F.D.G.
ActiveF.D.G. has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €78k and a net result of €34k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 29% of 2091 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
76
/ 100
Excellent▲ +49 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+100
Solvency20▲+2
Growth61▲+14
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.07 in 2023), and 90.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-02-2026, 193 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
193 d late
2023
326 d late
2022
135 d late
2021
148 d late
2020
31 d late
2019
144 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€508k▲ 18.9%
2020 · €427k
2018: €352k
2019: €367k
2020: €427k
2018 → 2021
EBIT margin
4.4%▼ 4.3pp
2020 · 8.8%
2018: 13.8%
2019: 10.9%
2020: 8.8%
2018 → 2021
Net result
€34k
2023 · €-105k
2018: €46k
2019: €43k
2020: €32k
2021: €-2k
2022: €17k
2023: €-105k
2018 → 2024
Working capital
€61k▲ 87.2%
2023 · €32k
2018: €6k
2019: €31k
2020: €60k
2021: €70k
2022: €119k
2023: €32k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€427k-€508k▲ 18.9%
Equity€134k-€132k▼ 1.4%€149k▲ 13.2%€44k▼ 70.5%€78k▲ 77.4%
Operating result€37k-€23k▼ 39.7%€33k▲ 45.9%€-80k€45k
Net result€32k-€-2k€17k€-105k€34k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €45k after a loss of €80k in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €793k
Fixed assets
€88k▲ 2.7%
Current assets
€705k▲ 38.5%
Equity and liabilities €793k
Equity
€78k▲ 77.4%
Debt
€715k▲ 29.9%
The debt ratio falls from 92.6% to 90.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€77k▲
2023 · €-45k
Cash flow
€65k▲
2023 · €-70k
Solvency
9.8%▲
2023 · 7.4%
Current ratio
1.09▲
2023 · 1.07
Quick ratio
1.09▲
2023 · 1.07
Debt / equity
9.15▼
2023 · 12.50
ROE
43.6%▲
2023 · -238.4%
ROA
4.3%▲
2023 · -17.7%
Interest coverage
6.87▲
2023 · -1.81
Debt
€715k▲
2023 · €550k
Debt ≤ 1 year
€644k▲
2023 · €477k
Debt > 1 year
€34k▼
2023 · €51k
Staff costs
€115k▲
2023 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€594k€793k▲
Fixed assets21/28€85k€88k▲
Tangible fixed assets22/27€85k€87k▲
Land and buildings22€5k€15k▲
Plant, machinery and equipment23€15k€31k▲
Furniture and vehicles24€65k€41k▼
Financial fixed assets28€300€300=
Current assets29/58€509k€705k▲
Amounts receivable within one year40/41€496k€654k▲
Trade receivables40€454k€581k▲
Other amounts receivable41€42k€74k▲
Cash at bank and in hand54/58€12k€30k▲
Deferred charges and accrued income490/1€1k€21k▲
Equity and liabilities
Total equity and liabilities10/49€594k€793k▲
Equity10/15€44k€78k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-24k€10k▲
Amounts payable17/49€550k€715k▲
Amounts payable after more than one year17€51k€34k▼
Financial debts170/4€51k€34k▼
Amounts payable within one year42/48€477k€644k▲
Current portion of amounts payable after more than one year42€42k€47k▲
Financial debts43€2k€2k▲
Credit institutions430/8€2k€2k▲
Trade debts44€360k€548k▲
Suppliers440/4€360k€548k▲
Taxes, remuneration and social security45€62k€48k▼
Taxes450/3€36k€19k▼
Remuneration and social security454/9€26k€29k▲
Other amounts payable47/48€11k-
Accrued charges and deferred income492/3€23k€37k▲
Income statement
Code20232024
Remuneration, social security and pensions62€102k€115k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€31k▼
Other operating charges640/8€5k€11k▲
Gross operating margin9900€62k€203k▲
Operating profit (loss)9901€-80k€45k▲
Financial income75/76B€2€2=
Recurring financial income75€2€2=
Financial charges65/66B€25k€11k▼
Recurring financial charges65€25k€11k▼
Profit (loss) for the period before taxes9903€-105k€34k▲
Profit (loss) for the period9904€-105k€34k▲
Profit (loss) for the period to be appropriated9905€-105k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€10k▲
Profit (loss) brought forward from the previous period14P€81k€-24k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 193 days late
2025
22-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 326 days late
2024
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
2023
31-12
Financial
Weakest financial yearnet €-105k ▼706%
Net result drops to €-105k, the lowest in the series; recovery starts the following year.
13-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 135 days late
2022
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
26-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 148 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
22-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 144 days late
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 357 days late
2019
31-12
Financial
Equity above €100kEq €102k ▲73.1%
2 profitable years in a row build equity to €102k.
26-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 238 days late
2017
15-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 137 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Coquelicots(GTX) 426030 CharleroiGround area
125 m²
Building footprint
101 m²
Volume, LiDAR
755 m³
Parcel 52030A0014/00K000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
F.D.G
since 19922.255.767.959
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52030A0014/00K000 | Wallonia | 125 m² | 1 · 101 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCharleroi2.255.767.959
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Of 271 companies in sector 10510 we hold annual accounts for 121. 63 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-01-1992
Fiscal year end31-12
Activities, NACEBEL
10510Manufacture of food products
49410Freight transport by road
02100Forestry and logging
46331Wholesale trade
51331
71310
77310Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.