F.J.F.
ActiveFrom the official registers: KBO 11 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
F.J.F. has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,066 and a net result of -€29,605. Equity has been growing by about 15% per year since 2018. Its solvency ranks better than 58% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Official details
KBO- Status
- Active since 27-01-2015 Normal situation
- Activity
- Joinery installation NACE 43320and 1 other
- Establishment unit
- 2.239.402.772 6040 Charleroi, since 27-01-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 20-11-2020
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.4%
- Gross margin
- €21,890
- ▼ 68.4%
- Turnover
- ≈ €230,000
- estimated
- Loss
- €29,605
- ▲ 380%
- Equity
- €51,066
- ▼ 36.7%
- Total assets
- €94,278
- ▼ 35.9%
- Staff
- 1.4 FTE
- ▲ 7.7%
Score breakdownraises riskLoss of €29,605, the second in a row (financial year 2025)Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.63, cash €26,444Founded in 2015Show the evidence
Checked score
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 59% of them on solvency, 76% on liquidity, 4% on profitability and 12% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 14 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Key points
Comparable companies
These companies have the same main activity as F.J.F.: joinery installation (NACE 43320). They are comparable in size and age: total assets between €86,800 and €110,000, founded between 2013 and 2016.
| Company | Total assets | Gross margin |
|---|---|---|
| F.J.F. Charleroi | €94,278 | €21,890 |
| PHIDECO Tournai | €109,568 | €24,151 |
| MENUISERIE COURTOIS Lobbes | €102,010 | €22,869 |
| IBUILDERS Stekene | €97,358 | €22,670 |
| VAN LANCKER CONSTRUCT Zottegem | €86,758 | €20,794 |
| DEUTSCHE GRÜNDLICHKEIT Lommel | €93,459 | €26,636 |
| SCHRIJNWERKERIJ VERHEYDEN Merksplas | €109,096 | €23,917 |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 17-08-2026
- Annual accounts 2024filed on 15-08-2025
- Annual accounts 2023filed on 22-08-2024
- Annual accounts 2022filed on 01-08-2023
Acts in the Belgian Official Gazette
- Amendment of the articles · Legal-form change · Resignations & appointments · Miscellaneousact of 18-12-2023
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
- Check the withholding obligationwith enterprise number 0578.928.662
Key facts about F.J.F.
- What is the company number of F.J.F.?
- The company number of F.J.F. is 0578.928.662. The VAT number is the same number with BE in front: BE 0578.928.662.
- Where is F.J.F. based?
- The registered office is at Rue du Pont Bergerand 26, 6040 Charleroi.Company details
- What does F.J.F. do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of F.J.F.?
- The legal form of F.J.F. is Private limited company (BV).
- When was F.J.F. founded?
- F.J.F. was founded on 27-01-2015.
- Is F.J.F. still active?
- Yes, F.J.F. is an active enterprise in the KBO register.
- How many employees does F.J.F. have?
- F.J.F. had an average of 1.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of F.J.F.?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €21,890 and 56 comparable companies (NACE 43320). It probably lies between €140,000 and €430,000. It is a rough estimate.
- Is F.J.F. profitable?
- In financial year 2025, F.J.F. made a loss of €29,605.
- Where can I find the annual accounts of F.J.F.?
- F.J.F. filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of F.J.F. due?
- F.J.F. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.