Equity
€348,239 ▲ 55.3%
Equity rose in 2025 from €224,216 to €348,239.
F&C TECHNICS
Lifetime
3 annual accounts with figures on one time axispeak €1.8m (2025)
€1.8m▲ 31.6%
peak €129,371 (2024)
€124,023▼ 4.1%
peak €348,239 (2025)
€348,239▲ 55.3%
€908,802▼ 4.7%
Board2 names since 2022
2 directorsAÇIKGÖZ Firat and 1 other
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €1.3m to €1.8mEquity from €224,216 to €348,239Cash from €30,920 to €156,528
Key points
from the 2025 annual accountsTurnover
≈ €5.0m estimated
The micro format states no turnover.
Debts
€908,802 72% of the balance sheet
Financial debts 39%Suppliers 37%Taxes and wages 11%Other 13%
Of this, €555,082 falls due within a year.
Filings
3 annual accounts 61 days
Latest accounts filed late: after the legal deadline.
At the same address
72 companies
Position in the sector
€124,023
Higher net result than 95% of companies in specialised construction. Sector median €10,189 · 35,113 companies.
Checked score
69
Healthy
Financially stronger than 52% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.8%
01-2025: 1.7%▼ -0.1 percentage points vs 12-2024
02-2025: 1.7%● unchanged vs 01-2025
03-2025: 1.7%● unchanged vs 02-2025
04-2025: 1.7%● unchanged vs 03-2025
05-2025: 1.9%▲ +0.2 percentage points vs 04-2025
06-2025: 1.8%▼ -0.1 percentage points vs 05-2025
07-2025: 1.8%● unchanged vs 06-2025
08-2025: 2.3%▲ +0.5 percentage points vs 07-2025highest value
09-2025: 1.2%▼ -1.1 percentage points vs 08-2025
10-2025: 1.2%● unchanged vs 09-2025
11-2025: 1.2%● unchanged vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.1%▼ -0.1 percentage points vs 12-2025
02-2026: 1.2%▲ +0.1 percentage points vs 01-2026
03-2026: 1.2%● unchanged vs 02-2026
04-2026: 1.2%● unchanged vs 03-2026
05-2026: 1.3%▲ +0.1 percentage points vs 04-2026
06-2026: 1.3%● unchanged vs 05-2026
07-2026: 1.3%● unchanged vs 06-2026
08-2026: 1.7%▲ +0.4 percentage points vs 07-2026
09-2026: 1.8%▲ +0.1 percentage points vs 08-2026
10-2026: 0.7%▼ -1.1 percentage points vs 09-2026lowest value
11-2026: 0.7%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 61 days late; 2 of the last 3 accounts late
Sector: Specialised construction activities (NACE 43)
Founded in 2022
lowers risk
Size: total assets €1.3m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 29% of them on solvency, 34% on liquidity, 61% on profitability and 84% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,602 companies had the same profile as F&C TECHNICS has now. Each dot stands for 5 companies, two years later.
96.4%
were still trading
0.9%
stopped another way
2.3%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of F&C TECHNICS itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,602 companies, not a prediction for F&C TECHNICS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €24,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.96 (0.62 in 2024), below 1. Short-term debt is 44.2% and cash 12.5% of total assets. 72.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
61 days late
2024
21 days late
2023
69 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 50 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (3 of the last 3 accounts filed within 40 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- GÖL Cemal 50 sharesdeed of 10-11-2022
- AÇIKGÖZ Firat 50 sharesdeed of 10-11-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0793391308
Incorporation
Founding capital of €30,000, 100 shares · Founders: GÖL Cemal (oprichter/comparant) and AÇIKGÖZ Firat (oprichter/comparant) · Appointments: GÖL Cemal (director) and AÇIKGÖZ Firat (director) · published on 10-11-2022 · Gazette deed
First establishment
Stephensonstraat 115, Schaerbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| F&C TECHNICS Machelen (Brab.) | €1.3m | €1.8m | 27.7% | - |
| CIGAL Harelbeke | €1.4m | €1.3m | 89.3% | - |
| Bowers Gistel | €1.5m | €1.6m | 17.8% | 18.9 |
| Kooi Security België Temse | €1.6m | €1.4m | 80.3% | 7.3 |
| Scenario Uccle | €1.8m | €1.6m | 26.4% | 25.8 |
| SUNTRONICS CLIMA Ledegem | €2.0m | €1.7m | 26.7% | 18.9 |
| ELEKTRO HIMPE Waregem | €1.0m | €1.1m | 44.4% | 10.3 |
These companies have the same main activity as F&C TECHNICS: general electrical installation work (NACE 43211). They are comparable in size and age: total assets between €1m and €2m, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 08-11-2022Normal situation
- Registered office
- 73 active companies are registered at this address7 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General electrical installation workNACE 43211and 4 others
- Establishment unit
- 2.338.121.0581030 Schaerbeek, since 08-11-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 04-12-2025
Insights on F&C TECHNICS
F&C TECHNICS files the micro format. That format states no turnover. The gross margin rose from €516,735 in 2023 to €1.8m in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about F&C TECHNICS
- What is the company number of F&C TECHNICS?
- The company number of F&C TECHNICS is 0793.391.308. The VAT number is the same number with BE in front: BE 0793.391.308.
- Where is F&C TECHNICS based?
- The registered office is at Oude Haachtsesteenweg 59, 1831 Machelen (Brab.).Company details
- What does F&C TECHNICS do?
- According to the KBO register, the main activity is general electrical installation work (NACE 43211).
- What is the legal form of F&C TECHNICS?
- F&C TECHNICS is a private limited company (BV).
- When was F&C TECHNICS founded?
- F&C TECHNICS was founded on 08-11-2022.
- Is F&C TECHNICS still active?
- Yes, F&C TECHNICS is an active enterprise in the KBO register.
- How many employees does F&C TECHNICS have?
- F&C TECHNICS had an average of 20.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of F&C TECHNICS?
- The turnover in financial year 2025 is ≈ €5.0m. This figure is estimated from the gross margin of €1.8m and 31 comparable companies (NACE 432). It probably lies between €4.1m and €6.3m.
- Is F&C TECHNICS profitable?
- In financial year 2025, F&C TECHNICS made a profit of €124,023.
- Where can I find the annual accounts of F&C TECHNICS?
- F&C TECHNICS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of F&C TECHNICS due?
- F&C TECHNICS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.