F.E.S.C.
ActiveF.E.S.C. has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €132k and a net result of €22k. Equity is growing by ~29.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 15867 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
93
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▼-15
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 11.87 against 8.74 in 2023), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
9 d early
2022
7 d early
2021
31 d early
2020
3 d early
2019
8 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€132k▲ 20.5%
2023 · €109k
2018: €38k
2019: €35k
2020: €51k
2021: €60k
2022: €85k
2023: €109k
2018 → 2024
Total assets
€144k▲ 16.4%
2023 · €123k
2018: €46k
2019: €48k
2020: €66k
2021: €74k
2022: €107k
2023: €123k
2018 → 2024
Net result
€22k▼ 9.1%
2023 · €25k
2018: €5k
2019: €-1k
2020: €16k
2021: €10k
2022: €25k
2023: €25k
2018 → 2024
Working capital
€129k▲ 19.1%
2023 · €108k
2018: €35k
2019: €34k
2020: €50k
2021: €58k
2022: €83k
2023: €108k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€51k-€60k▲ 17.2%€85k▲ 42.2%€109k▲ 29.1%€132k▲ 20.5%
Operating result€24k-€15k▼ 36.4%€36k▲ 132%€41k▲ 12.6%€33k▼ 18.2%
Net result€16k-€10k▼ 41.3%€25k▲ 164%€25k▼ 2.0%€22k▼ 9.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 18% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €144k
Fixed assets
€3k▲ 151%
Current assets
€141k▲ 15.2%
Equity and liabilities €144k
Equity
€132k▲ 20.5%
Debt
€12k▼ 15.2%
The debt ratio falls from 11.3% to 8.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€34k▼
2023 · €42k
Cash flow
€23k▼
2023 · €26k
Solvency
91.7%▲
2023 · 88.7%
Current ratio
11.87▲
2023 · 8.74
Quick ratio
11.87▲
2023 · 8.74
Debt / equity
0.09▼
2023 · 0.13
ROE
17.0%▼
2023 · 22.5%
ROA
15.6%▼
2023 · 20.0%
Interest coverage
42.14▲
2023 · 35.76
Debt
€12k▼
2023 · €14k
Debt ≤ 1 year
€12k▼
2023 · €14k
Income taxes
€11k▼
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€123k€144k▲
Fixed assets21/28€1k€3k▲
Tangible fixed assets22/27€1k€3k▲
Furniture and vehicles24€1k€3k▲
Current assets29/58€122k€141k▲
Amounts receivable within one year40/41€15k€12k▼
Trade receivables40€15k€12k▼
Current investments50/53-€80k
Cash at bank and in hand54/58€104k€47k▼
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€123k€144k▲
Equity10/15€109k€132k▲
Contributions10/11€6k€6k=
Reserves13€75k€98k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€74k€96k▲
Profit (loss) carried forward14€28k€28k=
Amounts payable17/49€14k€12k▼
Amounts payable within one year42/48€14k€12k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€8k€5k▼
Other amounts payable47/48€5k€6k▲
Accrued charges and deferred income492/3-€2
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€971€739▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€43k€35k▼
Operating profit (loss)9901€41k€33k▼
Financial income75/76B€8€705▲
Recurring financial income75€8€705▲
Financial charges65/66B€1k€805▼
Recurring financial charges65€1k€805▼
Profit (loss) for the period before taxes9903€39k€33k▼
Income taxes67/77€15k€11k▼
Profit (loss) for the period9904€25k€22k▼
Profit (loss) for the period to be appropriated9905€25k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€50k▼
Profit (loss) brought forward from the previous period14P€28k€28k=
Transfer to equity691/2€25k€22k▼
To other reserves6921€25k€22k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €109k ▲29.1%
4 profitable years in a row build equity to €109k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €25k ▲164%
Net result €25k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-1k ▼128%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
16-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Chaufour 10apt1390 Grez-DoiceauGround area
33 m²
Building footprint
68 m²
Volume, LiDAR
262 m³
Parcel 25037A0298/00X000, Wallonia · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue J-Baptiste Leblicq 10, 1390 Grez-Doiceau
since 20022.098.899.361
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037A0298/00X000 | Wallonia | 33 m² | 1 · 68 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,631 companies in sector 46170 we hold annual accounts for 660. 459 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2002
Fiscal year end31-12
Activities, NACEBEL
46170Agents in the wholesale of food, beverages and tobacco
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.