F&A ENGINEERING
ActiveF&A ENGINEERING has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €17k. Equity is shrinking by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 27% of 9369 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
83
/ 100
Excellent▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency51▼-49
Growth58▲+6
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.38 against 2.4 in 2024), and 72.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.7%
Return on assets
28.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
50 d early
2024
46 d early
2023
32 d early
2022
31 d early
2021
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▼ 42.3%
2024 · €30k
2021: €27k
2022: €24k
2023: €14k
2024: €30k
2021 → 2025
Total assets
€62k▲ 49.3%
2024 · €41k
2021: €74k
2022: €90k
2023: €41k
2024: €41k
2021 → 2025
Net result
€17k▲ 10.0%
2024 · €16k
2021: €17k
2022: €-2k
2023: €-11k
2024: €16k
2021 → 2025
Working capital
€17k▲ 4.8%
2024 · €16k
2021: €15k
2022: €7k
2023: €-7k
2024: €16k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€24k▼ 7.9%€14k▼ 43.6%€30k▲ 115%€17k▼ 42.3%
Operating result€23k-€-202€-10k▼ 5,022%€23k€27k▲ 16.7%
Net result€17k-€-2k€-11k▼ 411%€16k€17k▲ 10.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 17% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €62k
Equity
€17k▼ 42.3%
Debt
€45k▲ 282%
The debt ratio rises from 28.3% to 72.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€27k▼
2024 · €30k
Cash flow
€18k▼
2024 · €23k
Solvency
27.7%▼
2024 · 71.7%
Current ratio
1.38▼
2024 · 2.40
Quick ratio
1.38▼
2024 · 2.40
Debt / equity
2.61▲
2024 · 0.39
ROE
102.1%▲
2024 · 53.5%
ROA
28.3%▼
2024 · 38.4%
Interest coverage
290.78▲
2024 · 140.32
Debt
€45k▲
2024 · €12k
Debt ≤ 1 year
€45k▲
2024 · €12k
Income taxes
€9k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€41k€62k▲
Fixed assets21/28€13k-
Tangible fixed assets22/27€13k-
Furniture and vehicles24€101-
Leasing and similar rights25€13k-
Current assets29/58€28k€62k▲
Amounts receivable within one year40/41€16k€22k▲
Trade receivables40€16k€22k▲
Other amounts receivable41-€0
Cash at bank and in hand54/58€2k€40k▲
Deferred charges and accrued income490/1€10k-
Equity and liabilities
Total equity and liabilities10/49€41k€62k▲
Equity10/15€30k€17k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€20k€7k▼
Amounts payable17/49€12k€45k▲
Amounts payable within one year42/48€12k€45k▲
Trade debts44€115€7k▲
Suppliers440/4€115€7k▲
Taxes, remuneration and social security45€11k€7k▼
Taxes450/3€11k€7k▼
Remuneration and social security454/9-€190
Other amounts payable47/48€388€30k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€101▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A-€13k
Gross operating margin9900€32k€41k▲
Operating profit (loss)9901€23k€27k▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€216€92▼
Recurring financial charges65€216€92▼
Profit (loss) for the period before taxes9903€23k€26k▲
Income taxes67/77€7k€9k▲
Profit (loss) for the period9904€16k€17k▲
Profit (loss) for the period to be appropriated9905€16k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€37k▲
Profit (loss) brought forward from the previous period14P€4k€20k▲
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €17k ▲10%
Operating result €27k, net result €17k, both a record.
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 2.40
Current ratio from 0.74 to 2.40; short-term debt falls from €28k to €12k.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2021
Ground area
554 m²
Building footprint
230 m²
Volume, LiDAR
2,634 m³
Parcel 23402E0195/00H007, Flanders · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Brusselsesteenweg 11, 1850 Grimbergen
since 20212.315.112.262
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402E0195/00H007 | Flanders | 554 m² | 1 · 230 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,503 companies in sector 71121 we hold annual accounts for 6,523. 3,742 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2021
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
33110Repair and maintenance of fabricated metal products
33200Installation of industrial machinery and equipment
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.