F.A. Constructions
ActiveSummary
The computed 12-month bankruptcy probability of F.A. Constructions is 2.6% (moderate). The 2024 annual accounts show equity of €300k and a net result of €-99k. Equity is growing by ~31.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 36375 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-85
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 8.54 against 6.71 in 2023; short-term debt: 10.8% and cash: 3.3% of total assets), and 10.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.2%
Return on assets
-29.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2025, 59 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
59 d early
2023
34 d early
2022
56 d early
2021
69 d early
2020
64 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€300k▼ 24.8%
2023 · €399k
Total assets
€336k▼ 31.4%
2023 · €490k
Net result
€-99k
2023 · €63k
Working capital
€273k▼ 31.7%
2023 · €400k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€75k▼ 55.7%€98k▲ 30.2%€155k▲ 57.9%€97k▼ 37.6%€-104k
Net result€57k▼ 49.4%€64k▲ 12.8%€98k▲ 53.5%€63k▼ 35.7%€-99k
Equity€174k▲ 48.5%€238k▲ 36.8%€336k▲ 41.3%€399k▲ 18.8%€300k▼ 24.8%
Total assets€281k▼ 5.3%€336k▲ 19.6%€554k▲ 65.0%€490k▼ 11.5%€336k▼ 31.4%
Debt€107k▼ 40.3%€98k▼ 8.3%€218k▲ 122%€91k▼ 58.2%€36k▼ 60.3%
Working capital€53k▼ 63.6%€85k▲ 62.0%€100k▲ 16.8%€400k▲ 301%€273k▼ 31.7%
Staff (FTE)0.90.9=1.5▲ 66.7%2.8▲ 86.7%1.2▼ 57.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €104k after €97k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €336k
Fixed assets
€27k ▲ 32.1%
Current assets
€310k ▼ 34.1%
Equity and liabilities €336k
Equity
€300k ▼ 24.8%
Debt
€36k ▼ 60.3%
Debt's share of the balance-sheet total falls from 18.6% to 10.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-95k▼
2023 · €104k
Cash flow
€-90k▼
2023 · €70k
Current ratio
8.54▲
2023 · 6.71
Debt to equity
0.12▼
2023 · 0.23
ROE
-33.0%▼
2023 · 15.8%
ROA
-29.4%▼
2023 · 12.9%
Interest coverage
-453.58▼
2023 · 98.07
Debt ≤ 1 year
€36k▼
2023 · €70k
Staff costs
€36k▼
2023 · €142k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €74k | €58k | €142k | €36k | ▼ 74.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24k | €30k | €27k | €7k | €9k | ▲ 23.8% |
| Other operating charges640/8 | - | €6k | €5k | €10k | €17k | ▲ 66.0% |
| Gross operating margin9900 | €171k | €208k | €245k | €256k | €-42k | ▼ 116% |
| Operating profit (loss)9901 | €75k | €98k | €155k | €97k | €-104k | ▼ 207% |
| Financial income75/76B | - | €17 | €4 | €3 | €5k | ▲ 142,710% |
| Recurring financial income75 | €482 | €17 | €4 | €3 | €5k | ▲ 142,710% |
| Financial charges65/66B | - | €354 | €170 | €1k | €209 | ▼ 80.2% |
| Recurring financial charges65 | €265 | €354 | €170 | €1k | €209 | ▼ 80.2% |
| Profit (loss) for the period before taxes9903 | €75k | €98k | €155k | €95k | €-99k | ▼ 204% |
| Income taxes67/77 | €19k | €34k | €56k | €32k | - | - |
| Profit (loss) for the period9904 | €57k | €64k | €98k | €63k | €-99k | ▼ 257% |
| Profit (loss) for the period to be appropriated9905 | €57k | €64k | €98k | €63k | €-99k | ▼ 257% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €281k | €336k | €554k | €490k | €336k | ▼ 31.4% |
| Fixed assets21/28 | €159k | €195k | €350k | €20k | €27k | ▲ 32.1% |
| Tangible fixed assets22/27 | €159k | €195k | €350k | €20k | €27k | ▲ 32.1% |
| Land and buildings22 | - | €176k | €328k | - | - | - |
| Plant, machinery and equipment23 | - | €8k | €2k | €2k | €1k | ▼ 54.2% |
| Furniture and vehicles24 | - | €11k | €20k | €18k | €26k | ▲ 43.0% |
| Financial fixed assets28 | €206 | - | - | - | - | - |
| Current assets29/58 | €122k | €141k | €204k | €470k | €310k | ▼ 34.1% |
| Amounts receivable within one year40/41 | €89k | €137k | €169k | €460k | €298k | ▼ 35.2% |
| Trade receivables40 | - | €93k | €62k | €62k | €8k | ▼ 86.4% |
| Other amounts receivable41 | - | €44k | €106k | €399k | €290k | ▼ 27.3% |
| Cash at bank and in hand54/58 | €21k | €3k | €35k | €10k | €11k | ▲ 16.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €281k | €336k | €554k | €490k | €336k | ▼ 31.4% |
| Equity10/15 | €174k | €238k | €336k | €399k | €300k | ▼ 24.8% |
| Contributions10/11 | - | €5k | €5k | €5k | €5k | = |
| Reserves13 | €112k | €176k | €274k | €337k | €337k | = |
| Distributable reserves133 | - | €176k | €274k | €337k | €337k | = |
| Profit (loss) carried forward14 | €57k | €57k | €57k | €57k | €-42k | ▼ 174% |
| Amounts payable17/49 | €107k | €98k | €218k | €91k | €36k | ▼ 60.3% |
| Amounts payable within one year42/48 | €69k | €55k | €104k | €70k | €36k | ▼ 48.3% |
| Trade debts44 | €23k | €3k | €12k | - | - | - |
| Suppliers440/4 | - | €3k | €12k | - | - | - |
| Taxes, remuneration and social security45 | - | €31k | €80k | €70k | €36k | ▼ 48.3% |
| Taxes450/3 | - | €25k | €65k | €69k | €34k | ▼ 51.1% |
| Remuneration and social security454/9 | - | €6k | €15k | €1k | €3k | ▲ 101% |
| Other amounts payable47/48 | - | €22k | €11k | - | - | - |
| Accrued charges and deferred income492/3 | - | €43k | €114k | €21k | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57k | €64k | €98k | €63k | €-99k | ▼ 257% |
| + Depreciation and write-downs630 | €24k | €30k | €27k | €7k | €9k | ▲ 23.8% |
| Operating cash flow (approximation) | €80k | €94k | €125k | €70k | €-90k | ▼ 228% |
| Investment in fixed assets (approximation) | - | €-67k | €-182k | €323k | €-15k | ▼ 105% |
| Change in cash | - | €-17k | €32k | €-25k | €2k | ▲ 106% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-99k
Net result drops to €-99k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 6.71
Current ratio from 1.96 to 6.71; short-term debt falls from €104k to €70k.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €238k ▲36.8%
3 profitable years in a row build equity to €238k.
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €174k ▲48.5%
2 profitable years in a row build equity to €174k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2019
Ground area
5,452 m²
Building footprint
3,027 m²
Volume, LiDAR
336 m³
Parcel 46446B1382/00A000, Flanders · tallest building 4.7 m. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Moerputstraat 3H, 9100 Sint-Niklaas
since 20192.286.481.525
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46446B1382/00A000 | Flanders | 5,452 m² | 1 · 3,027 m² | 4.7 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,414. 5,379 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
42220Construction of utility projects for electricity and telecommunications
Scores and ratios are computed by Checked and are not a credit decision.