EZBAT
ActiveThe computed 12-month bankruptcy probability of EZBAT is 2.0% (moderate). The 2025 annual accounts show equity of €52k and a net result of €32k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 7331 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+38
Solvency79▼-16
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 2.19 in 2024; short-term debt: 43.8% and cash: 11.6% of total assets), and 46.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.7%
Return on assets
33.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
49 d early
2024
45 d early
2023
47 d early
2022
52 d early
2021
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 161%
2024 · €20k
2021: €8k
2022: €15k
2023: €21k
2024: €20k
2021 → 2025
Total assets
€96k▲ 240%
2024 · €28k
2021: €13k
2022: €34k
2023: €31k
2024: €28k
2021 → 2025
Net result
€32k
2024 · €-2k
2021: €891
2022: €7k
2023: €6k
2024: €-2k
2021 → 2025
Working capital
€32k▲ 392%
2024 · €7k
2021: €6k
2022: €-972
2023: €6k
2024: €7k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€15k▲ 84.6%€21k▲ 37.3%€20k▼ 7.2%€52k▲ 161%
Operating result€1k-€10k▲ 823%€10k▼ 2.4%€499▼ 94.9%€46k▲ 9,085%
Net result€891-€7k▲ 697%€6k▼ 18.5%€-2k€32k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9,085% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€22k▲ 35.0%
Current assets
€74k▲ 520%
Equity and liabilities €96k
Equity
€52k▲ 161%
Debt
€45k▲ 423%
The debt ratio rises from 30.1% to 46.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k▲
2024 · €9k
Cash flow
€40k▲
2024 · €7k
Solvency
53.7%▼
2024 · 69.9%
Current ratio
1.76▼
2024 · 2.19
Quick ratio
1.76▼
2024 · 2.19
Debt / equity
0.86▲
2024 · 0.43
ROE
61.7%▲
2024 · -7.8%
ROA
33.1%▲
2024 · -5.4%
Interest coverage
186.36▲
2024 · 50.42
Debt
€45k▲
2024 · €9k
Debt ≤ 1 year
€42k▲
2024 · €5k
Debt > 1 year
€2k▼
2024 · €3k
Income taxes
€14k▲
2024 · €2k
Staff costs
€24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€96k▲
Fixed assets21/28€16k€22k▲
Tangible fixed assets22/27€16k€19k▲
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€12k€15k▲
Financial fixed assets28-€3k
Current assets29/58€12k€74k▲
Amounts receivable within one year40/41€8k€49k▲
Trade receivables40€8k€47k▲
Other amounts receivable41€267€2k▲
Cash at bank and in hand54/58€4k€11k▲
Deferred charges and accrued income490/1€346€14k▲
Equity and liabilities
Total equity and liabilities10/49€28k€96k▲
Equity10/15€20k€52k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€12k€44k▲
Amounts payable17/49€9k€45k▲
Amounts payable after more than one year17€3k€2k▼
Financial debts170/4€3k€2k▼
Amounts payable within one year42/48€5k€42k▲
Current portion of amounts payable after more than one year42€0€21k▲
Trade debts44€415€19k▲
Suppliers440/4€415€19k▲
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€2k€164▼
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€883€212▼
Income statement
Code20242025
Remuneration, social security and pensions62-€24k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€10k€79k▲
Operating profit (loss)9901€499€46k▲
Financial income75/76B€2€20▲
Recurring financial income75€2€20▲
Financial charges65/66B€173€290▲
Recurring financial charges65€173€290▲
Profit (loss) for the period before taxes9903€328€46k▲
Income taxes67/77€2k€14k▲
Profit (loss) for the period9904€-2k€32k▲
Profit (loss) for the period to be appropriated9905€-2k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€44k▲
Profit (loss) brought forward from the previous period14P€14k€12k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-2k ▼127%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Glacerie,Moustier 1595190 Jemeppe-sur-SambreGround area
1,952 m²
Building footprint
264 m²
Volume, LiDAR
2,030 m³
2 parcels, Wallonia · tallest building 15.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
EZBAT
since 20212.314.724.064
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92045G0791/00A000 | Wallonia | 1,335 m² | 1 · 81 m² | 6.7 m · 2 fl. |
| 92091B0130/00D002 | Wallonia | 617 m² | 1 · 183 m² | 15.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 13,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ezbat.sm@gmail.com
Phone:+32472842349