Financials
- Fiscal year
- 2025
- Total assets
- €718,964
- Profit
- €2,068
- Solvency
- 99.9%
Total assets▲ 0.3%
Net result
20182025
F & F
ActiveSummary
F & F has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €718,545 and a net result of €2,068. Equity remains stable across the filed fiscal years (±0.3% per year). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Activity not known1 site
Size
€718,964total assets 2025
- Equity
- €718,545
- Profit
- €2,068
Turnover not published (abridged schema)
Structure
- Holdings
- 2
Accounts 2 d early0 of 1 deed read
Why 89- Liquidity: current ratio 61.90, cash €737, halved+ Size: total assets €718,964+ Equity €718,545 (99.9% of total assets)+ Figures for FY 2025 (filed 29-07-2026)Show the evidence
Checked score
Score 2025
89
/ 100
Excellent
Probability in this band: under 0.55%
Better than 50% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 99.9% of total assets
Liquidity
50-1
short-term debt 0.1% · cash 0.1%
Profitability
38=
return on assets 0.3%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 0.1%lowest value
09-2025: 0.1%● 0.0% vs 08-2025lowest value
10-2025: 0.1%● 0.0% vs 09-2025lowest value
11-2025: 0.1%● 0.0% vs 10-2025lowest value
12-2025: 0.1%● 0.0% vs 11-2025lowest value
01-2026: 0.1%▲ +13.4% vs 12-2025
02-2026: 0.1%▲ +2.6% vs 01-2026
03-2026: 0.1%▼ -1.3% vs 02-2026
04-2026: 0.1%▼ -7.8% vs 03-2026
05-2026: 0.1%▲ +2.8% vs 04-2026
06-2026: 0.1%▲ +6.8% vs 05-2026
07-2026: 0.1%▲ +10.3% vs 06-2026
08-2026: 0.2%▲ +109% vs 07-2026highest value
09-2026: 0.2%● 0.0% vs 08-2026highest value
10-2026: 0.2%● 0.0% vs 09-2026highest value
- Liquidity: current ratio 61.90, cash €737, halved raises the probability
- Size: total assets €718,964 lowers the probability for this profile
- Equity €718,545 (99.9% of total assets) lowers the probability
- Figures for FY 2025 (filed 29-07-2026) lowers the probability
Credit up to €60,000 at 30 days acceptable
Liquidity ample (current ratio 61.9 against 43.42 in 2024; short-term debt: 0.1% and cash: 0.1% of total assets), and 0.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 39%, profitability 30%, growth against the median 49%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
35 d early
2023
1 d late
2022
25 d late
2021
2 d early
2020
31 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 10 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Annual accounts filedfiscal year 2023 · abbreviated…
Key points
By topic
Network & group
- Subsidiaries
- 3
- Holdings
- 2
3 subsidiaries
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 29-07-2026Annual accounts filed
- 26-06-2025Annual accounts filed
- 01-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 06-07-2012
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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