Financials
- Financial year
- 2025
- Total assets
- €36,883
- Profit
- €23,013
- Solvency
- 66.5%
F.C.L. ZORG
ActiveSummary
F.C.L. ZORG has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,513 and a net result of €23,013. The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
“Deverstrekkingvangezondheidsdienstenindethuissituatie,inhetbijzonderverpleegkundigezorg,palliatievezorg,postoperatievezorg,hygiënischezorg,toezichtopvoorgeschrevenmedischebehandelingen,evenalsalledienstendiebindenovinopdrachtvaneengediplomeerdverpleegkundigevallen.” (deed in Dutch)
From the articles, 3 activitiesNo NACE code in the KBO yet1 site
Size
€36,883total assets 2025
- Equity
- €24,513
- Profit
- €23,013
Turnover not published (micro format)
Why 68raises riskFounded in 2025No main activity registeredLatest accounts 30 days latelowers riskLiquidity: current ratio 2.84, cash €17,335Show the evidence
Checked score
Score 2025
68
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 74% of its sector peers (no NACE code, micro)
Financial strength
Strong
Solvency
91
equity 66.5% of total assets
Liquidity
85
short-term debt 33.5% · cash 47.0%
Profitability
100
return on assets 62.4%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 2.4%highest value
08-2026: 2.4%● unchanged vs 07-2026highest value
09-2026: 1.0%▼ -1.4 percentage points vs 08-2026lowest value
10-2026: 1.0%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.84, above the usual 1.5; short-term debt: 33.5% and cash: 47% of total assets), and 33.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 55% on solvency, 77% on liquidity and 90% on profitability.
The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
30 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: COELHODALUZFernanda (director) · Founder…
Key points
By topic
Board & ownership
- Board
- 1 member
- COELHODALUZFernandaDirector
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 30-06-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 27
- Who signs
- Each director alone
- Annual meeting
- Last Tuesday of June at 18:00
- Purpose
- “Deverstrekkingvangezondheidsdienstenindethuissituatie,inhetbijzonderverpleegkundigezorg,pa…” (deed in Dutch)
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