F.D.B. CONSULTING
ActiveF.D.B. CONSULTING has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €200k and a net result of €24k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 998 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability82▲+74
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 6.84 against 4.97 in 2023; short-term debt: 13.7% and cash: 2.4% of total assets), and 13.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
32 d early
2022
25 d early
2021
52 d early
2020
36 d early
2019
4 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€200k▲ 13.5%
2023 · €177k
2018: €111k
2019: €155k
2020: €114k
2021: €116k
2022: €195k
2023: €177k
2018 → 2024
Total assets
€232k▲ 6.9%
2023 · €217k
2018: €134k
2019: €209k
2020: €159k
2021: €146k
2022: €268k
2023: €217k
2018 → 2024
Net result
€24k
2023 · €-18k
2018: €-35k
2019: €44k
2020: €-41k
2021: €2k
2022: €78k
2023: €-18k
2018 → 2024
Working capital
€185k▲ 15.1%
2023 · €161k
2018: €66k
2019: €126k
2020: €97k
2021: €105k
2022: €176k
2023: €161k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€114k-€116k▲ 1.7%€195k▲ 67.4%€177k▼ 9.3%€200k▲ 13.5%
Operating result€-40k-€3k€102k▲ 3,416%€-16k€33k
Net result€-41k-€2k€78k▲ 3,837%€-18k€24k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €33k after a loss of €16k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €232k
Fixed assets
€15k▼ 3.1%
Current assets
€217k▲ 7.7%
Equity and liabilities €232k
Equity
€200k▲ 13.5%
Debt
€32k▼ 21.7%
The debt ratio falls from 18.6% to 13.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▲
2023 · €-5k
Cash flow
€27k▲
2023 · €-8k
Solvency
86.3%▲
2023 · 81.4%
Current ratio
6.84▲
2023 · 4.97
Quick ratio
6.84▲
2023 · 4.97
Debt / equity
0.16▼
2023 · 0.23
ROE
11.9%▲
2023 · -10.2%
ROA
10.3%▲
2023 · -8.3%
Interest coverage
37.14▲
2023 · -2.77
Debt
€32k▼
2023 · €40k
Debt ≤ 1 year
€32k▼
2023 · €40k
Income taxes
€8k▲
2023 · €253
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€217k€232k▲
Fixed assets21/28€16k€15k▼
Tangible fixed assets22/27€16k€15k▼
Furniture and vehicles24€10k€11k▲
Other tangible fixed assets26€5k€5k▼
Current assets29/58€201k€217k▲
Amounts receivable after more than one year29-€86k
Trade receivables290-€86k
Amounts receivable within one year40/41€42k-
Trade receivables40€42k-
Current investments50/53€140k€124k▼
Cash at bank and in hand54/58€18k€5k▼
Deferred charges and accrued income490/1€2k€804▼
Equity and liabilities
Total equity and liabilities10/49€217k€232k▲
Equity10/15€177k€200k▲
Contributions10/11€6k€6k=
Reserves13€134k€157k▲
Tax-exempt reserves132€12k€12k=
Distributable reserves133€122k€145k▲
Profit (loss) carried forward14€37k€37k▲
Amounts payable17/49€40k€32k▼
Amounts payable within one year42/48€40k€32k▼
Trade debts44€28k€4k▼
Suppliers440/4€28k€4k▼
Taxes, remuneration and social security45€9k€17k▲
Taxes450/3€9k€17k▲
Other amounts payable47/48€4k€11k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€3k▼
Other operating charges640/8€962€985▲
Non-recurring operating charges66A-€30
Gross operating margin9900€-5k€37k▲
Operating profit (loss)9901€-16k€33k▲
Financial income75/76B€91-
Recurring financial income75€91-
Financial charges65/66B€2k€966▼
Recurring financial charges65€2k€966▼
Profit (loss) for the period before taxes9903€-18k€32k▲
Income taxes67/77€253€8k▲
Profit (loss) for the period9904€-18k€24k▲
Profit (loss) for the period to be appropriated9905€-18k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€37k€60k▲
Profit (loss) brought forward from the previous period14P€55k€37k▼
Transfer to equity691/2-€24k
To other reserves6921-€24k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Equity above €200kEq €200k ▲13.5%
Equity rises from €177k to €200k.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €78k ▲3837%
Operating result €102k, net result €78k, both a record.
31-12
Financial
Equity above €150kEq €195k ▲67.4%
2 profitable years in a row build equity to €195k.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-41k ▼192%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
31-12
Financial
Back to profitnet €44k
Net result €44k after one loss-making year.
31-12
Financial
Equity above €150kEq €155k ▲40.1%
Equity rises from €111k to €155k.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 4 days late
2016
11-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Gratrystraat 651030 SchaarbeekGround area
108 m²
Building footprint
68 m²
Volume, LiDAR
812 m³
Parcel 21911C0145/00W008, Brussels · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
F.D.B. Consulting
since 20032.133.361.976
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21911C0145/00W008 | Brussels | 108 m² | 1 · 68 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Connect & Consulting
BE 0721.761.360
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MB & ASSOCIATES
BE 0750.759.115
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Hurecon
BE 0892.219.658
Pelt · Eq €200k
VANBESIEN EN PARTNERS
BE 0451.014.564
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Master in Matching
BE 0759.396.568
Izegem · Eq €199k
Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 1,056 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-08-2003
Fiscal year end31-12
Activities, NACEBEL
74501
78100Employment placement agencies
46190Agents in non-specialised wholesale trade
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.