F.L. ACTIVITY
ActiveSummary
The computed 12-month bankruptcy probability of F.L. ACTIVITY is 2.0% (moderate). The 2025 annual accounts show negative equity (-€35,848) and a net result of €2,271. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 11% of 13683 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+64
Solvency0=
Growth79▲+16
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.4 against 0.33 in 2024; short-term debt: 185.1% and cash: 56.9% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-85.1%
Return on assets
5.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 13683 sector peers (2025).
NBB · sector comparisonPosition among 13683 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
31 d early
2023
on the day
2022
37 d early
2021
38 d early
2020
30 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€34,183▲ 26.3%
2021 · €27,075
EBIT margin
40.6%▼ 9.4pp
2021 · 50.0%
Net result
€2,271
2024 · -€2,242
Working capital
-€46,602▲ 7.7%
2024 · -€50,499
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€27,075▲ 23.9%€34,183▲ 26.3%
Operating result€13,527▲ 11.4%€13,870▲ 2.5%€228▼ 98.4%-€2,197€2,315
Net result€13,482within the sector's middle half▲ 11.4%€13,825within the sector's middle half▲ 2.5%€187within the sector's middle half▼ 98.6%-€2,242within the sector's middle half€2,271within the sector's middle half
EBIT margin50.0%▼ 5.6pp40.6%▼ 9.4pp
Equity-€49,889below the sector's middle half▲ 21.3%-€36,064below the sector's middle half▲ 27.7%-€35,877below the sector's middle half▲ 0.5%-€38,119below the sector's middle half▼ 6.2%-€35,848below the sector's middle half▲ 6.0%
Total assets€25,036below the sector's middle half▲ 79.2%€56,595within the sector's middle half▲ 126%€42,374below the sector's middle half▼ 25.1%€36,763below the sector's middle half▼ 13.2%€42,142below the sector's middle half▲ 14.6%
Debt€74,925▼ 3.1%€92,659▲ 23.7%€78,251▼ 15.5%€74,882▼ 4.3%€77,990▲ 4.2%
Working capital-€50,889below the sector's middle half▲ 20.9%-€39,104below the sector's middle half▲ 23.2%-€44,253below the sector's middle half▼ 13.2%-€50,499below the sector's middle half▼ 14.1%-€46,602below the sector's middle half▲ 7.7%
Solvency-199.3%below the sector's middle half▲ 254.4pp-63.7%below the sector's middle half▲ 135.5pp-84.7%below the sector's middle half▼ 20.9pp-103.7%below the sector's middle half▼ 19.0pp-85.1%below the sector's middle half▲ 18.6pp
Current ratio0.32below the sector's middle half▲ 0.150.58within the sector's middle half▲ 0.260.43below the sector's middle half▼ 0.140.33below the sector's middle half▼ 0.110.40below the sector's middle half▲ 0.08
Return on assets (ROA)53.9%above the sector's middle half▼ 32.8pp24.4%above the sector's middle half▼ 29.4pp0.4%within the sector's middle half▼ 24.0pp-6.1%below the sector's middle half▼ 6.5pp5.4%within the sector's middle half▲ 11.5pp
Staff (FTE)1=11.2▲ 20.0%1.2=
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2,315 after a loss of €2,197 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42,142
Fixed assets
€10,754 ▼ 13.1%
Current assets
€31,388 ▲ 28.7%
Key figures and ratios
EBITDA
€3,940▲
2024 · -€916
Cash flow
€3,897▲
2024 · -€961
Debt to equity
-2.18▼
2024 · -1.96
Interest coverage
90.08▲
2024 · -20.35
Debt ≤ 1 year
€77,990▲
2024 · €74,882
Staff costs
€9,941▲
2024 · €5,540
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,795 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
5.3%
stopped otherwise
92%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,795 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €27,075 | €34,183 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €12,185 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €7,448 | €8,653 | €5,540 | €9,941 | ▲ 79.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €505 | €541 | €1,281 | €1,625 | ▲ 26.9% |
| Other operating charges640/8 | - | €175 | €930 | €959 | €507 | ▼ 47.1% |
| Non-recurring operating charges66A | - | - | - | - | €85 | - |
| Gross operating margin9900 | €19,921 | €21,998 | €10,352 | €5,583 | €14,473 | ▲ 159% |
| Operating profit (loss)9901 | €13,527 | €13,870 | €228 | -€2,197 | €2,315 | ▲ 205% |
| Financial income75/76B | - | - | €5 | - | - | - |
| Recurring financial income75 | - | - | €5 | - | - | - |
| Financial charges65/66B | - | €45 | €46 | €45 | €44 | ▼ 2.8% |
| Recurring financial charges65 | €45 | €45 | €46 | €45 | €44 | ▼ 2.8% |
| Profit (loss) for the period before taxes9903 | €13,482 | €13,825 | €187 | -€2,242 | €2,271 | ▲ 201% |
| Profit (loss) for the period9904 | €13,482 | €13,825 | €187 | -€2,242 | €2,271 | ▲ 201% |
| Profit (loss) for the period to be appropriated9905 | €13,482 | €13,825 | €187 | -€2,242 | €2,271 | ▲ 201% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €25,036 | €56,595 | €42,374 | €36,763 | €42,142 | ▲ 14.6% |
| Formation expenses20 | - | - | €0 | - | - | - |
| Fixed assets21/28 | €1,000 | €3,040 | €8,375 | €12,380 | €10,754 | ▼ 13.1% |
| Intangible fixed assets21 | - | - | €0 | - | - | - |
| Tangible fixed assets22/27 | - | €2,040 | €7,375 | €11,380 | €9,754 | ▼ 14.3% |
| Land and buildings22 | - | - | €0 | - | - | - |
| Plant, machinery and equipment23 | - | - | €5,844 | €10,357 | €9,241 | ▼ 10.8% |
| Furniture and vehicles24 | - | €2,040 | €1,531 | €1,022 | €513 | ▼ 49.8% |
| Financial fixed assets28 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Current assets29/58 | €24,036 | €53,555 | €33,998 | €24,383 | €31,388 | ▲ 28.7% |
| Stocks and contracts in progress3 | €552 | €457 | €327 | €227 | - | - |
| Stocks30/36 | - | €457 | €327 | €227 | - | - |
| Amounts receivable within one year40/41 | €5,807 | €38,502 | €10,286 | €6,367 | €7,296 | ▲ 14.6% |
| Trade receivables40 | - | €1,630 | €7,764 | €4,486 | €5,424 | ▲ 20.9% |
| Other amounts receivable41 | - | €36,872 | €2,522 | €1,881 | €1,872 | ▼ 0.5% |
| Cash at bank and in hand54/58 | €17,677 | €14,596 | €23,322 | €17,677 | €23,993 | ▲ 35.7% |
| Deferred charges and accrued income490/1 | - | - | €64 | €112 | €98 | ▼ 12.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €25,036 | €56,595 | €42,374 | €36,763 | €42,142 | ▲ 14.6% |
| Equity10/15 | -€49,889 | -€36,064 | -€35,877 | -€38,119 | -€35,848 | ▲ 6.0% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€68,489 | -€54,664 | -€54,477 | -€56,719 | -€54,448 | ▲ 4.0% |
| Amounts payable17/49 | €74,925 | €92,659 | €78,251 | €74,882 | €77,990 | ▲ 4.2% |
| Amounts payable within one year42/48 | €74,925 | €92,659 | €78,251 | €74,882 | €77,990 | ▲ 4.2% |
| Trade debts44 | €494 | €643 | €2,911 | €2,561 | €5,230 | ▲ 104% |
| Suppliers440/4 | - | €643 | €2,911 | €2,561 | €5,230 | ▲ 104% |
| Advances received on contracts in progress46 | - | - | €4,390 | - | - | - |
| Taxes, remuneration and social security45 | - | €32 | €95 | €1,464 | €1,904 | ▲ 30.0% |
| Taxes450/3 | - | - | - | €885 | €1,031 | ▲ 16.5% |
| Remuneration and social security454/9 | - | €32 | €95 | €579 | €872 | ▲ 50.6% |
| Other amounts payable47/48 | - | €91,984 | €70,855 | €70,857 | €70,857 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,482 | €13,825 | €187 | -€2,242 | €2,271 | ▲ 201% |
| + Depreciation and write-downs630 | - | €505 | €541 | €1,281 | €1,625 | ▲ 26.9% |
| Operating cash flow (approximation) | €13,482 | €14,330 | €728 | -€961 | €3,897 | ▲ 506% |
| Investment in fixed assets (approximation) | - | -€2,545 | -€5,877 | -€5,285 | €0 | ▲ 100% |
| Change in cash | - | -€3,081 | €8,726 | -€5,645 | €6,316 | ▲ 212% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €2,271
Net result €2,271 after one loss-making year.
30-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet -€2,242
Net result drops to -€2,242, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €13,825 ▲2.5%
Operating result €13,870, net result €13,825, both a record.
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue De Paepe César 1206040 Charleroi1 establishment unit
FL Activity
since 20072.163.890.153
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 21,853 companies in sector 56112 we hold annual accounts for 9,781. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-06-2006
Fiscal year end30-09
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
96210Hairdressing and barber services
Contact
E-mail
fla.srl@hotmail.com
E-invoicing
Reachable via Peppol
Peppol ID
0208:0881669622
Registered
20-11-2020
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.