Equity
€366,917 from €1.2m in 2018
Equity fell by 70% in 7 years.
EZABEL
Lifetime
20 annual accounts with figures on one time axis, 27 filings since 1999peak €163,589 (2006)
€17,141▲ 124×
lowest -€790,715 (2019)
€15,265▲ 392%
peak €1.2m (2018)
€366,917▲ 4.3%
€8,914▲ 71.7%
Board1 name since 2021
1 directorEECKELAERT Roland
Owners
Documentsfilings and deeds
28-07-20263 days before the deadline
2025micro format
Gross margin from €138 to €17,141Result from €3,104 to €15,265Debts from €5,193 to €8,914Cash from €61,184 to €353,173
Key points
from the 2025 annual accountsFilings
27 annual accounts since 1999
The last five annual accounts were filed 1 to 5 days before the end of the period.
Position in the sector
97.6%
Higher solvency than 95% of companies in wholesale trade. Sector median 40.4% · 13,805 companies.
Checked score
97
Excellent
Financially stronger than 76% of micro companies in wholesale trade (NACE 46)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025lowest value
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 41.94, cash €353,173
Equity €366,917 (97.6% of total assets)
Founded in 1998
Size: total assets €375,831
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 98% on liquidity, 61% on profitability and 54% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as EZABEL has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of EZABEL itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for EZABEL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 41.94 (68.28 in 2024), above the usual 1.5. Short-term debt is 2.4% and cash 94% of total assets. 2.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 days early
2024
1 day early
2023
5 days early
2022
5 days early
2021
2 days early
2020
39 days early
2019
122 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0465077782
Amendment of the articles · Legal-form change · Resignations & appointments
Board composition: EECKELAERT Roland Sylveer (director) · General meeting of 24-10-2023 · Gazette deed
First establishment
Berkenrodelei 19-21, Antwerp
Incorporation
published on 09-01-1999 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| EZABEL Antwerp | €375,831 | €17,141 | 97.6% | - |
| AMALD Ottignies-Louvain-la-Neuve | €418,557 | €18,807 | 26.2% | - |
| G.D.P. Tielt | €355,188 | €18,277 | 6.4% | - |
| SOGESI BELGIQUE Fleurus | €320,985 | €14,252 | 91.9% | - |
| LEGOT ET THISSE Ixelles | €323,908 | €27,283 | 63.9% | - |
| F.R.A.N. COMPANY Houthalen-Helchteren | €246,146 | €18,823 | 84.7% | - |
| TRADING PARTNERS INTERNATIONAL Schilde | €531,028 | €29,981 | -62.9% | - |
These companies have the same main activity as EZABEL: wholesale of other household goods (NACE 46499). They are comparable in size and age: total assets between €246,000 and €531,000, founded between 1996 and 2000.
Official details
Source: KBO- Status
- Active since 29-12-1998Normal situation
- Activity
- Wholesale of other household goodsNACE 46499
- Establishment unit
- 2.090.089.2862660 Antwerp, since 02-02-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 24-12-2025
Annual accounts 2025
- ≈ €170,000estimated
- €375,831▲ 5.3%
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on EZABEL
EZABEL files the micro format. That format states no turnover. The gross margin fell from €163,589 in 2006 to €17,141 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about EZABEL
- What is the company number of EZABEL?
- The company number of EZABEL is 0465.077.782. The VAT number is the same number with BE in front: BE 0465.077.782.
- Where is EZABEL based?
- The registered office is at Berkenrodelei 19-21, 2660 Antwerp.Company details
- What does EZABEL do?
- According to the KBO register, the main activity is wholesale of other household goods (NACE 46499).
- What is the legal form of EZABEL?
- EZABEL is a private limited company (BV).
- When was EZABEL founded?
- EZABEL was founded on 29-12-1998.
- Is EZABEL still active?
- Yes, EZABEL is an active enterprise in the KBO register.
- What is the turnover of EZABEL?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €17,141 and 41 comparable companies (NACE 464). It probably lies between €87,000 and €690,000. It is a rough estimate.Financials
- Is EZABEL profitable?
- In financial year 2025, EZABEL made a profit of €15,265.
- Where can I find the annual accounts of EZABEL?
- EZABEL filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of EZABEL due?
- EZABEL must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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