F.L.MAINTENANCE
ActiveF.L.MAINTENANCE has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €266k and a net result of €42k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 1902 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+5
Solvency67▼-3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.79 in 2024; short-term debt: 40.1% and cash: 0.6% of total assets), and 57.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.4%
Return on assets
6.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
30 d late
2023
90 d late
2022
61 d late
2021
139 d late
2020
31 d late
2019
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€42k▲ 208%
2024 · €14k
2018: €41k
2019: €17k
2020: €34k
2021: €48k
2022: €12k
2023: €6k
2024: €14k
2018 → 2025
Working capital
€-20k▲ 51.4%
2024 · €-41k
2018: €51k
2019: €80k
2020: €124k
2021: €8k
2022: €-2k
2023: €-40k
2024: €-41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€232k-€244k▲ 5.0%€251k▲ 2.7%€264k▲ 5.4%€266k▲ 0.8%
Operating result€61k-€23k▼ 62.1%€20k▼ 14.5%€8k▼ 57.4%€77k▲ 804%
Net result€48k-€12k▼ 75.6%€6k▼ 44.3%€14k▲ 111%€42k▲ 208%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 804% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €627k
Fixed assets
€395k▼ 9.4%
Current assets
€232k▲ 49.9%
Equity and liabilities €627k
Equity
€266k▲ 0.8%
Debt
€361k▲ 10.5%
The debt ratio rises from 55.3% to 57.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€129k▲
2024 · €55k
Cash flow
€94k▲
2024 · €61k
Solvency
42.4%▼
2024 · 44.7%
Current ratio
0.92▲
2024 · 0.79
Quick ratio
0.92▲
2024 · 0.79
Debt / equity
1.36▲
2024 · 1.24
ROE
15.8%▲
2024 · 5.2%
ROA
6.7%▲
2024 · 2.3%
Interest coverage
15.30▲
2024 · 6.15
Debt
€361k▲
2024 · €327k
Debt ≤ 1 year
€252k▲
2024 · €196k
Debt > 1 year
€101k▼
2024 · €121k
Income taxes
€24k▲
2024 · €6k
Staff costs
€17k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€591k€627k▲
Fixed assets21/28€436k€395k▼
Tangible fixed assets22/27€436k€395k▼
Land and buildings22€433k€388k▼
Plant, machinery and equipment23€2k€928▼
Furniture and vehicles24€1k€6k▲
Current assets29/58€155k€232k▲
Amounts receivable within one year40/41€128k€208k▲
Trade receivables40€104k€203k▲
Other amounts receivable41€23k€5k▼
Cash at bank and in hand54/58€2k€4k▲
Deferred charges and accrued income490/1€25k€20k▼
Equity and liabilities
Total equity and liabilities10/49€591k€627k▲
Equity10/15€264k€266k▲
Contributions10/11€6k€6k=
Reserves13€258k€260k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€256k€258k▲
Amounts payable17/49€327k€361k▲
Amounts payable after more than one year17€121k€101k▼
Financial debts170/4€121k€101k▼
Amounts payable within one year42/48€196k€252k▲
Current portion of amounts payable after more than one year42€45k€52k▲
Financial debts43€20k€14k▼
Credit institutions430/8€20k€14k▼
Trade debts44€128k€128k▼
Suppliers440/4€128k€128k▼
Taxes, remuneration and social security45€2k€46k▲
Taxes450/3€2k€46k▲
Remuneration and social security454/9-€536
Other amounts payable47/48-€11k
Accrued charges and deferred income492/3€10k€8k▼
Income statement
Code20242025
Remuneration, social security and pensions62€5k€17k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€52k▲
Other operating charges640/8€5k€2k▼
Non-recurring operating charges66A€20k€16k▼
Gross operating margin9900€86k€164k▲
Operating profit (loss)9901€8k€77k▲
Financial income75/76B€23k-
Recurring financial income75€1-
Non-recurring financial income76B€23k-
Financial charges65/66B€12k€10k▼
Recurring financial charges65€9k€8k▼
Non-recurring financial charges66B€3k€2k▼
Profit (loss) for the period before taxes9903€19k€66k▲
Income taxes67/77€6k€24k▲
Profit (loss) for the period9904€14k€42k▲
Profit (loss) for the period to be appropriated9905€14k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€42k▲
Transfer from equity791/2-€40k
Transfer to equity691/2€14k€42k▲
To other reserves6921€14k€42k▲
Profit to be distributed694/7-€40k
Return on contributions (dividend)694-€40k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 90 days late
2023
31-12
Financial
Weakest financial yearnet €6k ▼44.3%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 61 days late
2022
17-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 139 days late
2021
31-12
Financial
Highest result since 2018net €48k ▲39.9%
Net result €48k, the highest in the series.
31-12
Financial
Equity above €200kEq €232k ▲25.9%
4 profitable years in a row build equity to €232k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 68 days late
2019
31-12
Financial
Equity above €150kEq €150k ▲13%
2 profitable years in a row build equity to €150k.
30-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 152 days late
2018
31-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 153 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beaumont · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Mons(BT) 2 A6500 BeaumontGround area
7,512 m²
Building footprint
151 m²
Volume, LiDAR
1,487 m³
Parcel 56076D0267/00B000, Wallonia · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Mons(BT) 2A, 6500 Beaumont
since 20122.209.731.561
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56076D0267/00B000 | Wallonia | 7,512 m² | 1 · 151 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18 companies in sector 25910 we hold annual accounts for 14. 7 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-05-2012
Fiscal year end31-12
Activities, NACEBEL
25910Manufacture of fabricated metal products, except machinery and equipment
43990Other specialised construction activities
43999Specialised construction activities
25999Manufacture of fabricated metal products, except machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.