Financials
- Fiscal year
- 2025
- Total assets
- €14,668
- Loss
- -€4,349
- Solvency
- -42.8%
Total assets▲ 59.6%
Net result
20222025
F.A PINSA
ActiveSummary
The computed 12-month bankruptcy probability of F.A PINSA is 4.2% (elevated). The 2025 annual accounts show negative equity (-€6,284) and a net result of -€4,349. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 14676 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Limited-service restaurants, excluding mobile food services
NACE 56112Limited-service restaurants NACE 56102
1 site
How big
€14,668total assets 2025
- Equity
- -€6,284
- Loss
- -€4,349
Turnover not published (abridged schema)
Who decides
Accounts 6 d early0 of 3 deeds read
Why 46- Sector Food and beverage service activities (NACE 56)- Founded in 2022- 1 of the last 3 late- Negative equity -€6,284Show the evidence
Checked score
Score 2025
46
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 9% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
0-4
equity -42.8% of total assets
Liquidity
18+5
short-term debt 142.8% · cash 14.4%
Profitability
0-80
return on assets -29.6%
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Sector Food and beverage service activities (NACE 56) raises the probability
- Founded in 2022 raises the probability for this profile
- 1 of the last 3 late raises the probability
- Negative equity -€6,284 raises the probability
No credit on open account
Liquidity short (current ratio 0.48 against 0.62 in 2024; short-term debt: 142.8% and cash: 14.4% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 9%, liquidity 15%, profitability 8%, growth against the median 4%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€6,284
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
6 d early
2024
61 d late
2023
22 d late
2022
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (3 of the last 4 filed years within 33 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 5
- Since
- 2023
- Next accounts
- by 31-07-2027
- 25-07-2026Annual accounts filed
- 30-09-2025Annual accounts filed
- 22-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 25-01-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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