F&L CONSTRUCT
Annual accounts 2025
micro format, filed on 22-07-2026, 9 days before the deadlineTurnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €73,000. Estimated: probably between €39,000 and €140,000.
Balance sheet
balance sheet total €11,419 on 31-12-2025Position in the sector
5.6%
Higher than 11% of 35,136 companies in 2025.
0.84
Higher than 15% of 34,510 companies in 2025.
5.6%
Higher than 45% of 34,711 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
11,419 | |
21/28 |
2,360 | |
22/27 |
2,360 | |
24 |
2,360 | |
29/58 |
9,059 | |
40/41 |
9,004 | |
40 |
8,855 | |
41 |
149 | |
54/58 |
55 | |
| Balance sheet: equity and liabilities | ||
10/49 |
11,419 | |
10/15 |
641 | |
14 |
641 | |
17/49 |
10,777 | |
42/48 |
10,777 | |
44 |
3,628 | |
440/4 |
3,628 | |
45 |
2,320 | |
450/3 |
2,320 | |
47/48 |
4,829 | |
| Income statement | ||
9900 |
5,406 | |
630 |
808 | |
640/8 |
595 | |
9901 |
4,002 | |
65/66B |
1,040 | |
65 |
1,040 | |
9903 |
2,962 | |
67/77 |
2,320 | |
9904 |
641 | |
9905 |
641 | |
| Appropriation of the result | ||
9906 |
641 | |
| Document | ||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 22-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 22-07-2026 | 2026-00330207 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 4,811 | ||
| 1,450 | ||
| 3,168 | ||
| -1,718 | ||
| 5.6% | ||
| 0.84 | ||
| 5.6% | ||
| 4.62 |
The equity ratios are withheld because equity of €641 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €3,168 |
| €808 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on F&L CONSTRUCT
Debt's share of the balance-sheet total is 94.4%.