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F & D COMPANY

Active
Private limited companyfounded 1998active for 28 yearsPrinses Jos.-Charlottelaan 75, 9100 Sint-Niklaas, BelgiumKBO/BCE: BE 0462.282.303
Summary

F & D COMPANY has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110,061 and a net result of €102,210. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 18% of 1,562 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 06-01-1998 Normal situation
Activity
General cleaning of buildings NACE 81210and 4 others
Joint committee
201 Independent retail · annual accounts 2025
Establishment units
2.306.518.953 2150 Borsbeek, since 01-02-2020
2.306.518.854 2650 Edegem, since 01-07-2020and 1 other
Financial year end
31 December
Peppol
Reachable since 20-11-2020

Board and ownership

Board

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€448,755
▲ 46.3%
Turnover
≈ €880,000
estimated
Profit
€102,210
Equity
€110,061
▲ 14×
Total assets
€807,624
▼ 9.9%
Employees on 31-12-2025
5
▼ 28.6%
Score breakdownraises riskEquity €110,061 (13.6% of total assets)Sector: Services to buildings and landscape activities (NACE 81)3 establishment unitslowers riskFigures for financial year 2025 (filed on 19-06-2026)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 40% of micro companies in building services and landscaping (NACE 81)
Financial strength · tick: 2024
Weak
Solvency 39+13
equity 13.6% of total assets
Liquidity 19+11
short-term debt 85.4% · cash 12.6%
Profitability 60+58
return on assets 12.7%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,710 companies, NACE 81, micro)
Last 24 months 12-2024: 3.3% 01-2025: 3.3%● unchanged vs 12-2024 02-2025: 3.3%● unchanged vs 01-2025 03-2025: 3.2%▼ -0.1 percentage points vs 02-2025 04-2025: 3.3%▲ +0.1 percentage points vs 03-2025 05-2025: 3.3%● unchanged vs 04-2025 06-2025: 3.3%● unchanged vs 05-2025 07-2025: 3.7%▲ +0.4 percentage points vs 06-2025 08-2025: 4.1%▲ +0.4 percentage points vs 07-2025 09-2025: 4.1%● unchanged vs 08-2025 10-2025: 4.1%● unchanged vs 09-2025 11-2025: 4.1%● unchanged vs 10-2025 12-2025: 4.1%● unchanged vs 11-2025 01-2026: 4.1%● unchanged vs 12-2025 02-2026: 4.1%● unchanged vs 01-2026 03-2026: 4.1%● unchanged vs 02-2026 04-2026: 4.1%● unchanged vs 03-2026 05-2026: 4.1%● unchanged vs 04-2026 06-2026: 4.4%▲ +0.3 percentage points vs 05-2026highest value 07-2026: 0.8%▼ -3.6 percentage points vs 06-2026lowest value 08-2026: 0.8%● unchanged vs 07-2026lowest value 09-2026: 0.8%● unchanged vs 08-2026lowest value 10-2026: 0.8%● unchanged vs 09-2026lowest value 11-2026: 0.8%● unchanged vs 10-2026lowest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.96 (0.85 in 2024), below 1. Short-term debt is 85.4% and cash 12.6% of total assets. 86.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 21% of them on solvency, 12% on liquidity, 27% on profitability and 99% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €110,061 (13.6% of total assets)
NBB · annual accounts
raises risk · Sector: Services to buildings and landscape activities (NACE 81)
KBO
lowers risk · Figures for financial year 2025 (filed on 19-06-2026)
NBB · annual accounts
raises risk · 3 establishment units
KBO · seat and establishments
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 1562 sector peers (2025).
NBB · sector comparison
Position among 1562 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 days early
2024
on the day
2023
28 days late
2022
31 days early
2021
12 days early
2020
31 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €7,851 to €110,061 ▲ 14× View
  • Caution: Lower solvency than 81% of companies in building services and landscapingsector median 42.2% · 1,562 companies 13.6% View

Recent changes

  1. · Gazette deed 1 director appointed, 1 director resigningAppointment: DYKMANS Didier (director) · Resignation: DYKMANS Didier (director) · Permanent representative: DOMS Nathalie Jeanne Leopold Michel Yves Maria
  2. · Gazette deed Appointment: BV ND Company (director)Permanent representative: Nathalie Doms
  3. · Gazette deed Incorporation
All 19 events

Comparable companies

These companies have the same main activity as F & D COMPANY: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €533,000 and €1.3m, founded between 1992 and 2005.

CompanyTotal assetsGross margin
F & D COMPANY Sint-Niklaas€0.8m€0.4m
FIRE CLEAN Evere€0.5m€0.4m
D.V.G.-Services Sint-Niklaas€1.3m€0.6m
ENTREPRISES MOONS Manage€1.1m€0.6m
ASSAINISSEMENT ET SOIN DE VOTRE PATRIMOINE Andenne€0.8m€0.6m
DELI CLEAN Wevelgem€1.2m€0.7m
ROY -ANN-CLEAN Charleroi€1.1m€0.3m
Full comparison

Key facts about F & D COMPANY

What is the company number of F & D COMPANY?
The company number of F & D COMPANY is 0462.282.303. The VAT number is the same number with BE in front: BE 0462.282.303.
Where is F & D COMPANY based?
The registered office is at Prinses Jos.-Charlottelaan 75, 9100 Sint-Niklaas.Company details
What does F & D COMPANY do?
According to the KBO register, the main activity is general cleaning of buildings (NACE 81210).
What is the legal form of F & D COMPANY?
F & D COMPANY is a private limited company (BV).
When was F & D COMPANY founded?
F & D COMPANY was founded on 06-01-1998.
Is F & D COMPANY still active?
Yes, F & D COMPANY is an active enterprise in the KBO register.
How many employees does F & D COMPANY have?
F & D COMPANY had an average of 5.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does F & D COMPANY fall under?
In its 2025 annual accounts, F & D COMPANY states joint committee 201 (Independent retail).
What is the turnover of F & D COMPANY?
The turnover in financial year 2025 is ≈ €880,000. This figure is estimated from the gross margin of €448,755 and 51 comparable companies (NACE 81). It probably lies between €610,000 and €1.3m.
Is F & D COMPANY profitable?
In financial year 2025, F & D COMPANY made a profit of €102,210.
Where can I find the annual accounts of F & D COMPANY?
F & D COMPANY filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of F & D COMPANY due?
F & D COMPANY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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