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F.D.S. CONCEPT

Active
Private limited companyfounded 2019active for 7 yearsAvenue Emile Vandervelde 236, 6200 Châtelet, BelgiumKBO/BCE: BE 0719.804.930
Summary

The computed 12-month bankruptcy probability of F.D.S. CONCEPT is 4.8% (elevated). The 2025 annual accounts show negative equity (-€21,024) and a net result of -€84,262. Equity has been growing by about 29% per year since 2019. Its solvency ranks better than 8% of 9,394 sector peers (NACE 41, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 05-02-2019 Normal situation
Activity
General construction of residential buildings NACE 41001and 6 others
Establishment unit
2.285.068.491 6200 Châtelet, since 05-02-2019
Financial year end
31 December
Peppol
Reachable since 29-07-2025

Board and ownership

Board
  • Suarez DavidDirector · since 04-02-2019

Financial position

36 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
4.8%
Annual accounts 2025
Turnover
€524,663
▼ 26.8%
Loss
€84,262
▲ 24×
Equity
-€21,024
Total assets
€111,588
▼ 31.6%
Employees on 31-12-2025
1
=
  • Negative equity on 31-12-2025
Score breakdownraises riskLoss of €84,262, the second in a row (financial year 2025)Negative equity -€21,0241 change of registered office in 24 monthsSector: Construction of residential and non-residential buildings (NACE 41)Show the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 21% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 6-58
equity -18.8% of total assets
Liquidity 54-40
short-term debt 70.8% · cash 33.3%
Profitability 0-30
return on assets -75.5%
Bankruptcy probability within 12 months
4.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 1.3% 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.4%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.3%▼ -0.1 percentage points vs 05-2025 07-2025: 1.4%▲ +0.1 percentage points vs 06-2025 08-2025: 1.2%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: 1.2%● unchanged vs 08-2025lowest value 10-2025: 1.2%● unchanged vs 09-2025lowest value 11-2025: 3.8%▲ +2.6 percentage points vs 10-2025 12-2025: 3.8%● unchanged vs 11-2025 01-2026: 3.8%● unchanged vs 12-2025 02-2026: 3.8%● unchanged vs 01-2026 03-2026: 3.8%● unchanged vs 02-2026 04-2026: 4.0%▲ +0.2 percentage points vs 03-2026 05-2026: 4.0%● unchanged vs 04-2026 06-2026: 4.0%● unchanged vs 05-2026 07-2026: 4.1%▲ +0.1 percentage points vs 06-2026 08-2026: 9.9%▲ +5.8 percentage points vs 07-2026highest value 09-2026: 9.9%● unchanged vs 08-2026highest value 10-2026: 4.8%▼ -5.1 percentage points vs 09-2026 11-2026: 4.8%● unchanged vs 10-2026
No credit on open account
Liquidity is tight, with a current ratio of 1.18 (4.4 in 2024), below the usual 1.5. Short-term debt is 70.8% and cash 33.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 7% of them on solvency, 57% on liquidity, 5% on profitability and 12% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Loss of €84,262, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€21,024
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€21,024
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
15 days early
2024
14 days early
2023
54 days early
2022
54 days early
2021
6 days early
2020
53 days early
2019
22 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 July (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€21,024 View
  • Caution: Result fell in 2025from -€3,550 to -€84,262 ▼ 2,273% View
  • Caution: Lower net result than 95% of companies in construction of buildingssector median €8,554 · 9,384 companies -€84,262 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€84,262 View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View

Recent changes

  1. · Gazette deed Registered office moved from Sambreville to Bouffioulx
  2. · Gazette deed Registered office moved to Tamines
  3. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as F.D.S. CONCEPT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €90,900 and €116,000, founded between 2018 and 2019.

CompanyTotal assetsGross margin
F.D.S. CONCEPT Châtelet€111,588-€25,459
PREVENTIS HOME La Louvière€105,430-€5,278
ARTEDEM Enghien€90,939-€3,870
BOCHO Aalst€107,387-€1,841
ROBERT & CO Watermaal-Bosvoorde€116,043-€2,411
AA SMARTCON Genk€107,150-€143,446
PLAN JOHANNES Antwerpen€103,306-€159
Full comparison

Key facts about F.D.S. CONCEPT

What is the company number of F.D.S. CONCEPT?
The company number of F.D.S. CONCEPT is 0719.804.930. The VAT number is the same number with BE in front: BE 0719.804.930.
Where is F.D.S. CONCEPT based?
The registered office is at Avenue Emile Vandervelde 236, 6200 Châtelet.Company details
What does F.D.S. CONCEPT do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of F.D.S. CONCEPT?
The legal form of F.D.S. CONCEPT is Private limited company (BV).
When was F.D.S. CONCEPT founded?
F.D.S. CONCEPT was founded on 05-02-2019.
Is F.D.S. CONCEPT still active?
Yes, F.D.S. CONCEPT is an active enterprise in the KBO register.
How many employees does F.D.S. CONCEPT have?
F.D.S. CONCEPT had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of F.D.S. CONCEPT?
The turnover of F.D.S. CONCEPT was €524,663 in financial year 2025, according to the filed annual accounts.
Is F.D.S. CONCEPT profitable?
In financial year 2025, F.D.S. CONCEPT made a loss of €84,262.
Where can I find the annual accounts of F.D.S. CONCEPT?
F.D.S. CONCEPT filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of F.D.S. CONCEPT due?
F.D.S. CONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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