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F & D TRADING

Active
Private limited companyfounded 200224 yrs activeVijfstraten 17, 3140 Keerbergen, BelgiumKBO/BCE: BE 0476.779.249
Summary

F & D TRADING has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,776 and a net result of €35,998. Equity is shrinking by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 8281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
F & D TRADINGActiveChecked score 88/100
Risk analysis ReportCompare

Overview

What they do
Agents in the wholesale of food, beverages and tobacco
NACE 46170NACE 51170
1 site
How big
€90,975total assets 2025
Equity
€63,776
Profit
€35,998
Turnover not published (abridged schema)
Financially healthy?
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Who decides
Holdings
1
Accounts 22 d early0 of 2 deeds read
Why 88- Higher-failure-rate sector+ Long track record+ Annual accounts: healthy financial profile+ Growing equityLatest accounts filed on timeShow the evidence

Checked score

Score 2025
88 / 100
Excellent
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency95▼-5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.6 against 3.13 in 2024; short-term debt: 29.9% and cash: 29.5% of total assets), and 29.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
70.1%
Return on assets
39.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €63,776
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 d early
2024
3 d early
2023
27 d early
2022
32 d early
2021
45 d early
2020
5 d early
2019
7 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2018net €35,998 ▲142%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 7 years View
  • Total assets 20256 fiscal years filed €90,975 View
  • Active since 2002founded 21-02-2002 24 years View

By topic

Financials

Fiscal year
2025
Total assets
€90,975
Profit
€35,998
Solvency
70.1%
Total assets▲ 9.5%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 09-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 28-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in the wholesale of food, beverages and…NACE 46170
Founded
21-02-2002
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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