.28▼
2024 · 0.58
ROE
46.8%▼
2024 · 48.9%
ROA
36.5%▲
2024 · 31.0%
Interest coverage
98.87▲
2024 · 78.56
Debt ≤ 1 year
€90k▲
2024 · €90k
Debt > 1 year
€0▼
2024 · €13k
Income taxes
€75k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€280k€409k▲
Fixed assets21/28€48k€33k▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€48k€33k▼
Furniture and vehicles24€48k€30k▼
Assets under construction and advance payments27-€3k
Financial fixed assets28€79€79=
Current assets29/58€232k€375k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€198k€216k▲
Trade receivables40€153k€164k▲
Other amounts receivable41€45k€52k▲
Cash at bank and in hand54/58€33k€156k▲
Deferred charges and accrued income490/1€742€3k▲
Equity and liabilities
Total equity and liabilities10/49€280k€409k▲
Equity10/15€177k€319k▲
Contributions10/11€6k€1k▼
Reserves13€171k€318k▲
Distributable reserves133€171k€318k▲
Profit (loss) carried forward14€0€294▲
Amounts payable17/49€103k€90k▼
Amounts payable after more than one year17€13k€0▼
Financial debts170/4€13k€0▼
Amounts payable within one year42/48€90k€90k▲
Current portion of amounts payable after more than one year42€20k€13k▼
Financial debts43€23k€31k▲
Credit institutions430/8€23k€31k▲
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€40k€41k▲
Taxes450/3€40k€41k▲
Other amounts payable47/48€796€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€156k€246k▲
Operating profit (loss)9901€137k€227k▲
Financial income75/76B€5€2▼
Recurring financial income75€5€2▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€135k€224k▲
Income taxes67/77€48k€75k▲
Profit (loss) for the period9904€87k€149k▲
Profit (loss) for the period to be appropriated9905€87k€149k▲
Appropriation of the result
Profit (loss) to be appropriated9906€87k€149k▲
Profit (loss) brought forward from the previous period14P€580-
Transfer from equity791/2-€8k
Transfer to equity691/2€87k€149k▲
To other reserves6921€87k€149k▲
Profit to be distributed694/7€796€8k▲
Return on contributions (dividend)694€796€8k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €149k ▲72.2%
Operating result €227k, net result €149k, both a record.
31-12
Financial
Equity above €200kEq €319k ▲79.9%
7 profitable years in a row build equity to €319k.
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €177k ▲94.1%
6 profitable years in a row build equity to €177k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
04-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Au Chession 74053 ChaudfontaineGround area
1.8 ha
Building footprint
112 m²
Volume, LiDAR
1,355 m³
Parcel 62030C0341/00D000, Wallonia · tallest building 15.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
F.L. MANAGEMENT
since 20212.327.040.490
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030C0341/00D000 | Wallonia | 1.8 ha | 1 · 112 m² | 15.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0801.381.930
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Of 3,875 companies in sector 93199 we hold annual accounts for 605. 373 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2011
Fiscal year end31-12
Activities, NACEBEL 2025
93199Other sports activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.