F&B CARE

Active

Private limited companyfounded 20224 yrs activeChaussée de Fleurus 180, 6060 Charleroi, BelgiumKBO/BCE: BE 0787.991.574

Summary

F&B CARE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,129 and a net result of €13,206. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 72% of 2935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

F&B CAREActiveChecked score 57/100

Risk analysis Report Compare

Activity

Nursing and midwifery

NACE 86940NACE 86906

1 site

Size

€64,720total assets 2025

Equity: €52,129
Profit: €13,206

Turnover not published (abridged schema)

Financial health

57 Fair Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts filed 92 d late0 of 1 deed read

Why 57Capped at 59: a confirmed filing finding- Latest accounts 92 days late; 1 of the last 3 late+ Sector Human health activities (NACE 86)+ Liquidity: current ratio 5.59, cash €63,852+ Equity €52,129 (80.5% of total assets)Show the evidence

Checked score

Score 2025

57 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 70% of its sector peers (NACE 86, micro)

Performance against the sector, not lower risk

A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+4

equity 80.5% of total assets

Liquidity 95+7

short-term debt 17.9% · cash 98.7%

Profitability 89+4

return on assets 20.4%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,954 companies)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%▲ +11.5% vs 11-2024 01-2025: < 0.1%▲ +3.4% vs 12-2024 02-2025: < 0.1%● 0.0% vs 01-2025 03-2025: < 0.1%▲ +3.3% vs 02-2025 04-2025: < 0.1%▲ +6.5% vs 03-2025 05-2025: < 0.1%▲ +39.4% vs 04-2025 06-2025: < 0.1%▼ -43.5% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%▼ -3.8% vs 09-2025 11-2025: < 0.1%▼ -4.0% vs 10-2025lowest value 12-2025: < 0.1%▲ +12.5% vs 11-2025 01-2026: < 0.1%● 0.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%▼ -11.1% vs 02-2026lowest value 04-2026: < 0.1%▲ +8.3% vs 03-2026 05-2026: < 0.1%▲ +46.2% vs 04-2026 06-2026: < 0.1%▲ +15.8% vs 05-2026 07-2026: 0.1%▲ +93.2% vs 06-2026highest value 08-2026: < 0.1%▼ -60.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%▼ -5.9% vs 09-2026

Sector Human health activities (NACE 86) lowers the probability
Liquidity: current ratio 5.59, cash €63,852 lowers the probability
Latest accounts 92 days late; 1 of the last 3 late raises the probability
Equity €52,129 (80.5% of total assets) lowers the probability

Credit up to €2,500 at 30 days only on tighter terms

Liquidity ample (current ratio 5.59 against 3.3 in 2024; short-term debt: 17.9% and cash: 98.7% of total assets), and 19.5% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 82%, liquidity 82%, profitability 42%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk

Sector Human health activities (NACE 86)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 5.59, cash €63,852

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts 92 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Equity €52,129 (80.5% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed more than 90 days late

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-07-2026, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 3 filings

Deviation from the deadline

2025

92 d late

2024

23 d late

2023

3 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 39 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 23 May (3 of the last 3 filed years within 69 days of that day).

Companies Code · seven months

Position in the running window

30-09-2026 close05-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-07-26 Annual accounts filedfiscal year 2025 · abbreviated…
23-05-25 Annual accounts filedfiscal year 2024 · micro…
30-09-24 Weakest financial yearnet €7,004 ▼76.6%

Key points

Caution: Among the weakest 19% on net resultsector median €112,644 · 2,900 companies €13,206 View
Caution: Latest accounts filed lateafter the legal deadline 92 d View
Total assets 20253 fiscal years filed €64,720 View