F.HETA
ActiveF.HETA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €130k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 399 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+9
Solvency45▼-55
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.97 against 3.87 in 2024; short-term debt: 79.8% and cash: 40.9% of total assets), and 80% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20%
Return on assets
18.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 399 sector peers (2025).
NBB · sector comparisonPosition among 399 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
130 d early
2024
7 d early
2023
6 d early
2022
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€143k▼ 72.2%
2024 · €513k
2022: €225k
2023: €446k
2024: €513k
2022 → 2025
Total assets
€713k▲ 13.6%
2024 · €627k
2022: €465k
2023: €679k
2024: €627k
2022 → 2025
Net result
€130k▲ 92.5%
2024 · €67k
2022: €215k
2023: €221k
2024: €67k
2022 → 2025
Working capital
€-18k
2024 · €300k
2022: €118k
2023: €274k
2024: €300k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€225k-€446k▲ 98.1%€513k▲ 15.1%€143k▼ 72.2%
Operating result€277k-€293k▲ 5.6%€93k▼ 68.1%€179k▲ 91.8%
Net result€215k-€221k▲ 2.6%€67k▼ 69.5%€130k▲ 92.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 92% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €713k
Fixed assets
€162k▼ 27.6%
Current assets
€551k▲ 36.3%
Equity and liabilities €713k
Equity
€143k▼ 72.2%
Debt
€570k▲ 399%
The debt ratio rises from 18.2% to 80.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€253k▲
2024 · €161k
Cash flow
€203k▲
2024 · €135k
Solvency
20.0%▼
2024 · 81.8%
Current ratio
0.97▼
2024 · 3.87
Quick ratio
0.97▼
2024 · 3.87
Debt / equity
3.99▲
2024 · 0.22
ROE
90.8%▲
2024 · 13.1%
ROA
18.2%▲
2024 · 10.7%
Interest coverage
53.26▲
2024 · 19.02
Debt
€570k▲
2024 · €114k
Debt ≤ 1 year
€569k▲
2024 · €105k
Debt > 1 year
€829▼
2024 · €10k
Income taxes
€45k▲
2024 · €18k
Staff costs
€258k▼
2024 · €262k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€627k€713k▲
Fixed assets21/28€223k€162k▼
Tangible fixed assets22/27€223k€161k▼
Plant, machinery and equipment23€114k€94k▼
Furniture and vehicles24€99k€63k▼
Leasing and similar rights25€10k€5k▼
Financial fixed assets28€250€250=
Current assets29/58€404k€551k▲
Stocks and contracts in progress3€0-
Contracts in progress37€0-
Amounts receivable within one year40/41€237k€251k▲
Trade receivables40€199k€215k▲
Other amounts receivable41€38k€35k▼
Cash at bank and in hand54/58€149k€292k▲
Deferred charges and accrued income490/1€18k€9k▼
Equity and liabilities
Total equity and liabilities10/49€627k€713k▲
Equity10/15€513k€143k▼
Contributions10/11€10k€10k=
Reserves13€503k€133k▼
Distributable reserves133€503k€133k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€114k€570k▲
Amounts payable after more than one year17€10k€829▼
Financial debts170/4€10k€829▼
Amounts payable within one year42/48€105k€569k▲
Current portion of amounts payable after more than one year42€25k€9k▼
Financial debts43€1k€1k▲
Credit institutions430/8€1k€1k▲
Trade debts44€46k€67k▲
Suppliers440/4€46k€67k▲
Taxes, remuneration and social security45€32k€44k▲
Taxes450/3€22k€30k▲
Remuneration and social security454/9€10k€14k▲
Other amounts payable47/48€0€449k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€262k€258k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68k€73k▲
Other operating charges640/8€5k€5k▲
Non-recurring operating charges66A€30k€12k▼
Gross operating margin9900€458k€527k▲
Operating profit (loss)9901€93k€179k▲
Financial income75/76B€729€149▼
Recurring financial income75€729€149▼
Financial charges65/66B€8k€5k▼
Recurring financial charges65€8k€5k▼
Profit (loss) for the period before taxes9903€86k€175k▲
Income taxes67/77€18k€45k▲
Profit (loss) for the period9904€67k€130k▲
Profit (loss) for the period to be appropriated9905€67k€130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€130k▲
Transfer from equity791/2-€500k
Transfer to equity691/2€67k€130k▲
To other reserves6921€67k€130k▲
Profit to be distributed694/7-€500k
Return on contributions (dividend)694-€500k
Social balance
Average headcount (FTE)90875.24.3▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
State Gazette act
Board meeting · Registered-office moveBoard meeting · Registered-office move2 facts ▸
State Gazette act
Board meeting · Registered-office move
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-06-23
- Registered-office move, 3800 Sint-Truiden, Zepperenweg 128b bus 001
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €67k ▼69.5%
Net result drops to €67k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €500kEq €513k ▲15.1%
3 profitable years in a row build equity to €513k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €221k ▲2.6%
Operating result €293k, net result €221k, both a record.
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zepperenweg 128b3800 Sint-TruidenGround area
3.0 ha
Building footprint
454 m²
Volume, LiDAR
2,055 m³
2 parcels, Flanders · tallest building 16.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
F.HETA
since 20212.317.734.430
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71028A0171/00F002 | Flanders | 2.4 ha | 1 · 454 m² | 16.2 m · 1 fl. |
| 71352D0959/00A000 | Flanders | 6,143 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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F&F ELECTRICITE
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Of 1,825 companies in sector 42220 we hold annual accounts for 958. 697 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2021
Fiscal year end31-12
Activities, NACEBEL
42220Construction of utility projects for electricity and telecommunications
43120Site preparation
43350Other building finishing work
47811Retail sale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.