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F&E Group

Active
Private limited companyfounded 2021active for 5 yearsVoortstraat 43, 3580 Beringen, Belgium14 active companies are registered at this addressKBO/BCE: BE 0763.742.267
Summary

F&E Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €9,164 and a net result of €45,369. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 10,777 sector peers (NACE 70, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Activities of head offices
NACE 70100
1 site
Size
≈ €110,000turnover 2025, estimated
Equity
€9,164
Profit
€45,369
Turnover estimated from the gross margin
Financial health
53 Fair Checked score 2025
Bankruptcy probability: sector outside the model
Structure
Holdings
1
2025 accounts 8 days early1 deed in the Belgian Official Gazette
Signalsraises riskWeak solvency vs sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Score 2025
53 / 100
Fair▲ +33 on 2024
Without a bankruptcy probability: score from the figures alone
Financial strength · tick = 2024
Average
Solvency 28+21
equity 3.5% of total assets
Liquidity 50=
short-term debt 2.2% · cash 0.2%
Profitability 81+70
return on assets 17.2%
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.
raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 10777 sector peers (2025).
NBB · sector comparison
Position among 10777 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
8 days early
2024
9 days early
2023
13 days early
2022
28 days early
2021
22 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 7 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Back to profitnet €45,369
  3. Liquidity times 5current ratio 11.06

Financials · financial year 2025, abbreviated format

Turnover
≈ €110,000
Estimated: probably between €79,000 and €170,000
Total assets
€263,643▲ 29.1%
2024 · €204,141
Net result
€45,369
2024 · -€21,342
Working capital
€58,999▲ 20×
2024 · €2,924
Trend over the years

2021 to 2025, 5 financial years

The operating result returns to profit in 2025: €56,038 after a loss of €3,814 in 2024, the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€56,038 2025 Net result€45,369 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,682--€1,317▲ 50.9%-€1,653▼ 25.5%-€3,814▼ 131%€56,038
Net result-€4,676below the sector's middle half--€6,633below the sector's middle half▼ 41.8%-€13,554below the sector's middle half▼ 104%-€21,342below the sector's middle half▼ 57.5%€45,369within the sector's middle half
Equity€5,324below the sector's middle half--€1,309below the sector's middle half-€14,863below the sector's middle half▼ 1,036%-€36,205below the sector's middle half▼ 144%€9,164below the sector's middle half
Total assets€207,862below the sector's middle half-€208,109below the sector's middle half▲ 0.1%€205,871below the sector's middle half▼ 1.1%€204,141below the sector's middle half▼ 0.8%€263,643within the sector's middle half▲ 29.1%
Debt€202,538-€209,418▲ 3.4%€220,734▲ 5.4%€240,346▲ 8.9%€254,480▲ 5.9%
Working capital€8,732within the sector's middle half-€8,010within the sector's middle half▼ 8.3%€6,602within the sector's middle half▼ 17.6%€2,924within the sector's middle half▼ 55.7%€58,999within the sector's middle half▲ 20×
Solvency2.6%below the sector's middle half--0.6%below the sector's middle half▼ 3.2pp-7.2%below the sector's middle half▼ 6.6pp-17.7%below the sector's middle half▼ 10.5pp3.5%below the sector's middle half▲ 21.2pp
Current ratio26.13above the sector's middle half-7.08above the sector's middle half▼ 19.0514.57above the sector's middle half▲ 7.492.20within the sector's middle half▼ 12.3711.06above the sector's middle half▲ 8.86
Return on assets (ROA)-2.2%below the sector's middle half--3.2%below the sector's middle half▼ 0.9pp-6.6%below the sector's middle half▼ 3.4pp-10.5%below the sector's middle half▼ 3.9pp17.2%above the sector's middle half▲ 27.7pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0within the sector's middle half
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €263,643
Fixed assets €198,782 =
Current assets €64,861 ▲ 12×
Equity and liabilities €263,643
Equity €9,164
Debt €254,480
Debt finances 96.5% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Debt to equity
27.77
ROE
495.1%
Debt ≤ 1 year
€5,862▲
2024 · €2,434
Debt > 1 year
€248,617▲
2024 · €237,911
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€204,141€263,643▲
Fixed assets21/28€198,782€198,782=
Financial fixed assets28€198,782€198,782=
Current assets29/58€5,359€64,861▲
Amounts receivable within one year40/41€4,988€64,236▲
Trade receivables40-€60,000
Other amounts receivable41€4,988€4,236▼
Cash at bank and in hand54/58€371€625▲
Equity and liabilities
Total equity and liabilities10/49€204,141€263,643▲
Equity10/15-€36,205€9,164▲
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€46,205-€836▲
Amounts payable17/49€240,346€254,480▲
Amounts payable after more than one year17€237,911€248,617▲
Other amounts payable178/9€237,911€248,617▲
Amounts payable within one year42/48€2,434€5,862▲
Trade debts44€2,434€5,862▲
Suppliers440/4€2,434€5,862▲
Income statement Code20242025
Other operating charges640/8€619€547▼
Gross operating margin9900-€3,195€56,585▲
Operating profit (loss)9901-€3,814€56,038▲
Financial income75/76B€347€248▼
Recurring financial income75€347€248▼
Financial charges65/66B€17,875€10,917▼
Recurring financial charges65€17,875€10,917▼
Profit (loss) for the period before taxes9903-€21,342€45,369▲
Profit (loss) for the period9904-€21,342€45,369▲
Profit (loss) for the period to be appropriated9905-€21,342€45,369▲
Appropriation of the result
Profit (loss) to be appropriated9906-€46,205-€836▲
Profit (loss) brought forward from the previous period14P-€24,863-€46,205▼
Social balance sheet
Average headcount (FTE)90870.00.0=

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€348€410€548€619€547▼ 11.7%
Gross operating margin9900-€2,334-€908-€1,104-€3,195€56,585-
Operating profit (loss)9901-€2,682-€1,317-€1,653-€3,814€56,038-
Financial income75/76B€205€619€417€347€248▼ 28.7%
Recurring financial income75€205€619€417€347€248▼ 28.7%
Financial charges65/66B€2,200€5,934€12,318€17,875€10,917▼ 38.9%
Recurring financial charges65€2,200€5,934€12,318€17,875€10,917▼ 38.9%
Profit (loss) for the period before taxes9903-€4,676-€6,633-€13,554-€21,342€45,369-
Profit (loss) for the period9904-€4,676-€6,633-€13,554-€21,342€45,369-
Profit (loss) for the period to be appropriated9905-€4,676-€6,633-€13,554-€21,342€45,369-
Line20212022202320242025Change
Assets
Total assets20/58€207,862€208,109€205,871€204,141€263,643▲ 29.1%
Fixed assets21/28€198,782€198,782€198,782€198,782€198,782=
Financial fixed assets28€198,782€198,782€198,782€198,782€198,782=
Current assets29/58€9,079€9,327€7,089€5,359€64,861▲ 12×
Amounts receivable within one year40/41€8,955€9,274€6,641€4,988€64,236▲ 13×
Trade receivables40----€60,000-
Other amounts receivable41€8,955€9,274€6,641€4,988€4,236▼ 15.1%
Cash at bank and in hand54/58€124€52€448€371€625▲ 68.7%
Equity and liabilities
Total equity and liabilities10/49€207,862€208,109€205,871€204,141€263,643▲ 29.1%
Equity10/15€5,324-€1,309-€14,863-€36,205€9,164-
Contributions10/11€10,000€10,000€10,000€10,000€10,000=
Profit (loss) carried forward14-€4,676-€11,309-€24,863-€46,205-€836▲ 98.2%
Amounts payable17/49€202,538€209,418€220,734€240,346€254,480▲ 5.9%
Amounts payable after more than one year17€202,172€208,075€220,248€237,911€248,617▲ 4.5%
Other amounts payable178/9€202,172€208,075€220,248€237,911€248,617▲ 4.5%
Amounts payable within one year42/48€348€1,317€486€2,434€5,862▲ 141%
Trade debts44€348€1,317€486€2,434€5,862▲ 141%
Suppliers440/4€348€1,317€486€2,434€5,862▲ 141%
Accrued charges and deferred income492/3€18€26€0---
Line20212022202320242025Change
Profit (loss) for the period9904-€4,676-€6,633-€13,554-€21,342€45,369-
Operating cash flow (approximation)-€4,676-€6,633-€13,554-€21,342€45,369-
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€71€395-€77€255-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
31-12-2025 abbreviated format 23-07-2026 2026-00323089
31-12-2024 abbreviated format 22-07-2025 2025-00294108
31-12-2023 abbreviated format 18-07-2024 2024-00258941
31-12-2022 abbreviated format 03-07-2023 2023-00192954
31-12-2021 abbreviated format 22-08-2022 2022-20302236

Similar companies · same sector, comparable size

Of the 5,758 active companies whose main activity is activities of head offices (NACE 70100), figures are known for 3,687. 1,264 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

Group and network

Holdings and subsidiaries

1 holding

Holdings 1

According to the 2022 annual accounts of F&E Group and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

No directors read yet: 0 of 1 Gazette act processed.

History

On 17 February 2021, F&E Group was incorporated as a private limited company.1 Total assets went from €207,862 in 2021 to €263,643 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2021 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
23-07
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
31-12
Financial Back to profitnet €45,369
Net result €45,369 after 4 loss-making years.
31-12
Financial Liquidity times 5current ratio 11.06
Current ratio from 2.20 to 11.06.
22-07
NBB filing Annual accounts filed
financial year 2024 · abbreviated format
2024
31-12
Financial Weakest financial yearnet -€21,342
Net result drops to -€21,342, the lowest in the series; recovery starts the following year.
18-07
NBB filing Annual accounts filed
financial year 2023 · abbreviated format
2023
31-12
Financial Liquidity more than doubledcurrent ratio 14.57
Current ratio from 7.08 to 14.57; short-term debt falls from €1,317 to €486.
03-07
NBB filing Annual accounts filed
financial year 2022 · abbreviated format
2022
22-08
NBB filing Annual accounts filed
financial year 2021 · abbreviated format · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded17-02-2021
Financial year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
E-invoicing
Reachable via Peppol
Peppol ID 0208:0763742267
Registered 06-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
6,876 m²
Building footprint
3,537 m²
Building volume
26,339 m³
Parcel 71004A0580/00N000, Flanders · tallest building 36.5 m. Linked by address, not a title deed.
14 companies at this address See who is registered here
1 establishment unit
F&E Group
Voortstraat 43, 3580 BeringenActivities of holding companies
since 2021unit no. 2.313.771.385
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
71004A0580/00N000 Flanders 6,876 m² 1 · 3,537 m² 36.5 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.