Equity
€1,000 from €89,053 in 2024
Equity fell by 99% in 1 year.
F-Consult
Lifetime
6 annual accounts with figures on one time axispeak €51,835 (2025)
€51,835▲ 30.2%
peak €33,208 (2020)
€29,805▲ 70.1%
peak €89,053 (2024)
€1,000▼ 98.9%
€134,237▲ 551%
Board1 name since 2020
1 directorVANSTEENKISTE Frédéric Cyriel Pierre
Documentsfilings and deeds
20-03-2026133 days before the deadline
2025micro format
Gross margin from €39,815 to €51,835Result from €17,524 to €29,805Registered office moved from Lendelede to Harelbeke 24-06Dividend €117,858Equity from €89,053 to €1,000Debts from €20,622 to €134,237
Key points
from the 2025 annual accountsTurnover
≈ €110,000 estimated
The micro format states no turnover.
Debts
€134,237 99% of the balance sheet
Suppliers 2%Taxes and wages 11%Other 88%
Liquidity
0.89 was 4.77 in 2024
Short-term debts rose from €20,622 to €134,237.
Filings
6 annual accounts 5 late
The 2022 accounts came latest: 30 days after the end of the period.
Position in the sector
0.7%
Lower solvency than 95% of companies in legal and accounting. Sector median 56.8% · 15,828 companies.
Checked score
89
Excellent
Financially stronger than 23% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.2 percentage points vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.3 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
Equity €1,000 (0.7% of total assets)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Liquidity: current ratio 0.89, cash €90,720
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 5% of them on solvency, 28% on liquidity, 59% on profitability and 2% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as F-Consult has now. Each dot stands for 6 companies, two years later.
96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of F-Consult itself is lower: 0.1% within 12 months. It rests on far more data about F-Consult than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for F-Consult. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 15828 sector peers (2025).
NBB · sector comparisonPosition among 15828 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
133 days early
2024
18 days late
2023
27 days late
2022
30 days late
2021
22 days late
2020
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 2 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VANSTEENKISTE Frédéric Cyriel Pierre 100 sharesdeed of 20-01-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0741623101
Registered office moved from Lendelede to Harelbeke
New registered office: 8531 Harelbeke (Bavikhove) Tweede Aardstraat 27 · Previous registered office: Stationsstraat 51, 8860 Lendelede · Gazette deed
Registered office moved from Ingelmunster to Lendelede
New registered office: Stationsstraat 51, 8860 Lendelede · Previous registered office: Krekelstraat 87/B, 8770 Ingelmunster · Board meeting of 02-09-2022 · Gazette deed
Incorporation
Founding capital of €1,000, 100 shares · Founder: VANSTEENKISTE Frédéric Cyriel Pierre · Appointment: VANSTEENKISTE Frédéric Cyriel Pierre (director) · published on 20-01-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| F-Consult Harelbeke | €135,237 | €51,835 | 0.7% | - |
| Frederic Heylen Herentals | €132,742 | €43,753 | 98.7% | - |
| REVILEX Rotselaar | €116,248 | €59,310 | 16.0% | - |
| Ventose Ypres | €162,659 | €52,691 | 68.7% | - |
| LEMADU Koksijde | €157,480 | €38,967 | 33.1% | - |
| JuFo Consulting Jette | €108,212 | €45,884 | 12.0% | - |
| Twee-eiige Drieling Antwerp | €146,150 | €42,768 | 55.1% | - |
These companies have the same main activity as F-Consult: other legal services (NACE 69109). They are comparable in size and age: total assets between €108,000 and €163,000, founded between 2018 and 2021.
Official details
Source: KBO- Status
- Active since 16-01-2020Normal situation
- Activity
- Other legal servicesNACE 69109and 1 other
- Establishment unit
- 2.298.312.2588531 Harelbeke, since 16-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Annual accounts 2025
- €135,237▲ 23.3%
- Filing
- Filed on 20-03-2026, 133 days before the end of the filing period
Insights on F-Consult
F-Consult files the micro format. That format states no turnover. The gross margin rose from €46,490 in 2020 to €51,835 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about F-Consult
- What is the company number of F-Consult?
- The company number of F-Consult is 0741.623.101. The VAT number is the same number with BE in front: BE 0741.623.101.
- Where is F-Consult based?
- The registered office is at Tweede Aardstraat 27, 8531 Harelbeke.Company details
- What does F-Consult do?
- According to the KBO register, the main activity is other legal services (NACE 69109).
- What is the legal form of F-Consult?
- F-Consult is a private limited company (BV).
- When was F-Consult founded?
- F-Consult was founded on 16-01-2020.
- Is F-Consult still active?
- Yes, F-Consult is an active enterprise in the KBO register.
- What is the turnover of F-Consult?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €51,835 and 85 comparable companies (NACE 69). It probably lies between €84,000 and €140,000.Financials
- Is F-Consult profitable?
- In financial year 2025, F-Consult made a profit of €29,805.
- Where can I find the annual accounts of F-Consult?
- F-Consult filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of F-Consult due?
- F-Consult must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.