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F.C.A.

Active
Private limited company (pre-2019)founded 199531 yrs activeBrun Cornet 10, 8930 Menen, BelgiumKBO/BCE: BE 0455.792.211
Summary

For F.C.A., at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€51,057) and a net result of €526. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 5% of 1927 sector peers (fiscal year 2023). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability72▼-1
Solvency0=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
Solvency, return and age of the figures
Solvency
-228.1%
Return on assets
2.4%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 14-11-2024, 106 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
106 d late
2022
91 d late
2021
122 d late
2020
122 d late
2019
89 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 106 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 August 1995, F.C.A. was incorporated.1 Total assets went from EUR 44,477 in 2018 to EUR 22,380 in 2023.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2023

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Financials · fiscal year 2023, micro schema

Equity
-€51,057▲ 1.0%
2022 · -€51,583
Total assets
€22,380▼ 15.9%
2022 · €26,623
Net result
€526▼ 46.8%
2022 · €988
Working capital
€47▼ 92.8%
2022 · €647
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20192020202120222023
Operating result€1,023▼ 69.4%€2,024▲ 97.8%€216▼ 89.3%€1,325▲ 512%€752▼ 43.3%
Net result€382▼ 86.4%€1,279within the sector's middle half▲ 235%-€288within the sector's middle half€988within the sector's middle half€526within the sector's middle half▼ 46.8%
Equity-€53,562▲ 0.7%-€52,283below the sector's middle half▲ 2.4%-€52,571below the sector's middle half▼ 0.6%-€51,583below the sector's middle half▲ 1.9%-€51,057below the sector's middle half▲ 1.0%
Total assets€40,894▼ 8.1%€36,032below the sector's middle half▼ 11.9%€29,305below the sector's middle half▼ 18.7%€26,623below the sector's middle half▼ 9.2%€22,380below the sector's middle half▼ 15.9%
Debt€94,456▼ 4.0%€88,315▼ 6.5%€81,875▼ 7.3%€78,206▼ 4.5%€73,437▼ 6.1%
Working capital€308▼ 89.0%€281within the sector's middle half▼ 8.8%€81within the sector's middle half▼ 71.0%€647within the sector's middle half▲ 695%€47within the sector's middle half▼ 92.8%
Solvency-131.0%▼ 9.7pp-145.1%below the sector's middle half▼ 14.1pp-179.4%below the sector's middle half▼ 34.3pp-193.8%below the sector's middle half▼ 14.4pp-228.1%below the sector's middle half▼ 34.4pp
Current ratio1.05▼ 0.961.05within the sector's middle half=1.02within the sector's middle half▼ 0.031.19within the sector's middle half▲ 0.171.02within the sector's middle half▼ 0.17
Return on assets (ROA)0.9%▼ 5.4pp3.5%within the sector's middle half▲ 2.6pp-1.0%within the sector's middle half▼ 4.5pp3.7%within the sector's middle half▲ 4.7pp2.4%within the sector's middle half▼ 1.4pp
above within below the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€1,000€0€1,000€2,000Operating result 2019: €1,023€1,023Net result 2019: €382€382Operating result 2020: €2,024€2,024Net result 2020: €1,279€1,279Operating result 2021: €216€216Net result 2021: -€288-€288Operating result 2022: €1,325€1,325Net result 2022: €988€988Operating result 2023: €752€752Net result 2023: €526€52620192020202120222023-€500€0€500€1,000€1,500Operating result 2021: €216€216Net result 2021: -€288-€288Operating result 2022: €1,325€1,320Net result 2022: €988€988Operating result 2023: €752€752Net result 2023: €526€526202120222023
The operating result falls in 2023; 2023 is 43% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €22,380
Fixed assets €20,084 ▼ 11.3%
Current assets €2,297 ▼ 42.1%
Key figures and ratios
2023 value · change against 2022
EBITDA
€3,322▼
2022 · €4,255
Cash flow
€3,097▼
2022 · €3,918
Debt to equity
-1.44▲
2022 · -1.52
Interest coverage
14.73▲
2022 · 12.65
Debt ≤ 1 year
€2,250▼
2022 · €3,321
Debt > 1 year
€71,187▼
2022 · €74,884
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2023 against 2022 · 33 lines
Balance sheet Code20222023
Assets
Total assets20/58€26,623€22,380▼
Fixed assets21/28€22,654€20,084▼
Tangible fixed assets22/27€22,654€20,084▼
Land and buildings22€22,563€20,084▼
Other tangible fixed assets26€92-
Current assets29/58€3,969€2,297▼
Amounts receivable within one year40/41€2,250€2,250=
Trade receivables40€2,250€2,250=
Cash at bank and in hand54/58€1,219€47▼
Deferred charges and accrued income490/1€500-
Equity and liabilities
Total equity and liabilities10/49€26,623€22,380▼
Equity10/15-€51,583-€51,057▲
Contributions10/11€7,437€7,437=
Profit (loss) carried forward14-€59,020-€58,494▲
Amounts payable17/49€78,206€73,437▼
Amounts payable after more than one year17€74,884€71,187▼
Financial debts170/4€1,891-
Other amounts payable178/9€72,993€71,187▼
Amounts payable within one year42/48€3,321€2,250▼
Current portion of amounts payable after more than one year42€3,152€1,891▼
Trade debts44€169€359▲
Suppliers440/4€169€359▲
Income statement Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,930€2,571▼
Other operating charges640/8€614€666▲
Gross operating margin9900€4,869€3,988▼
Operating profit (loss)9901€1,325€752▼
Financial charges65/66B€336€225▼
Recurring financial charges65€336€225▼
Profit (loss) for the period before taxes9903€988€526▼
Profit (loss) for the period9904€988€526▼
Profit (loss) for the period to be appropriated9905€988€526▼
Appropriation of the result
Profit (loss) to be appropriated9906-€59,020-€58,494▲
Profit (loss) brought forward from the previous period14P-€60,008-€59,020▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20192020202120222023Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,430€4,431€4,430€2,930€2,571▼ 12.3%
Other operating charges640/8--€601€614€666▲ 8.4%
Gross operating margin9900€6,037€7,051€5,248€4,869€3,988▼ 18.1%
Operating profit (loss)9901€1,023€2,024€216€1,325€752▼ 43.3%
Financial charges65/66B--€504€336€225▼ 33.0%
Recurring financial charges65€641€745€504€336€225▼ 33.0%
Profit (loss) for the period before taxes9903€382€1,279-€288€988€526▼ 46.8%
Profit (loss) for the period9904€382€1,279-€288€988€526▼ 46.8%
Profit (loss) for the period to be appropriated9905€382€1,279-€288€988€526▼ 46.8%
Line20192020202120222023Change
Assets
Total assets20/58€40,894€36,032€29,305€26,623€22,380▼ 15.9%
Fixed assets21/28€34,445€30,014€25,584€22,654€20,084▼ 11.3%
Tangible fixed assets22/27€34,445€30,014€25,584€22,654€20,084▼ 11.3%
Land and buildings22--€25,041€22,563€20,084▼ 11.0%
Other tangible fixed assets26--€543€92--
Current assets29/58€6,449€6,018€3,720€3,969€2,297▼ 42.1%
Amounts receivable within one year40/41€3,630€2,250€2,250€2,250€2,250=
Trade receivables40--€2,250€2,250€2,250=
Cash at bank and in hand54/58€2,819€3,768€1,470€1,219€47▼ 96.2%
Deferred charges and accrued income490/1---€500--
Equity and liabilities
Total equity and liabilities10/49€40,894€36,032€29,305€26,623€22,380▼ 15.9%
Equity10/15-€53,562-€52,283-€52,571-€51,583-€51,057▲ 1.0%
Contributions10/11€7,437-€7,437€7,437€7,437=
Profit (loss) carried forward14-€60,999-€59,720-€60,008-€59,020-€58,494▲ 0.9%
Amounts payable17/49€94,456€88,315€81,875€78,206€73,437▼ 6.1%
Amounts payable after more than one year17€88,315€82,578€78,237€74,884€71,187▼ 4.9%
Financial debts170/4--€5,044€1,891--
Other amounts payable178/9--€73,193€72,993€71,187▼ 2.5%
Amounts payable within one year42/48€6,141€5,737€3,639€3,321€2,250▼ 32.3%
Current portion of amounts payable after more than one year42--€3,041€3,152€1,891▼ 40.0%
Trade debts44€385-€597€169€359▲ 112%
Suppliers440/4--€597€169€359▲ 112%
Line20192020202120222023Change
Profit (loss) for the period9904€382€1,279-€288€988€526▼ 46.8%
+ Depreciation and write-downs630€4,430€4,431€4,430€2,930€2,571▼ 12.3%
Operating cash flow (approximation)€4,812€5,710€4,142€3,918€3,097▼ 21.0%
Investment in fixed assets (approximation)-€0-€1€0€0-
Change in cash-€949-€2,298-€251-€1,172▼ 367%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2024
14-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 106 days late
2023
30-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 91 days late
2022
31-12
Financial Back to profitnet €988
Net result €988 after one loss-making year.
30-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
31-12
Financial Weakest financial yearnet -€288
Net result drops to -€288, the lowest in the series; recovery starts the following year.
30-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 122 days late
2020
28-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-10
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
2016
29-09
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 60 days late
2015
11-12
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 133 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 1995
seat establishment The establishment unit on the map
Ground area
1,057 m²
Building footprint
415 m²
Volume, LiDAR
1,340 m³
Parcel 34032C0109/00B002, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
F.C.A. SPRL
Brun Cornet 10, 8930 MenenInsurance, reinsurance and pension funding, except compulsory social security
since 19952.072.837.540
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34032C0109/00B002 Flanders 1,057 m² 1 · 415 m² 6.7 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,188 companies in sector 77399 we hold annual accounts for 711. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded22-08-1995
Fiscal year end31-12
Activities, NACEBEL 2025
77399Renting and leasing of other machinery, equipment and tangible goods
E-invoicing
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