F.HOUREZ MANAGEMENT
ActiveF.HOUREZ MANAGEMENT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-52k) and a net result of €-931. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 2042 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▲+28
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.07 in 2024; short-term debt: 115.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-54.7%
Return on assets
-1%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-52k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
4 d early
2024
3 d early
2023
1 d early
2022
20 d early
2021
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-52k▼ 1.8%
2024 · €-51k
2021: €13k
2022: €31k
2023: €21k
2024: €-51k
2021 → 2025
Total assets
€94k▼ 7.8%
2024 · €102k
2021: €48k
2022: €135k
2023: €130k
2024: €102k
2021 → 2025
Net result
€-931▲ 98.7%
2024 · €-72k
2021: €20k
2022: €18k
2023: €-10k
2024: €-72k
2021 → 2025
Working capital
€-107k▼ 8.3%
2024 · €-99k
2021: €13k
2022: €-2k
2023: €-20k
2024: €-99k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€31k▲ 140%€21k▼ 31.8%€-51k€-52k▼ 1.8%
Operating result€28k-€25k▼ 11.6%€-5k€-65k▼ 1,159%€6k
Net result€20k-€18k▼ 11.0%€-10k€-72k▼ 624%€-931▲ 98.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €6k after a loss of €65k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€92k▼ 2.6%
Current assets
€2k▼ 74.7%
Key figures and ratios
EBITDA
€8k▲
2024 · €-63k
Cash flow
€2k▲
2024 · €-69k
Solvency
-54.7%▼
2024 · -49.5%
Current ratio
0.02▼
2024 · 0.07
Quick ratio
0.02▼
2024 · 0.07
Debt / equity
-2.83▲
2024 · -3.02
ROA
-1.0%▲
2024 · -70.3%
Interest coverage
1.26▲
2024 · -9.23
Debt
€146k▼
2024 · €153k
Debt ≤ 1 year
€109k▲
2024 · €106k
Debt > 1 year
€35k▼
2024 · €46k
Income taxes
€149▲
2024 · €130
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€102k€94k▼
Fixed assets21/28€95k€92k▼
Tangible fixed assets22/27€95k€92k▼
Land and buildings22€95k€92k▼
Current assets29/58€7k€2k▼
Amounts receivable within one year40/41-€136
Other amounts receivable41-€136
Deferred charges and accrued income490/1€7k€2k▼
Equity and liabilities
Total equity and liabilities10/49€102k€94k▼
Equity10/15€-51k€-52k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-53k€-54k▼
Amounts payable17/49€153k€146k▼
Amounts payable after more than one year17€46k€35k▼
Financial debts170/4€46k€35k▼
Amounts payable within one year42/48€106k€109k▲
Current portion of amounts payable after more than one year42€11k€11k▲
Financial debts43€92k€90k▼
Credit institutions430/8€32k€30k▼
Other loans439€60k€60k=
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€2k€6k▲
Taxes450/3€2k€6k▲
Other amounts payable47/48-€367
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€2k€1k▼
Gross operating margin9900€-61k€10k▲
Operating profit (loss)9901€-65k€6k▲
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€-72k€-782▲
Income taxes67/77€130€149▲
Profit (loss) for the period9904€-72k€-931▲
Profit (loss) for the period to be appropriated9905€-72k€-931▲
Appropriation of the result
Profit (loss) to be appropriated9906€-53k€-54k▼
Profit (loss) brought forward from the previous period14P€19k€-53k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Châtelet · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sentier de l'Eglise 486200 ChâteletGround area
2,889 m²
Building footprint
236 m²
Volume, LiDAR
1,851 m³
2 parcels, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HUMAN MECHANICS
since 20202.296.508.256
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52007B0313/00A000 | Wallonia | 2,446 m² | 1 · 172 m² | 10.7 m · 2 fl. |
| 25003F0441/00G002 | Wallonia | 443 m² | 1 · 64 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FOX-FIT
BE 0683.440.719
Gent · Eq €21k
B.H - Personal Training
BE 0799.209.031
Sainte-Ode · Eq €21k
De Zenhoeve
BE 1011.621.710
Ravels · Eq €22k
BK CONSULT
BE 0890.144.254
Chaumont-Gistoux · Eq €22k
D.J. SPORTMANAGEMENT
BE 0537.964.869
Grimbergen · Eq €21k
Of 13,495 companies in sector 85510 we hold annual accounts for 718. 593 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-11-2019
Fiscal year end30-06
Activities, NACEBEL
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:francois.dewez@gmail.com
Phone:+32490116941