F.K. SERVICES
ActiveSummary
F.K. SERVICES has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €393,276 and a net result of €231,298. Equity is growing by ~82.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 3560 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+26
Solvency96▲+40
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 4.3 against 2.23 in 2023; short-term debt: 22.6% and cash: 3.7% of total assets), and 28.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
71.1%
Return on assets
41.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
89 d late
2023
114 d late
2022
66 d late
2021
48 d early
2020
89 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 57 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, full schema
In the rankings
#1 oldest company in Ohey, Construction sector#3 company by equity in Ohey, Construction sector#7 company by total assets in Ohey, Construction sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€231,298▲ 985%
2023 · €21,309
Working capital
€413,240▲ 45.1%
2023 · €284,761
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€23,335▲ 338%€86,713▲ 272%€11,642▼ 86.6%€16,270▲ 39.8%€283,212▲ 1,641%
Net result€26,687within the sector's middle half▲ 169%€72,451within the sector's middle half▲ 171%€22,223within the sector's middle half▼ 69.3%€21,309within the sector's middle half▼ 4.1%€231,298above the sector's middle half▲ 985%
Equity€45,994within the sector's middle half▲ 138%€118,446within the sector's middle half▲ 158%€140,669within the sector's middle half▲ 18.8%€161,978within the sector's middle half▲ 15.1%€393,276within the sector's middle half▲ 143%
Total assets€183,846within the sector's middle half▲ 0.7%€312,842within the sector's middle half▲ 70.2%€337,095within the sector's middle half▲ 7.8%€523,372within the sector's middle half▲ 55.3%€553,406within the sector's middle half▲ 5.7%
Debt€137,851▼ 15.5%€194,397▲ 41.0%€196,426▲ 1.0%€361,394▲ 84.0%€160,130▼ 55.7%
Working capital€71,319within the sector's middle half▼ 11.1%€160,310within the sector's middle half▲ 125%€184,020within the sector's middle half▲ 14.8%€284,761within the sector's middle half▲ 54.7%€413,240within the sector's middle half▲ 45.1%
Solvency25.0%within the sector's middle half▲ 14.4pp37.9%within the sector's middle half▲ 12.8pp41.7%within the sector's middle half▲ 3.9pp30.9%within the sector's middle half▼ 10.8pp71.1%above the sector's middle half▲ 40.1pp
Current ratio1.81within the sector's middle half▼ 0.012.19within the sector's middle half▲ 0.372.29within the sector's middle half▲ 0.102.23within the sector's middle half▼ 0.064.30above the sector's middle half▲ 2.07
Return on assets (ROA)14.5%above the sector's middle half▲ 9.1pp23.2%above the sector's middle half▲ 8.6pp6.6%within the sector's middle half▼ 16.6pp4.1%within the sector's middle half▼ 2.5pp41.8%above the sector's middle half▲ 37.7pp
Staff (FTE)0.3below the sector's middle half1below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 1,641% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €553,406
Fixed assets
€14,940 ▲ 110%
Current assets
€538,465 ▲ 4.3%
Equity and liabilities €553,406
Equity
€393,276 ▲ 143%
Debt
€160,130 ▼ 55.7%
Debt's share of the balance-sheet total falls from 69.1% to 28.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€284,393▲
2023 · €19,470
Cash flow
€232,479▲
2023 · €24,509
Debt to equity
0.41▼
2023 · 2.23
ROE
58.8%▲
2023 · 13.2%
Interest coverage
644.43▲
2023 · 87.81
Debt ≤ 1 year
€125,225▼
2023 · €231,490
Debt > 1 year
€34,904▼
2023 · €46,904
Income taxes
€77,616▲
2023 · €9,541
Staff costs
€7,570
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €7,570 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,235 | €7,239 | €7,115 | €3,200 | €1,181 | ▼ 63.1% |
| Other operating charges640/8 | - | €2,385 | €867 | €4,061 | €229 | ▼ 94.4% |
| Gross operating margin9900 | €42,218 | €96,337 | €19,624 | €23,532 | €292,192 | ▲ 1,142% |
| Operating profit (loss)9901 | €23,335 | €86,713 | €11,642 | €16,270 | €283,212 | ▲ 1,641% |
| Financial income75/76B | - | €11,866 | €18,734 | €19,940 | €26,143 | ▲ 31.1% |
| Recurring financial income75 | €11,907 | €11,866 | €18,734 | €19,940 | €26,143 | ▲ 31.1% |
| Financial charges65/66B | - | €117 | €175 | €5,361 | €441 | ▼ 91.8% |
| Recurring financial charges65 | €250 | €117 | €175 | €222 | €441 | ▲ 99.0% |
| Non-recurring financial charges66B | - | - | - | €5,139 | - | - |
| Profit (loss) for the period before taxes9903 | €34,992 | €98,462 | €30,200 | €30,850 | €308,915 | ▲ 901% |
| Income taxes67/77 | €8,305 | €26,011 | €7,977 | €9,541 | €77,616 | ▲ 714% |
| Profit (loss) for the period9904 | €26,687 | €72,451 | €22,223 | €21,309 | €231,298 | ▲ 985% |
| Profit (loss) for the period to be appropriated9905 | €26,687 | €72,451 | €22,223 | €21,309 | €231,298 | ▲ 985% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €183,846 | €312,842 | €337,095 | €523,372 | €553,406 | ▲ 5.7% |
| Fixed assets21/28 | €24,675 | €17,436 | €10,321 | €7,121 | €14,940 | ▲ 110% |
| Tangible fixed assets22/27 | €19,675 | €12,436 | €5,321 | €2,121 | €940 | ▼ 55.7% |
| Plant, machinery and equipment23 | - | €2,967 | €1,746 | €525 | €257 | ▼ 51.0% |
| Furniture and vehicles24 | - | €9,469 | €3,575 | €1,596 | €683 | ▼ 57.2% |
| Financial fixed assets28 | €5,000 | €5,000 | €5,000 | €5,000 | €14,000 | ▲ 180% |
| Current assets29/58 | €159,171 | €295,407 | €326,774 | €516,251 | €538,465 | ▲ 4.3% |
| Amounts receivable within one year40/41 | €149,975 | €267,350 | €323,964 | €511,050 | €514,424 | ▲ 0.7% |
| Trade receivables40 | - | €55,316 | €20,829 | €71,088 | €55,958 | ▼ 21.3% |
| Other amounts receivable41 | - | €212,034 | €303,136 | €439,962 | €458,466 | ▲ 4.2% |
| Cash at bank and in hand54/58 | €9,196 | €25,788 | €495 | €5,201 | €20,485 | ▲ 294% |
| Deferred charges and accrued income490/1 | - | €2,269 | €2,315 | - | €3,556 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €183,846 | €312,842 | €337,095 | €523,372 | €553,406 | ▲ 5.7% |
| Equity10/15 | €45,994 | €118,446 | €140,669 | €161,978 | €393,276 | ▲ 143% |
| Contributions10/11 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Capital10 | - | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Issued capital100 | - | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Uncalled capital101 | - | €12,395 | €12,395 | €12,395 | €12,395 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €37,937 | €110,388 | €132,611 | €153,920 | €385,219 | ▲ 150% |
| Amounts payable17/49 | €137,851 | €194,397 | €196,426 | €361,394 | €160,130 | ▼ 55.7% |
| Amounts payable after more than one year17 | €50,000 | €59,300 | €53,673 | €46,904 | €34,904 | ▼ 25.6% |
| Other amounts payable178/9 | - | €59,300 | €53,673 | €46,904 | €34,904 | ▼ 25.6% |
| Amounts payable within one year42/48 | €87,851 | €135,097 | €142,754 | €231,490 | €125,225 | ▼ 45.9% |
| Trade debts44 | €65,442 | €102,132 | €114,119 | €146,352 | €44,569 | ▼ 69.5% |
| Suppliers440/4 | - | €102,132 | €114,119 | €146,352 | €44,569 | ▼ 69.5% |
| Advances received on contracts in progress46 | - | - | - | €41,140 | - | - |
| Taxes, remuneration and social security45 | - | €32,964 | €28,635 | €43,998 | €80,656 | ▲ 83.3% |
| Taxes450/3 | - | €32,598 | €28,635 | €43,998 | €80,234 | ▲ 82.4% |
| Remuneration and social security454/9 | - | €366 | - | - | €422 | - |
| Accrued charges and deferred income492/3 | - | - | - | €83,000 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26,687 | €72,451 | €22,223 | €21,309 | €231,298 | ▲ 985% |
| + Depreciation and write-downs630 | €5,235 | €7,239 | €7,115 | €3,200 | €1,181 | ▼ 63.1% |
| Operating cash flow (approximation) | €31,922 | €79,691 | €29,338 | €24,509 | €232,479 | ▲ 849% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€9,000 | - |
| Change in cash | - | €16,592 | -€25,293 | €4,706 | €15,284 | ▲ 225% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 89 days late
2024
31-12
Financial
Highest result since 2018net €231,298 ▲985%
Operating result €283,212, net result €231,298, both a record.
31-12
Financial
Equity above €200,000Eq €393,276 ▲143%
6 profitable years in a row build equity to €393,276.
22-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 114 days late
2023
31-12
Financial
Equity above €150,000Eq €161,978 ▲15.1%
5 profitable years in a row build equity to €161,978.
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 66 days late
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €100,000Eq €118,446 ▲158%
3 profitable years in a row build equity to €118,446.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 89 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
31-12
Financial
Back to profitnet €9,917
Net result €9,917 after one loss-making year.
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
Show earlier events
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 122 days late
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 339 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ohey · 1 establishment unit since 2013
Ground area
1,743 m²
Building footprint
241 m²
Parcel 92097C0662/00P000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Berger 202B, 5350 Ohey
since 20132.222.705.510
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92097C0662/00P000 | Wallonia | 1,743 m² | 1 · 241 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,831 companies in sector 43211 we hold annual accounts for 10,335. 7,046 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded24-11-1997
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
81230Other cleaning activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0461960025
Also
9925:BE0461960025
Registered
16-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.