F. BOLLEN
ActiveSummary
F. BOLLEN has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €769k and a net result of €37k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-25
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 75.86 against 27.66 in 2024; short-term debt: 1.3% and cash: 59.2% of total assets), and 1.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.6%
Return on assets
4.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
24 d early
2023
27 d early
2022
28 d early
2021
25 d early
2020
26 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€769k▼ 2.3%
2024 · €787k
2019: €314k
2020: €386k
2021: €434k
2022: €581k
2023: €617k
2024: €787k
2019 → 2025
Total assets
€780k▼ 4.5%
2024 · €817k
2019: €343k
2020: €424k
2021: €504k
2022: €698k
2023: €637k
2024: €817k
2019 → 2025
Net result
€37k▼ 84.7%
2024 · €240k
2019: €56k
2020: €72k
2021: €81k
2022: €224k
2023: €37k
2024: €240k
2019 → 2025
Working capital
€769k▼ 1.7%
2024 · €782k
2019: €182k
2020: €237k
2021: €300k
2022: €451k
2023: €495k
2024: €782k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€434k-€581k▲ 33.7%€617k▲ 6.3%€787k▲ 27.4%€769k▼ 2.3%
Operating result€113k-€324k▲ 187%€51k▼ 84.2%€33k▼ 35.1%€32k▼ 4.2%
Net result€81k-€224k▲ 178%€37k▼ 83.6%€240k▲ 553%€37k▼ 84.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 4% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €780k
Fixed assets
€610 ▼ 88.9%
Current assets
€779k ▼ 4.0%
Equity and liabilities €780k
Equity
€769k ▼ 2.3%
Debt
€11k ▼ 64.1%
Debt's share of the balance-sheet total falls from 3.6% to 1.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€37k▼
2024 · €40k
Cash flow
€42k▼
2024 · €247k
Current ratio
75.86▲
2024 · 27.66
Debt to equity
0.01▼
2024 · 0.04
ROE
4.8%▼
2024 · 30.5%
ROA
4.7%▼
2024 · 29.4%
Interest coverage
536.95▲
2024 · 349.66
Debt ≤ 1 year
€10k▼
2024 · €29k
Income taxes
€15k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€817k€780k▼
Fixed assets21/28€6k€610▼
Tangible fixed assets22/27€6k€610▼
Furniture and vehicles24€6k€610▼
Current assets29/58€811k€779k▼
Amounts receivable after more than one year29€311k€277k▼
Other amounts receivable291€311k€277k▼
Amounts receivable within one year40/41€70k€31k▼
Trade receivables40€35k€27k▼
Other amounts receivable41€35k€5k▼
Cash at bank and in hand54/58€428k€461k▲
Deferred charges and accrued income490/1€1k€10k▲
Equity and liabilities
Total equity and liabilities10/49€817k€780k▼
Equity10/15€787k€769k▼
Contributions10/11€70k€70k=
Reserves13€717k€699k▼
Distributable reserves133€717k€699k▼
Amounts payable17/49€30k€11k▼
Amounts payable within one year42/48€29k€10k▼
Trade debts44€138€123▼
Suppliers440/4€138€123▼
Taxes, remuneration and social security45€29k€9k▼
Taxes450/3€29k€9k▼
Other amounts payable47/48€336€2k▲
Accrued charges and deferred income492/3€387€387=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€42k€38k▼
Operating profit (loss)9901€33k€32k▼
Financial income75/76B€239k€20k▼
Recurring financial income75€239k€20k▼
Non-recurring financial income76B€239k-
Financial charges65/66B€116€69▼
Recurring financial charges65€116€69▼
Profit (loss) for the period before taxes9903€272k€52k▼
Income taxes67/77€33k€15k▼
Profit (loss) for the period9904€240k€37k▼
Profit (loss) for the period to be appropriated9905€240k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€240k€37k▼
Transfer from equity791/2€70k€55k▼
Transfer to equity691/2€240k€37k▼
To other reserves6921€240k€37k▼
Profit to be distributed694/7€70k€55k▼
Return on contributions (dividend)694€70k€55k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €37k ▼84.7%
Net result drops to €37k, the lowest in the series.
30-06
Financial
Liquidity triplescurrent ratio 75.86
Current ratio from 27.66 to 75.86; short-term debt falls from €29k to €10k.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €240k ▲553%
Net result €240k, the highest in the series.
04-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Liquidity times 5current ratio 26.30
Current ratio from 4.85 to 26.30; short-term debt falls from €117k to €20k.
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €500kEq €581k ▲33.7%
4 profitable years in a row build equity to €581k.
06-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2013
Ground area
1,976 m²
Building footprint
165 m²
Volume, LiDAR
896 m³
Parcel 72024D0749/00B000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Waterlozeweg 18, 3680 Maaseik
since 20132.296.903.580
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72024D0749/00B000 | Flanders | 1,976 m² | 1 · 165 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,876 EUR awarded · 2,876 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 746 EUR | 746 EUR |
| 2024 | 1 | 740 EUR | 740 EUR |
| 2023 | 1 | 619 EUR | 619 EUR |
| 2022 | 1 | 771 EUR | 771 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 4,897 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-04-2003
Fiscal year end30-06
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.