F.DG
ActiveSummary
The computed 12-month bankruptcy probability of F.DG is 1.8% (moderate). The 2025 annual accounts show equity of €31,574 and a net result of -€507. Equity is growing by ~17% per year across the filed fiscal years. Its solvency ranks better than 28% of 3770 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-1
Solvency33▼-39
Growth78=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.78 against 1.31 in 2024; short-term debt: 52.4% and cash: 7.3% of total assets), and 92.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.8%
Return on assets
-0.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
38 d late
2024
13 d early
2023
34 d early
2022
53 d early
2021
38 d early
2020
4 d late
2019
96 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€31,574▼ 1.6%
2024 · €32,081
Total assets
€405,015▲ 493%
2024 · €68,337
Net result
-€507
2024 · €1,506
Working capital
-€45,671
2024 · €11,298
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12,403€17,777▲ 43.3%€5,250▼ 70.5%€4,734▼ 9.8%€2,522▼ 46.7%
Net result€10,740within the sector's middle half€12,481within the sector's middle half▲ 16.2%-€1,273within the sector's middle half€1,506within the sector's middle half-€507within the sector's middle half
Equity€19,366within the sector's middle half▲ 124%€31,848within the sector's middle half▲ 64.4%€30,575within the sector's middle half▼ 4.0%€32,081within the sector's middle half▲ 4.9%€31,574within the sector's middle half▼ 1.6%
Total assets€82,470within the sector's middle half▼ 17.7%€91,856within the sector's middle half▲ 11.4%€79,679within the sector's middle half▼ 13.3%€68,337within the sector's middle half▼ 14.2%€405,015within the sector's middle half▲ 493%
Debt€63,104▼ 31.1%€60,008▼ 4.9%€49,104▼ 18.2%€36,256▼ 26.2%€373,441▲ 930%
Working capital-€6,983within the sector's middle half▲ 65.5%€7,596within the sector's middle half€5,182within the sector's middle half▼ 31.8%€11,298within the sector's middle half▲ 118%-€45,671within the sector's middle half
Solvency23.5%within the sector's middle half▲ 14.9pp34.7%within the sector's middle half▲ 11.2pp38.4%within the sector's middle half▲ 3.7pp46.9%within the sector's middle half▲ 8.6pp7.8%within the sector's middle half▼ 39.1pp
Current ratio0.84within the sector's middle half▲ 0.161.15within the sector's middle half▲ 0.311.11within the sector's middle half▼ 0.041.31within the sector's middle half▲ 0.200.78within the sector's middle half▼ 0.53
Return on assets (ROA)13.0%within the sector's middle half▲ 16.2pp13.6%within the sector's middle half▲ 0.6pp-1.6%within the sector's middle half▼ 15.2pp2.2%within the sector's middle half▲ 3.8pp-0.1%within the sector's middle half▼ 2.3pp
Staff (FTE)3.95.2▲ 33.3%5.6▲ 7.7%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 47% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €405,015
Fixed assets
€238,390 ▲ 1,047%
Current assets
€166,625 ▲ 250%
Equity and liabilities €405,015
Equity
€31,574 ▼ 1.6%
Debt
€373,441 ▲ 930%
Debt's share of the balance-sheet total rises from 53.1% to 92.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€22,842▲
2024 · €18,837
Cash flow
€19,813▲
2024 · €15,609
Debt to equity
11.83▲
2024 · 1.13
ROE
-1.6%▼
2024 · 4.7%
Interest coverage
7.27▲
2024 · 5.84
Debt ≤ 1 year
€212,296▲
2024 · €36,256
Debt > 1 year
€155,000
Staff costs
€131,851▲
2024 · €116,332
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,037 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a small loss
2.9%
went bankrupt
2.9%
stopped otherwise
94%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,037 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €77,998 | €120,974 | €110,141 | €116,332 | €131,851 | ▲ 13.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,425 | €16,361 | €16,978 | €14,103 | €20,320 | ▲ 44.1% |
| Other operating charges640/8 | €690 | €2,359 | €926 | €2,335 | €1,547 | ▼ 33.7% |
| Gross operating margin9900 | €106,516 | €157,470 | €133,295 | €137,504 | €156,241 | ▲ 13.6% |
| Operating profit (loss)9901 | €12,403 | €17,777 | €5,250 | €4,734 | €2,522 | ▼ 46.7% |
| Financial income75/76B | €207 | €78 | €116 | - | €112 | - |
| Recurring financial income75 | €207 | €78 | €116 | - | €112 | - |
| Financial charges65/66B | €1,870 | €5,374 | €6,493 | €3,228 | €3,141 | ▼ 2.7% |
| Recurring financial charges65 | €1,870 | €5,374 | €6,493 | €3,228 | €3,141 | ▼ 2.7% |
| Profit (loss) for the period before taxes9903 | €10,740 | €12,481 | -€1,127 | €1,506 | -€507 | ▼ 134% |
| Income taxes67/77 | - | - | €146 | - | - | - |
| Profit (loss) for the period9904 | €10,740 | €12,481 | -€1,273 | €1,506 | -€507 | ▼ 134% |
| Profit (loss) for the period to be appropriated9905 | €10,740 | €12,481 | -€1,273 | €1,506 | -€507 | ▼ 134% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €82,470 | €91,856 | €79,679 | €68,337 | €405,015 | ▲ 493% |
| Fixed assets21/28 | €45,161 | €34,139 | €26,161 | €20,783 | €238,390 | ▲ 1,047% |
| Tangible fixed assets22/27 | €45,161 | €34,139 | €26,161 | €20,783 | €238,390 | ▲ 1,047% |
| Land and buildings22 | €26,814 | €16,478 | €6,143 | €1,602 | €5,543 | ▲ 246% |
| Plant, machinery and equipment23 | €8,585 | €5,724 | €6,738 | €3,305 | €2,733 | ▼ 17.3% |
| Furniture and vehicles24 | - | - | €4,804 | €3,137 | €76,361 | ▲ 2,334% |
| Leasing and similar rights25 | €396 | - | - | €3,892 | €9,140 | ▲ 135% |
| Other tangible fixed assets26 | €9,366 | €11,937 | €8,476 | €8,847 | €144,612 | ▲ 1,535% |
| Current assets29/58 | €37,309 | €57,717 | €53,517 | €47,554 | €166,625 | ▲ 250% |
| Amounts receivable within one year40/41 | €19,825 | €18,140 | €17,511 | €22,306 | €127,871 | ▲ 473% |
| Trade receivables40 | €15,761 | €16,818 | €15,761 | €18,761 | €112,789 | ▲ 501% |
| Other amounts receivable41 | €4,063 | €1,322 | €1,749 | €3,545 | €15,082 | ▲ 325% |
| Cash at bank and in hand54/58 | €15,835 | €34,247 | €32,757 | €22,933 | €29,736 | ▲ 29.7% |
| Deferred charges and accrued income490/1 | €1,650 | €5,330 | €3,250 | €2,314 | €9,018 | ▲ 290% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €82,470 | €91,856 | €79,679 | €68,337 | €405,015 | ▲ 493% |
| Equity10/15 | €19,366 | €31,848 | €30,575 | €32,081 | €31,574 | ▼ 1.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €250 | €874 | €874 | €949 | €949 | = |
| Non-distributable reserves130/1 | €250 | €874 | €874 | €949 | €949 | = |
| Legal reserve130 | €250 | €874 | €874 | €949 | €949 | = |
| Profit (loss) carried forward14 | €517 | €12,374 | €11,101 | €12,532 | €12,025 | ▼ 4.0% |
| Amounts payable17/49 | €63,104 | €60,008 | €49,104 | €36,256 | €373,441 | ▲ 930% |
| Amounts payable after more than one year17 | €18,811 | €9,887 | €769 | - | €155,000 | - |
| Financial debts170/4 | €18,811 | €9,887 | €769 | - | €155,000 | - |
| Amounts payable within one year42/48 | €44,293 | €50,121 | €48,335 | €36,256 | €212,296 | ▲ 486% |
| Current portion of amounts payable after more than one year42 | €8,734 | €8,924 | €9,118 | €769 | €20,000 | ▲ 2,502% |
| Trade debts44 | €10,762 | €20,389 | €16,584 | €17,331 | €83,820 | ▲ 384% |
| Suppliers440/4 | €10,762 | €20,389 | €16,584 | €17,331 | €83,820 | ▲ 384% |
| Taxes, remuneration and social security45 | €7,019 | €3,431 | €6,725 | €8,766 | - | - |
| Taxes450/3 | €365 | €464 | €464 | €693 | - | - |
| Remuneration and social security454/9 | €6,654 | €2,968 | €6,261 | €8,073 | - | - |
| Other amounts payable47/48 | €17,779 | €17,377 | €15,908 | €9,390 | €108,477 | ▲ 1,055% |
| Accrued charges and deferred income492/3 | - | - | - | - | €6,145 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,740 | €12,481 | -€1,273 | €1,506 | -€507 | ▼ 134% |
| + Depreciation and write-downs630 | €15,425 | €16,361 | €16,978 | €14,103 | €20,320 | ▲ 44.1% |
| Operating cash flow (approximation) | €26,165 | €28,842 | €15,705 | €15,609 | €19,813 | ▲ 26.9% |
| Investment in fixed assets (approximation) | - | -€5,339 | -€9,000 | -€8,725 | -€237,927 | ▼ 2,627% |
| Change in cash | - | €18,413 | -€1,491 | -€9,824 | €6,803 | ▲ 169% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 38 days late
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1,506
Net result €1,506 after one loss-making year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €12,481 ▲16.2%
Operating result €17,777, net result €12,481, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €10,740
Net result €10,740 after one loss-making year.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 96 days late
2019
31-12
Financial
Back to profitnet €5,239
Net result €5,239 after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
2017
05-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 2012
Ground area
2,128 m²
Building footprint
278 m²
Volume, LiDAR
1,429 m³
Parcel 25003N0064/00C002, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Monsieur et Madame Patate
since 20122.209.852.614
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25003N0064/00C002 | Wallonia | 2,128 m² | 1 · 278 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGenappe2.209.852.614
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Of 21,853 companies in sector 56112 we hold annual accounts for 9,778. 8,406 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-03-2012
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Contact
Phone
067645556Genappe
E-invoicing
Reachable via Peppol
Peppol ID
0208:0844278496
Also
9925:BE0844278496
Registered
14-09-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.