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F.B.M. ELECTRICITE

Active
Private limited companyfounded 1985active for 41 yearsRue des Marais 2, 6200 Châtelet, BelgiumKBO/BCE: BE 0427.025.573
Summary

The computed 12-month bankruptcy probability of F.B.M. ELECTRICITE is 3.2% (moderate). The 2024 annual accounts show equity of €64,070 and a net result of -€23,675. Equity is growing by about 27% per year across the filed financial years. Its solvency ranks better than 74% of 35,976 sector peers (NACE 43, financial year 2024). The company has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
F.B.M. ELECTRICITEActiveChecked score 50/100
Risk analysis ReportCompare

Overview

Activity
Other construction installation
NACE 43240General electrical installation work NACE 43211
4th oldest company in Châtelet, Construction sector1 site
Size
€93,924total assets 2024
Staff
5.6 FTE
Equity
€64,070
Loss
-€23,675
Financial health
50 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.2%
Structure
2025 accounts not filed, 86 days past the deadline2 of 5 deeds summarised
Why 50raises risk1 change of registered office in 24 monthsFigures for financial year 2024 (filed 24-09-2025)lowers riskFounded in 1985Liquidity: current ratio 2.94, cash €31,879, halvedShow the evidence

Checked score

Score 2024
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 43% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Average
Solvency 93+11
equity 68.2% of total assets
Liquidity 79=
short-term debt 31.8% · cash 33.9%
Profitability 0-84
return on assets -25.2%
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025lowest value 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.8%▲ +0.3 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 1.6%▲ +0.8 percentage points vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.5%▼ -0.1 percentage points vs 04-2026 06-2026: 1.4%▼ -0.1 percentage points vs 05-2026 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 2.0%▲ +0.5 percentage points vs 07-2026 09-2026: 2.2%▲ +0.2 percentage points vs 08-2026 10-2026: 3.2%▲ +1.0 percentage point vs 09-2026highest value
Credit of up to €3,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 2.94, compared with 2.32 in 2023, above the usual 1.5; short-term debt: 31.8% and cash: 33.9% of total assets), and 31.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 74% on solvency, 77% on liquidity, 4% on profitability and 15% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 24-09-2025)
NBB · annual accounts
lowers risk · Founded in 1985
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 2.94, cash €31,879, halved
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline25-10-2026 today
raises risk · 2024 accounts filed 53 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
53 days late
2023
50 days late
2022
61 days late
2020
31 days late
2019
91 days late
2018
23 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 52 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: PIEDIGROSSO Maurizio (director)Appointment: JACQMAIN Lionel (director) ·…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€23,675

Key points

  • Caution: Among the weakest 6% on net resultsector median €9,463 · 35,945 companies -€23,675 View
  • Caution: 2025 accounts not fileddeadline was 31-07-2026 86 days past the deadline View
  • Caution: Board changedlatest change 02-01-2026 · 1 in office 1 joined · 1 left View

By topic

Financials

Financial year
2024
Total assets
€93,924
Loss
-€23,675
Solvency
68.2%
Total assets▼ 38.8%
Net result
20182024
Go to Financials

Timeline

Events
41
Since
1986
  1. 19-09-2024Annual accounts filed
  2. 17-04-2024Resignation: PIEDIGROSSO Maurizio (manager)
  3. 30-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other construction installationNACE 43240
Founded
28-01-1985
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Annual meeting
Third Friday of June
Purpose
“L'importation, l'achat, la vente, le leasing, l'entretien, la réparation et le négoce en…” (deed in French)
Go to Articles of association

Key facts about F.B.M. ELECTRICITE

What is the company number of F.B.M. ELECTRICITE?
0427.025.573. In Belgium the VAT number is the company number with BE in front: BE 0427.025.573.
Where is F.B.M. ELECTRICITE based?
The registered office is at Rue des Marais 2, 6200 Châtelet.Company details
What does F.B.M. ELECTRICITE do?
According to the KBO register, the main activity is other construction installation (NACE 43240).
What is the legal form of F.B.M. ELECTRICITE?
Private limited company (BV).
When was F.B.M. ELECTRICITE founded?
On 28-01-1985.
Is F.B.M. ELECTRICITE still active?
Yes, F.B.M. ELECTRICITE is an active enterprise in the KBO register.
How many employees does F.B.M. ELECTRICITE have?
On average 5.6 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of F.B.M. ELECTRICITE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is F.B.M. ELECTRICITE profitable?
In financial year 2024, F.B.M. ELECTRICITE made a loss of €23,675.
Where can I find the annual accounts of F.B.M. ELECTRICITE?
F.B.M. ELECTRICITE filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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