F.C.A.
ActiveSummary
F.C.A. has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €235k and a net result of €15k. Equity is growing by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 58% of 3121 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-2
Solvency67▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.01 in 2024; short-term debt: 58.1% and cash: 9.6% of total assets), and 58.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.7%
Return on assets
2.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
3 d early
2023
7 d late
2022
32 d early
2021
5 d early
2020
27 d late
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€426k
EBIT margin
4.7%
Net result
€15k▼ 38.0%
2024 · €24k
2018: €-305
2019: €23k
2020: €7k
2021: €8k
2022: €44k
2023: €45k
2024: €24k
2018 → 2025
Working capital
€82k▲ 3,193%
2024 · €2k
2018: €-170k
2019: €-206k
2020: €-178k
2021: €-234k
2022: €-160k
2023: €-13k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€426k
Equity€188k-€206k▲ 9.4%€224k▲ 9.1%€232k▲ 3.4%€235k▲ 1.6%
Operating result€-15k-€20k€20k▲ 0.5%€10k▼ 48.9%€5k▼ 51.2%
Net result€8k-€44k▲ 488%€45k▲ 2.0%€24k▼ 47.4%€15k▼ 38.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €564k
Fixed assets
€155k ▼ 38.0%
Current assets
€409k ▲ 8.7%
Equity and liabilities €564k
Equity
€235k ▲ 1.6%
Provisions
€1k ▼ 34.8%
Debt
€328k ▼ 16.6%
Debt's share of the balance-sheet total falls from 62.7% to 58.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▼
2024 · €91k
Cash flow
€91k▼
2024 · €104k
Current ratio
1.25▲
2024 · 1.01
Quick ratio
1.22▲
2024 · 1.00
Debt to equity
1.39▼
2024 · 1.69
ROE
6.3%▼
2024 · 10.3%
ROA
2.6%▼
2024 · 3.8%
Interest coverage
164.28▲
2024 · 140.27
Debt ≤ 1 year
€328k▼
2024 · €374k
Income taxes
€2k▼
2024 · €3k
Staff costs
€56k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€626k€564k▼
Fixed assets21/28€250k€155k▼
Tangible fixed assets22/27€250k€155k▼
Plant, machinery and equipment23€226k€140k▼
Furniture and vehicles24€23k€15k▼
Current assets29/58€376k€409k▲
Stocks and contracts in progress3€2k€11k▲
Stocks30/36€2k€11k▲
Amounts receivable within one year40/41€316k€343k▲
Trade receivables40€311k€333k▲
Other amounts receivable41€5k€10k▲
Cash at bank and in hand54/58€57k€54k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€626k€564k▼
Equity10/15€232k€235k▲
Contributions10/11€30k€30k=
Reserves13€16k€16k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€154k€169k▲
Investment grants15€32k€21k▼
Provisions and deferred taxes16€2k€1k▼
Deferred taxes168€2k€1k▼
Amounts payable17/49€393k€328k▼
Amounts payable after more than one year17€19k-
Financial debts170/4€19k-
Amounts payable within one year42/48€374k€328k▼
Current portion of amounts payable after more than one year42€19k€19k=
Trade debts44€6k€479▼
Suppliers440/4€6k€479▼
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€3k€1k▼
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€340k€301k▼
Income statement
Code20242025
Remuneration, social security and pensions62€51k€56k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€77k▼
Other operating charges640/8€579€913▲
Gross operating margin9900€143k€139k▼
Operating profit (loss)9901€10k€5k▼
Financial income75/76B€16k€11k▼
Recurring financial income75€16k€11k▼
Financial charges65/66B€647€497▼
Recurring financial charges65€647€497▼
Profit (loss) for the period before taxes9903€26k€16k▼
Transfer from deferred taxes780€850€587▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€24k€15k▼
Profit (loss) for the period to be appropriated9905€24k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€154k€169k▲
Profit (loss) brought forward from the previous period14P€130k€154k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
31-12
Financial
Highest result since 2018net €45k ▲2%
Operating result €20k, net result €45k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €206k ▲9.4%
4 profitable years in a row build equity to €206k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €200kEq €207k ▲13.3%
2 profitable years in a row build equity to €207k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
31-12
Financial
Equity above €150kEq €183k ▲55.4%
Equity rises from €118k to €183k.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Poirier St-Etienne, Graux 125640 Mettet1 establishment unit
F.C.A.
since 20132.217.576.881
Recognitions · licences · registrations
Food safety, FASFC
1 siteMettet2.217.576.881
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Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 1,143 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded25-03-2013
Fiscal year end31-12
Activities, NACEBEL 2025
01500Mixed farming
01610Support activities for crop production
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filings
Scores and ratios are computed by Checked and are not a credit decision.