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F.F.

Active
Private limited company (pre-2019)founded 20187 yrs activeZaadstraat 65, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0716.697.762
Summary

The computed 12-month bankruptcy probability of F.F. is 2.1% (moderate). The 2025 annual accounts show equity of €248,286 and a net result of €21,485. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 5584 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
F.F.ActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Non-scheduled passenger transport by road
NACE 49320Land transport and transport via pipelines NACE 49390
1 site
Size
€315,807total assets 2025
Equity
€248,286
Profit
€21,485
Turnover not published (abridged schema)
Financial health
55 Fair Checked score 2025
Bankruptcy chance 12 m
2.1%
Structure
Accounts 1 d early0 of 2 deeds read
Why 55- Liquidity: current ratio 0.17- Sector Land transport and transport via pipelines (NACE 49)- Founded in 2018+ Equity €248,286 (78.6% of total assets)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 73% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+4
equity 78.6% of total assets
Liquidity 86+1
short-term debt 21.4%
Profitability 77-7
return on assets 6.8%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,055 companies)
Last 24 months 11-2024: 2.9% 12-2024: 2.9%▼ -0.5% vs 11-2024 01-2025: 3.1%▲ +7.8% vs 12-2024highest value 02-2025: 2.7%▼ -11.5% vs 01-2025 03-2025: 2.2%▼ -18.1% vs 02-2025 04-2025: 2.2%● 0.0% vs 03-2025 05-2025: 2.2%● 0.0% vs 04-2025 06-2025: 2.2%● 0.0% vs 05-2025 07-2025: 2.3%▲ +0.8% vs 06-2025 08-2025: 2.3%● 0.0% vs 07-2025 09-2025: 2.3%● 0.0% vs 08-2025 10-2025: 2.4%▲ +5.1% vs 09-2025 11-2025: 2.3%▼ -2.9% vs 10-2025 12-2025: 2.3%▼ -2.0% vs 11-2025 01-2026: 2.5%▲ +9.2% vs 12-2025 02-2026: 3.1%▲ +25.3% vs 01-2026 03-2026: 2.3%▼ -24.6% vs 02-2026 04-2026: 2.3%● 0.0% vs 03-2026 05-2026: 2.3%● 0.0% vs 04-2026 06-2026: 2.3%● 0.0% vs 05-2026 07-2026: 2.3%▲ +0.8% vs 06-2026 08-2026: 2.1%▼ -10.9% vs 07-2026 09-2026: 2.0%▼ -4.3% vs 08-2026lowest value 10-2026: 2.1%▲ +5.2% vs 09-2026
  • Liquidity: current ratio 0.17 raises the probability
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
  • Founded in 2018 raises the probability for this profile
  • Equity €248,286 (78.6% of total assets) lowers the probability
Credit up to €13,000 at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.17 in 2024; short-term debt: 21.4% of total assets), and 21.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 92%, liquidity 88%, profitability 59%, growth against the median 54%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.17
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2018
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Equity €248,286 (78.6% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
1 d early
2022
1 d early
2021
on the day
2020
10 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 2 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close04-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €21,485 ▼44.7%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 11% on equitysector median €35,447 · 5,594 companies €248,286 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €21,485 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€315,807
Profit
€21,485
Solvency
78.6%
Total assets▼ 0.5%
Net result
20202025
Go to Financials

Timeline

Events
11
Since
2021
Next accounts
by 31-01-2027
  1. 30-01-2026Annual accounts filed
  2. 30-06-2025Weakest financial year
  3. 30-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Non-scheduled passenger transport by roadNACE 49320
Founded
20-12-2018
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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