F.A. Constructions
ActiveSummary
The computed 12-month bankruptcy probability of F.A. Constructions is 2.6% (moderate). The 2024 annual accounts show equity of €299,945 and a net result of -€98,936. Equity is growing by ~31.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 36375 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-85
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity ample (current ratio 8.54 against 6.71 in 2023; short-term debt: 10.8% and cash: 3.3% of total assets), and 10.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.2%
Return on assets
-29.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2025, 59 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
59 d early
2023
34 d early
2022
56 d early
2021
69 d early
2020
64 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€299,945▼ 24.8%
2023 · €398,881
Total assets
€336,193▼ 31.4%
2023 · €490,194
Net result
-€98,936
2023 · €63,149
Working capital
€273,296▼ 31.7%
2023 · €399,935
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€75,271▼ 55.7%€98,001▲ 30.2%€154,742▲ 57.9%€96,553▼ 37.6%-€103,597
Net result€56,698▼ 49.4%€63,936▲ 12.8%€98,148▲ 53.5%€63,149▼ 35.7%-€98,936
Equity€173,648▲ 48.5%€237,584▲ 36.8%€335,732▲ 41.3%€398,881▲ 18.8%€299,945▼ 24.8%
Total assets€280,740▼ 5.3%€335,837▲ 19.6%€553,976▲ 65.0%€490,194▼ 11.5%€336,193▼ 31.4%
Debt€107,092▼ 40.3%€98,253▼ 8.3%€218,244▲ 122%€91,313▼ 58.2%€36,248▼ 60.3%
Working capital€52,669▼ 63.6%€85,339▲ 62.0%€99,679▲ 16.8%€399,935▲ 301%€273,296▼ 31.7%
Staff (FTE)0.90.9=1.5▲ 66.7%2.8▲ 86.7%1.2▼ 57.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €103,597 after €96,553 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €336,193
Fixed assets
€26,648 ▲ 32.1%
Current assets
€309,544 ▼ 34.1%
Equity and liabilities €336,193
Equity
€299,945 ▼ 24.8%
Debt
€36,248 ▼ 60.3%
Debt's share of the balance-sheet total falls from 18.6% to 10.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€94,772▼
2023 · €103,680
Cash flow
-€90,111▼
2023 · €70,276
Current ratio
8.54▲
2023 · 6.71
Debt to equity
0.12▼
2023 · 0.23
ROE
-33.0%▼
2023 · 15.8%
ROA
-29.4%▼
2023 · 12.9%
Interest coverage
-453.58▼
2023 · 98.07
Debt ≤ 1 year
€36,248▼
2023 · €70,092
Staff costs
€36,235▼
2023 · €142,273
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €74,085 | €57,590 | €142,273 | €36,235 | ▼ 74.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,766 | €30,296 | €27,068 | €7,127 | €8,826 | ▲ 23.8% |
| Other operating charges640/8 | - | €6,030 | €5,481 | €9,994 | €16,586 | ▲ 66.0% |
| Gross operating margin9900 | €170,734 | €208,413 | €244,881 | €255,948 | -€41,951 | ▼ 116% |
| Operating profit (loss)9901 | €75,271 | €98,001 | €154,742 | €96,553 | -€103,597 | ▼ 207% |
| Financial income75/76B | - | €17 | €4 | €3 | €4,870 | ▲ 142,710% |
| Recurring financial income75 | €482 | €17 | €4 | €3 | €4,870 | ▲ 142,710% |
| Financial charges65/66B | - | €354 | €170 | €1,057 | €209 | ▼ 80.2% |
| Recurring financial charges65 | €265 | €354 | €170 | €1,057 | €209 | ▼ 80.2% |
| Profit (loss) for the period before taxes9903 | €75,489 | €97,665 | €154,576 | €95,499 | -€98,936 | ▼ 204% |
| Income taxes67/77 | €18,791 | €33,729 | €56,428 | €32,350 | - | - |
| Profit (loss) for the period9904 | €56,698 | €63,936 | €98,148 | €63,149 | -€98,936 | ▼ 257% |
| Profit (loss) for the period to be appropriated9905 | €56,698 | €63,936 | €98,148 | €63,149 | -€98,936 | ▼ 257% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €280,740 | €335,837 | €553,976 | €490,194 | €336,193 | ▼ 31.4% |
| Fixed assets21/28 | €158,901 | €195,138 | €350,402 | €20,167 | €26,648 | ▲ 32.1% |
| Tangible fixed assets22/27 | €158,695 | €195,138 | €350,402 | €20,167 | €26,648 | ▲ 32.1% |
| Land and buildings22 | - | €175,924 | €328,394 | - | - | - |
| Plant, machinery and equipment23 | - | €7,715 | €2,480 | €2,261 | €1,035 | ▼ 54.2% |
| Furniture and vehicles24 | - | €11,499 | €19,528 | €17,906 | €25,613 | ▲ 43.0% |
| Financial fixed assets28 | €206 | - | - | - | - | - |
| Current assets29/58 | €121,839 | €140,699 | €203,574 | €470,027 | €309,544 | ▼ 34.1% |
| Amounts receivable within one year40/41 | €88,864 | €137,325 | €168,518 | €460,450 | €298,416 | ▼ 35.2% |
| Trade receivables40 | - | €93,375 | €62,171 | €61,750 | €8,382 | ▼ 86.4% |
| Other amounts receivable41 | - | €43,950 | €106,347 | €398,700 | €290,034 | ▼ 27.3% |
| Cash at bank and in hand54/58 | €20,778 | €3,373 | €35,055 | €9,577 | €11,128 | ▲ 16.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €280,740 | €335,837 | €553,976 | €490,194 | €336,193 | ▼ 31.4% |
| Equity10/15 | €173,648 | €237,584 | €335,732 | €398,881 | €299,945 | ▼ 24.8% |
| Contributions10/11 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €111,950 | €175,886 | €274,034 | €337,183 | €337,183 | = |
| Distributable reserves133 | - | €175,886 | €274,034 | €337,183 | €337,183 | = |
| Profit (loss) carried forward14 | €56,698 | €56,698 | €56,698 | €56,698 | -€42,238 | ▼ 174% |
| Amounts payable17/49 | €107,092 | €98,253 | €218,244 | €91,313 | €36,248 | ▼ 60.3% |
| Amounts payable within one year42/48 | €69,170 | €55,360 | €103,895 | €70,092 | €36,248 | ▼ 48.3% |
| Trade debts44 | €23,177 | €2,813 | €12,448 | - | - | - |
| Suppliers440/4 | - | €2,813 | €12,448 | - | - | - |
| Taxes, remuneration and social security45 | - | €30,987 | €80,015 | €70,092 | €36,248 | ▼ 48.3% |
| Taxes450/3 | - | €24,810 | €65,344 | €68,778 | €33,611 | ▼ 51.1% |
| Remuneration and social security454/9 | - | €6,177 | €14,671 | €1,314 | €2,637 | ▲ 101% |
| Other amounts payable47/48 | - | €21,560 | €11,432 | - | - | - |
| Accrued charges and deferred income492/3 | - | €42,893 | €114,349 | €21,221 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €56,698 | €63,936 | €98,148 | €63,149 | -€98,936 | ▼ 257% |
| + Depreciation and write-downs630 | €23,766 | €30,296 | €27,068 | €7,127 | €8,826 | ▲ 23.8% |
| Operating cash flow (approximation) | €80,464 | €94,232 | €125,216 | €70,276 | -€90,111 | ▼ 228% |
| Investment in fixed assets (approximation) | - | -€66,533 | -€182,332 | €323,107 | -€15,307 | ▼ 105% |
| Change in cash | - | -€17,404 | €31,682 | -€25,479 | €1,551 | ▲ 106% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€98,936
Net result drops to -€98,936, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 6.71
Current ratio from 1.96 to 6.71; short-term debt falls from €103,895 to €70,092.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200,000Eq €237,584 ▲36.8%
3 profitable years in a row build equity to €237,584.
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150,000Eq €173,648 ▲48.5%
2 profitable years in a row build equity to €173,648.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2019
Ground area
5,452 m²
Building footprint
3,027 m²
Volume, LiDAR
336 m³
Parcel 46446B1382/00A000, Flanders · tallest building 4.7 m. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Moerputstraat 3H, 9100 Sint-Niklaas
since 20192.286.481.525
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46446B1382/00A000 | Flanders | 5,452 m² | 1 · 3,027 m² | 4.7 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,416. 5,381 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
42220Construction of utility projects for electricity and telecommunications
Scores and ratios are computed by Checked and are not a credit decision.