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F.B. FINANCES

Active Risk: not assessed
Private limited companyfounded 2003active for 23 yearsGentsesteenweg 387, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0860.638.240
Summary

F.B. FINANCES is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.2m and a net result of €326,648. Equity has been growing by about 18% per year since 2019. Its solvency ranks better than 80% of 611 sector peers (NACE 66, financial year 2025). The company has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals.

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F.B. FINANCESActive
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Overview

Official details

Source: KBO
Status
Active since 03-07-2003 Normal situation
Activity
Agents and brokers in banking services NACE 66191
Establishment units
2.133.430.965 1080 Sint-Jans-Molenbeek, since 30-07-2003
2.207.516.694 1170 Watermaal-Bosvoorde, since 01-05-2010
Financial year end
30 September
Peppol
Reachable since 29-10-2025
Company details

Board and ownership

Board
  • BAUDONCQ FRANKDirector · since 03-07-2003
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 30-09-2025
Profit
€326,648
▼ 26.8%
Equity
€1.2m
▼ 15.9%
Total assets
€1.5m
▼ 16.4%
Employees on 30-09-2025
5
=
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-04-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
36 days early
2023
19 days early
2022
33 days early
2021
59 days early
2020
3 days late
2019
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 30 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end03-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 9th largest company by equity in Sint-Jans-Molenbeek, Finance and insurance sectorin the Checked rankings No. 9 View
  • Positive: 6 profitable years in a rowprofit 2025: €326,648 6 years View
  • Caution: Result fell in 2025from €445,981 to €326,648 ▼ 26.8% View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as F.B. FINANCES: agents and brokers in banking services (NACE 66191). They are comparable in size and age: total assets between €1.3m and €1.8m, founded between 1998 and 2009.

CompanyTotal assetsGross margin
F.B. FINANCES Sint-Jans-Molenbeek€1.5m€1.0m
LEBON Oudergem€1.4m€1.2m
VERVIERS-BILSTAIN FINANCE Limbourg€1.8m€1.0m
FELIS FINANCIAL SERVICES Sint-Genesius-Rode€1.7m€1.1m
ZAKENKANTOOR VERWEE Kluisbergen€1.3m€1.2m
D.J.L. Durbuy€1.8m€1.2m
JOHAN VERDONCK Wetteren€1.4m€1.2m
Full comparison

Key facts about F.B. FINANCES
What is the company number of F.B. FINANCES?
The company number of F.B. FINANCES is 0860.638.240. The VAT number is the same number with BE in front: BE 0860.638.240.
Where is F.B. FINANCES based?
The registered office is at Gentsesteenweg 387, 1080 Sint-Jans-Molenbeek.Company details
What does F.B. FINANCES do?
According to the KBO register, the main activity is agents and brokers in banking services (NACE 66191).
What is the legal form of F.B. FINANCES?
The legal form of F.B. FINANCES is Private limited company (BV).
When was F.B. FINANCES founded?
F.B. FINANCES was founded on 03-07-2003.
Is F.B. FINANCES still active?
Yes, F.B. FINANCES is an active enterprise in the KBO register.
How many employees does F.B. FINANCES have?
F.B. FINANCES had an average of 4.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of F.B. FINANCES?
The turnover in financial year 2025 is ≈ €1.8m. This figure is estimated from the gross margin of €1.0m and 1,584 comparable companies of the same size. It probably lies between €1.2m and €2.9m. It is a rough estimate.
Is F.B. FINANCES profitable?
In financial year 2025, F.B. FINANCES made a profit of €326,648.
Where can I find the annual accounts of F.B. FINANCES?
F.B. FINANCES filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of F.B. FINANCES due?
F.B. FINANCES must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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