F.A.W. Solutions
ActiveF.A.W. Solutions has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €-25k. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 29% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▲+3
Solvency34▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.74 against 1.2 in 2024; short-term debt: 46.8% and cash: 9.2% of total assets), and 90.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.3%
Return on assets
-6.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-25k
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-05-2026, 20 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
2 d early
2023
1 d early
2022
44 d early
2021
30 d early
2020
19 d late
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▼ 41.7%
2024 · €59k
2018: €83k
2019: €75k
2020: €97k
2021: €90k
2022: €97k
2023: €105k
2024: €59k
2018 → 2025
Total assets
€373k▼ 20.1%
2024 · €467k
2018: €681k
2019: €589k
2020: €605k
2021: €670k
2022: €726k
2023: €632k
2024: €467k
2018 → 2025
Net result
€-25k▲ 45.9%
2024 · €-46k
2018: €-17k
2019: €-8k
2020: €22k
2021: €-8k
2022: €8k
2023: €8k
2024: €-46k
2018 → 2025
Working capital
€-46k
2024 · €36k
2018: €102k
2019: €87k
2020: €111k
2021: €99k
2022: €108k
2023: €111k
2024: €36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€97k▲ 8.6%€105k▲ 8.0%€59k▼ 43.5%€35k▼ 41.7%
Operating result€2k-€-844€21k€-28k€-14k▲ 51.1%
Net result€-8k-€8k€8k▲ 1.3%€-46k€-25k▲ 45.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €28k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €373k
Fixed assets
€245k▼ 4.4%
Current assets
€129k▼ 39.1%
Equity and liabilities €373k
Equity
€35k▼ 41.7%
Debt
€339k▼ 16.9%
The debt ratio rises from 87.3% to 90.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▲
2024 · €-12k
Cash flow
€-14k▲
2024 · €-30k
Solvency
9.3%▼
2024 · 12.7%
Current ratio
0.74▼
2024 · 1.20
Quick ratio
0.24▼
2024 · 0.30
Debt / equity
9.78▲
2024 · 6.87
ROE
-71.4%▲
2024 · -77.1%
ROA
-6.6%▲
2024 · -9.8%
Interest coverage
-0.23▲
2024 · -0.68
Debt
€339k▼
2024 · €408k
Debt ≤ 1 year
€175k▼
2024 · €175k
Debt > 1 year
€163k▼
2024 · €232k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€467k€373k▼
Fixed assets21/28€256k€245k▼
Tangible fixed assets22/27€256k€245k▼
Land and buildings22€243k€236k▼
Plant, machinery and equipment23€13k€9k▼
Financial fixed assets28€279€79▼
Current assets29/58€211k€129k▼
Stocks and contracts in progress3€158k€86k▼
Stocks30/36€158k€86k▼
Amounts receivable within one year40/41€6k€3k▼
Trade receivables40€6k€3k▼
Current investments50/53€5k€5k=
Cash at bank and in hand54/58€39k€34k▼
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€467k€373k▼
Equity10/15€59k€35k▼
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€254€254=
Distributable reserves133€254€254=
Profit (loss) carried forward14€-41k€-66k▼
Amounts payable17/49€408k€339k▼
Amounts payable after more than one year17€232k€163k▼
Financial debts170/4€232k€163k▼
Amounts payable within one year42/48€175k€175k▼
Trade debts44€8k€12k▲
Suppliers440/4€8k€12k▲
Taxes, remuneration and social security45€17k€11k▼
Taxes450/3€17k€10k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€150k€151k▲
Accrued charges and deferred income492/3€708€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€11k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€-9k€500▲
Operating profit (loss)9901€-28k€-14k▲
Financial income75/76B€180€164▼
Recurring financial income75€180€164▼
Financial charges65/66B€18k€11k▼
Recurring financial charges65€18k€11k▼
Profit (loss) for the period before taxes9903€-46k€-25k▲
Profit (loss) for the period9904€-46k€-25k▲
Profit (loss) for the period to be appropriated9905€-46k€-25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-66k▼
Profit (loss) brought forward from the previous period14P€5k€-41k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-46k ▼684%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €100kEq €105k ▲8%
2 profitable years in a row build equity to €105k.
17-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
30-09
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kampendaal 281653 BeerselGround area
1,250 m²
Building footprint
340 m²
Volume, LiDAR
2,430 m³
2 parcels, Flanders · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
F.A.W. SOLUTIONS
since 20142.228.187.097
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23017E0551/00H000 | Flanders | 928 m² | 1 · 45 m² | 8.9 m · 2 fl. |
| 23016D0203/00Y005 | Flanders | 321 m² | 1 · 295 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
3 endedSimilar companies · same sector, comparable size
Fietsen Bastijns
BE 1022.482.146
Hoogstraten · Eq €35k
The wheel stuff
BE 0744.938.521
Hulshout · Eq €34k
GHM
BE 0458.718.344
Rendeux · Eq €34k
NATOVI
BE 0778.767.369
Knokke-Heist · Eq €36k
Bike Center Roosdaal
BE 0692.644.633
Roosdaal · Eq €36k
Of 1,467 companies in sector 47632 we hold annual accounts for 733. 486 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-02-2014
Fiscal year end30-09
Abbreviation NL
-
Trade name NL
OHMega Bikes
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
45402
47830Retail sale of motorcycles and motorcycle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.